European Journal of Finance,
Год журнала:
2024,
Номер
unknown, С. 1 - 17
Опубликована: Ноя. 26, 2024
This
paper
connects
Science,
Technology,
Engineering,
and
Mathematics
(STEM)
to
the
establishment
of
new
fintech
ventures
(NFVs).
Leveraging
a
longitudinal
dataset
covering
149
countries
over
2005–2022
period,
we
provide
pioneering
evidence
that
STEM
is
linked
formation.
NFVs
are
more
frequently
established
in
with
higher
fraction
graduates.
We
unpack
its
two
components,
finance
technology,
document
connection
between
formation
less
pronounced
traditional
information
technology.
Research in International Business and Finance,
Год журнала:
2024,
Номер
69, С. 102225 - 102225
Опубликована: Янв. 17, 2024
Due
to
the
growing
focus
of
institutional
investors
on
sustainability,
investment
decisions
in
financial
sector
are
increasingly
focused
environmental,
social
and
governance
(ESG)
aspects.
In
this
scenario,
together
with
technological
progress,
sustainable
finance,
unlike
traditional
directs
capital
towards
operations
that
generate
positive
impacts
for
environment
society.
FinTech,
considered
an
accelerator
economic
growth,
is
part
innovations
related
finance.
Through
analysis
exploratory
case
study
international
importance,
represented
by
bank
BNP
Paribas,
article
uses
unified
theory
acceptance
use
technology
(UTAUT)
investigate
factors
influence
innovation
banking
sector.
The
results
show
influence,
reinforced
ESG
factors,
a
variable
encourages
adoption
Collaborations
FinTech
companies
support
banks
achieving
sustainability
objectives
more
efficiently.
This
makes
important
contribution
academic
literature.
It
expands
knowledge
determinants
diffusion
analysing
effect
not
previous
also
presents
practical
implications
policy
makers.
appropriate
plan
training
activities
managers
employees
promote
understanding
these
subjects
facilitate
better
institutionalization
practices.
Humanities and Social Sciences Communications,
Год журнала:
2023,
Номер
10(1)
Опубликована: Апрель 14, 2023
Abstract
The
purpose
of
the
article
is
to
study
current
experience
and
prospects
humanization
FinTech
in
economy
artificial
intelligence.
research
methodology
based
on
use
method
structural
equation
modeling
(SEM).
analyzes
statistics
for
2021–2022
(annual
indicators).
sample
included
118
countries.
As
a
result,
modern
international
intelligence
has
been
studied
causal
relationships
through
integration
blockchain
into
ESG
finance
have
identified.
proposes
an
economic
legal
approach
by
integrating
ascertain
political
implications.
contributes
literature
clarifying
scientific
provisions
concept
economy.
theoretical
significance
obtained
results
that
developed
model
(SEM)
detailed
regression
equations
formed
comprehensive
understanding
patterns
FinTech.
resulting
econometric
can
be
used
predict
development
blockchain-based
finance,
as
well
high-precision
planning
state
policy.
practical
authors’
conclusions
recommendations
they
clear
idea
barriers
(“market
failures”
“institutional
traps”)
(improvement
institutional
environment
application
approach)
finance.
Heliyon,
Год журнала:
2023,
Номер
9(10), С. e21086 - e21086
Опубликована: Окт. 1, 2023
Digital
technology
provided
a
new
driver
for
the
rapid
recovery
of
global
economy
in
post-COVID-19
era.
This
study
examined
how
digital
financing
affected
regional
economic
resilience.
First,
this
constructs
multidimensional
resilience
evaluation
system
and
measures
levels
283
Chinese
cities
2012-2021-using
entropy
value
method.
Then,
panel
data,
mediation
effect,
threshold
effect
models
were
constructed
to
empirically
test
impact
mechanism
finance
(DF)
on
The
results
show
that
DF
improves
resilience,
which
is
more
evident
central
western
cities.
Capital
allocation
efficiency,
innovation,
consumption
are
effective
paths,
whereas
affects
by
enhancing
capital
strengthening
innovation
capacity,
promoting
resident
consumption.
It
worth
noting
excessive
financialization
can
mask
role
DF.
These
conclusions
provide
evidence
clarifying
Journal of International Financial Markets Institutions and Money,
Год журнала:
2024,
Номер
93, С. 102002 - 102002
Опубликована: Май 8, 2024
Fintech
has
experienced
rapid
advances
in
recent
years.
This
study
examines
the
impact
of
on
financial
stability
for
a
group
25
countries
during
2013–2020.
We
adopt
novel
Fintech-enabled
financing
volume
to
directly
measure
development.
utilise
both
aggregate
and
disaggregated
level
financing;
latter
includes
crowdfunding,
business
lending
consumer
lending,
each
different
funding
process
default
rates.
account
spatial
dependence
across
by
employing
various
models.
Our
findings
first
reveal
that
there
is
positive
countries.
It
implies
spillover
neighbouring
validates
necessity
analysis.
Second,
based
Spatial
Durbin
Model
which
best
describes
our
data,
makes
local
cross-border
contribution
towards
stability,
irrespective
alternative
weight
matrices
sample
sizes.
Such
more
profound
with
smaller
sizes
volume,
effect
stronger
closer
geographic
proximity.
Finally,
crowdfunding
enhances
whilst
contrasting
destabilising
effect.
PLoS ONE,
Год журнала:
2025,
Номер
20(1), С. e0313210 - e0313210
Опубликована: Янв. 14, 2025
The
adoption
of
Financial
Technology
(FinTech),
along
with
the
enhancement
Human
Resource
(HR)
competencies,
service
innovation,
and
firm
growth,
plays
a
crucial
role
in
development
banking
sector.
Despite
their
importance,
obtaining
reliable
results
is
often
challenging
due
to
complex,
high-dimensional
correlations
among
various
features
that
affect
industry.
To
address
this
issue,
research
introduces
hybrid
Multi-Criteria
Decision-Making
(MCDM)
model
integrates
Entropy-Weighted
Method
(EWM)
Technique
for
Order
Preference
by
Similarity
Ideal
Solution
(TOPSIS).
primary
objective
study
systematically
evaluate
rank
multiple
alternatives
based
on
key
criteria
using
EWM-TOPSIS
approaches.
Specifically,
analysis
considers
eleven
multifaceted
characteristics
eight
potential
(A1
A8),
revealing
significant
influence
proposed
MCDM
approaches
assessing
FinTech
adoption,
HR
competency,
growth.
findings
underscore
effectiveness
entropy-TOPSIS
providing
structured
smarter
well-informed
decision-making.
Ultimately,
proposes
best
alternative
from
evaluated
options,
contributing
valuable
insights
into
future
FinTech,
growth
within
