Journal of Science and Technology Policy Management,
Год журнала:
2024,
Номер
unknown
Опубликована: Сен. 12, 2024
Purpose
Financial
technologies
or
FinTech
have
replaced
traditional
financial
services.
Large
investments
been
made
in
FinTechs
but
there
is
a
gap
between
service
providers
and
consumers.
Due
to
the
high
diversity
speed
of
changes,
people
still
do
not
understand
new
system
resist
it.
The
success
transition
requires
providing
an
opportunity
for
citizens'
participation
which
expressed
with
term,
citizenship.
This
study
aims
focus
on
citizenship
dimension
wants
analyze
influence
citizens
technologies.
Design/methodology/approach
analyzed
by
using
qualitative
research
method
grounded
theory.
data
were
collected
through
open
interviews
26
players
Iran.
Then
three-step
process
open,
axial
selective
coding
was
performed
main
categories
relationships
them
identified.
Findings
Surveys
shown
that
educating
informing
provides
conditions
engagement
formation
Depending
level
awareness,
they
can
play
role
as
customers,
feedback
demanders.
Of
course,
disruption
technological
innovation
affects
engagement.
Finally,
conceptual
model
provided
effect
citizen
has
analyzed.
Originality/value
based
belief
it
citizens’
right
matters
directly
affect
their
well-being.
only
customer
user
goes
beyond
becomes
where
would
be
able
like
other
interested
(policymakers
providers).
integrates
literature
citizenship;
analyzes
according
position
against
developments.
This
study
aims
to
assess
how
FinTech
facilitates
sustainable
finance
(SF)
for
small-
and
medium-sized
enterprises
(SMEs).
Therefore,
the
identified
several
solutions,
including
blockchain,
artificial
intelligence
(AI),
digital
banking
payment
systems,
crowdfunding
peer-to-peer
(P2P)
lending,
that
facilitate
SF
SMEs.
The
research
indicates
helps
financial
institutions
provide
effectively
efficiently
Blockchain
technology
is
effective
transparent
secure
transactions
because
it
can
narrow
credit
gaps,
lower
information
asymmetry,
increase
availability
of
funds,
improve
evaluation
processes,
promote
inclusion.
AI
applied
identify
fraud,
anticipate
mitigate
environmental,
social,
governance
(ESG)-related
events,
enhance
risk
management
programs
through
use
different
methods
such
as
behavioral
modeling,
sequential
clustering.
Crowdfunding
connects
funders
with
campaigns.
Business
owners
start-up
founders
are
able
communicate
investors
regarding
their
companies
via
crowdsourcing
website,
which
serves
a
place
collect
input
from
other
people
online.
Smart
contracts
decentralized,
verifiable,
auto-enforcing
features
allow
encoded
business
rules
be
carried
out
in
P2P
network
without
assistance
single
server
or
believed
authority.
successful
case
studies
validate
our
study.
Finally,
provides
significant
policy
regulatory
implications
all
stakeholders.
Sustainability,
Год журнала:
2024,
Номер
16(10), С. 4239 - 4239
Опубликована: Май 17, 2024
Increased
interest
in
sustainability
and
related
issues
has
led
to
the
development
of
disclosed
corporate
information
on
environmental,
social,
governance
(ESG)
issues.
Additionally,
questions
have
arisen
about
whether
these
disclosures
affect
firm’s
value.
Therefore,
we
conducted
a
bibliometric
analysis
coupled
with
systematic
literature
review
(SLR)
current
Scopus
database
from
2001
2023.
We
utilized
VOS
viewer,
Site
Space,
R
Studio
tools
for
this
analysis.
Our
findings
indicate
that
relationship
between
ESG
value
different
effects
disclosure
impacts
through
various
channels,
such
as
increasing
stakeholder
trust.
Moreover,
keyword
results
before
after
2015
demonstrate
significant
advancement
utilization
theoretical
foundation
literature.
Furthermore,
China
(Country),
“Universidad
de
Salamanca”
(University),
“Uyar,
Ali
García-Sánchez,
Isabel-María”
(Authors),
“Sustainability”
“Corporate
Social
Responsibility
Environmental
Management”
(Journals)
were
most
contributing
influential
field.
On
other
hand,
revealed
six
thematic
clusters:
society,
sustainable
development,
ESG,
organization,
innovation,
stakeholders.
found
promising
research
paths
emerging
themes
content
clusters,
assurance,
green
goals
(SDGs).
This
concludes
by
providing
roadmap
includes
lines
can
be
explored
depth
future
studies
promote
better
more
comprehensive
integration
achieve
maximize
firm
Advances in finance, accounting, and economics book series,
Год журнала:
2025,
Номер
unknown, С. 105 - 120
Опубликована: Янв. 8, 2025
The
available
Financial
Technology
or
more
commonly
known
as
FinTech
has
simplified
ways
that
the
small
businesses
can
access
financial
services
for
their
growth
solutions.
Out
of
these,
leading
forms
finance
technology
such
third-party
payment
systems,
peer-to-peer
online
lending,
crowdfunding
have
promoted
cross
border
electronic
trade,
credit
processes
and
sources
availing
backing
to
ideas.
These
technologies
enhance
efficiency,
speed
convenience
hence
attracting
which
issues
high
cost
collateral
training
costs.
In
this
way,
platforms
use
big
data
algorithms
fill
existing
funding
gap
conventional
failed
provide.
differs
some
extent
around
world,
mobile
money
is
most
used
in
developing
countries
while
P2P
lending
widely
developed
countries.
Financial Innovation,
Год журнала:
2025,
Номер
11(1)
Опубликована: Янв. 27, 2025
Abstract
This
study
presents
an
all-inclusive
analysis
of
the
literature
on
augmentation
financial
inclusion
through
fintech.
Ninety-six
papers
were
selected
from
2951
articles
in
Web
Science,
Scopus,
and
EBSCO
databases.
uses
bibliometric
content
techniques
to
illuminate
underexplored
aspects
fintech’s
impact
inclusion.
Unlike
previous
studies,
this
consolidates
a
significant
amount
by
systematically
contextualizing
theories
viewpoints
fintech
sector.
The
key
findings
include
identification
three
main
research
clusters:
(1)
advent
novel
services,
(2)
transformation
market
landscape,
(3)
roles
stakeholders
ecosystem.
reveals
gaps
existing
research,
such
as
need
for
more
studies
tangible
regulation.
concludes
highlighting
potential
directions
future
emphasizing
importance
policymakers
paying
greater
attention
implications
Administrative Sciences,
Год журнала:
2025,
Номер
15(4), С. 150 - 150
Опубликована: Апрель 19, 2025
This
research
aims
to
examine
the
relationship
between
green
finance,
fintech,
and
sustainable
development.
PRISMA
bibliometric
analyses
were
conducted
determine
most
important
trends
related
this
subject.
A
total
of
432
scientific
documents
analyzed,
sourced
from
Scopus
database.
The
approach
was
used
choose
data,
including
application
suitable
inclusion
exclusion
criteria.
analysis
study
framework,
produced
using
statistical
programming
language
R
alongside
sophisticated
bibliographic
tools
Biblioshiny
VOSviewer,
particularly
concentrates
on
carbon
emissions,
renewable
energy,
technology
innovation,
fintech.
highlights
significant
authors,
sources,
emerging
domains
in
Furthermore,
findings
suggest
that
organization’s
performance
regarding
ESG
may
be
enhanced
via
interplay
financing
study’s
results
highlight
significance
finance
achieving
development
need
for
fintech
evolve
into
greentech
promote
ecologically
activities.
