Credit Risk Assessment of Green Supply Chain Finance for SMEs Based on Multi-Source Information Fusion

Sustainability, Год журнала: 2025, Номер 17(4), С. 1590 - 1590

Опубликована: Фев. 14, 2025

As an important pillar of the national economy, green transformation SMEs is key to promoting sustainable economic development. However, generally face issues such as information opacity and high operational risks, which make it difficult for them obtain traditional financing support, thereby hindering Green Supply Chain Finance has opened up new channels SMEs, but accuracy credit risk evaluation remains a bottleneck that limits its widespread application. This paper constructs index system integrates multiple sources information, covering factors situations themselves, stakeholder feedback, expert ratings. It compares analyzes performance genetic algorithm-optimized random forest model (GA-RF), BP neural network, support vector machine, logistic regression in evaluation. The empirical results indicate GA-RF significantly better than other models terms accuracy, precision, F1 score, highest AUC value, making more effective identifying risk. In addition, reveals asset–liability ratio, time establishment, growth rate operating revenue, collection accounts receivable, return on net assets, daily shipments are indicators affecting assessment.

Язык: Английский

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Research on Low-Carbon Dual-Channel Supply Chain Emission Reduction and Financing Strategy Based on Blockchain

IEEE Access, Год журнала: 2024, Номер 12, С. 97115 - 97131

Опубликована: Янв. 1, 2024

In the context of implementing carbon quota trading policies and rapid development e-commerce, blockchain technology, with its traceable tamper-proof characteristics, reduces product costs corporate financing by promoting information sharing. It effectively solves trust problem caused asymmetry. This study considers a supply chain consisting manufacturer financial constraints retailer dual-channel sales. We construct decision models for bank financing, zero-interest early payment in-house factoring under both benchmark conditions technology conditions. The explores impact on optimal emission reduction decisions these three methods. results show that regardless whether emissions exceed standards, there is linear relationship between manufacturer's profit efficiency. Additionally, U-shaped retailer's online market share. There exists reasonable range efficiency share such introducing can increase profits all parties involved in green chain. Zero-interest have critical points related to production cost, while As price increases, decision-makers will shift from financing.

Язык: Английский

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A Competitive Newsvendor Problem with Product Substitution under the Carbon Cap-and-Trade System

Systems, Год журнала: 2024, Номер 12(6), С. 201 - 201

Опубликована: Июнь 8, 2024

This study investigates the competitive issues of newsvendor problem with product substitution under carbon cap-and-trade system. Building on existing research, this paper introduces system uncertain market demand and considers that original equipment manufacturer (OEM) can choose to procure raw materials from contract (CM), both final products being substitutable. Furthermore, we explore different relationships between OEM CM pure co-opetitive modes. For problem, decision models are developed for various scenarios, optimal solutions satisfying given conditions provided. We find in one-way substitution, competition, an increase OEM’s (or CM’s) green investment rate only leads yields, while does not necessarily reduce CM’s OEM’s) yields. In mode, investments manufacturers may lead yields manufacturers. trading prices inhibit manufacturer’s Moreover, same competition certain conditions, two-way bring better profits entire supply chain. When two modes scenario, cannot substitute OEM, decisions total chain equal. Finally, through numerical analysis, neither mode is when OEM. Additionally, it observed be enhanced presence substitution.

Язык: Английский

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The bright side of low-carbon technology sharing in a capital-constrained supply chain

Transportation Research Part E Logistics and Transportation Review, Год журнала: 2024, Номер 193, С. 103827 - 103827

Опубликована: Ноя. 14, 2024

Язык: Английский

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