Discover Sustainability, Год журнала: 2025, Номер 6(1)
Опубликована: Март 13, 2025
Abstract With growing global attention on sustainability, financial inclusion, and decent work, there remains a gap in understanding how literacy, access to capital, digital payment usage impact both work environmental particularly the context of developing economies. Existing research also overlooks mediating role bridging these factors with sustainability. A sample 384 valid responses was collected using convenience sampling from service users providers. The data were analyzed PLS-SEM examine direct indirect relationships between variables, NCA employed assess robustness necessity achieving results show that positively affect Moreover, mediates relationship inclusion demonstrating its crucial sustainable outcomes. study contributes theoretical literature by integrating Capability Approach, Institutional Theory, Stakeholder Theory explain contribute This multi-theory framework enhances mechanisms through which influences development. adds value extending introducing relationships. findings this provide valuable insights for policymakers design inclusive strategies promote foster contributing broader development goals.
Язык: Английский