Social commerce and buying intention post COVID-19: Evidence from a hybrid approach based on SEM – fsQCA

Journal of Retailing and Consumer Services, Год журнала: 2023, Номер 76, С. 103548 - 103548

Опубликована: Сен. 6, 2023

Язык: Английский

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FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support

Journal of risk and financial management, Год журнала: 2024, Номер 17(3), С. 108 - 108

Опубликована: Март 7, 2024

Exploring the potential of financial technology (FinTech) to promote inclusion is aim this research. This study concentrated on understanding why people use FinTech and how it affects their access services by taking into account mediating role digital literacy moderating effect perceived regulatory support. used partial least squares structural equation modeling (PLS-SEM) for testing research model collecting data from 608 users in India. The results revealed trust, service quality, security are essential promoting utilization services. also demonstrated that positively impacts inclusion, making easier individuals get formal Furthermore, emerged as an important mediator between inclusion. confirmed support has a significant moderation influence relationship would contribute advancing theoretical frameworks offer practical advice policymakers companies make more inclusive.

Язык: Английский

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Understanding factors affecting social commerce purchase behavior: A longitudinal perspective

Journal of Retailing and Consumer Services, Год журнала: 2024, Номер 78, С. 103751 - 103751

Опубликована: Фев. 20, 2024

Язык: Английский

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The trust paradox: An exploration of consumer psychology and behavior in cross-border shopping using E-commerce mobile applications

Acta Psychologica, Год журнала: 2025, Номер 254, С. 104778 - 104778

Опубликована: Фев. 9, 2025

Язык: Английский

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The Moderation of Organizational Readiness on the Relationship Between Toe Factors and Fintech Adoption and Financial Performance

Journal of Law and Sustainable Development, Год журнала: 2023, Номер 11(3), С. e730 - e730

Опубликована: Авг. 2, 2023

Purpose of the study: The purpose study was to discuss impact TOE factors on FinTech Adoption and Financial Performance role organizational readiness as moderation in Jordanian commercial banks. Theoretical framework: In order examine how embrace Fintech its effects Performance, this provides an enhanced technology acceptance model (TOE) that includes relative advantage, top management support, competitive pressure, technological compatibility. Method: A questionnaire we created distributed bank managers, department heads, supervisors working for banks yielded 215 valid replies. To test hypotheses, used a structural equation (SEM) analyze data correlations between all latent variables. Results conclusion: results reveal positive significant relationship Relative Advantage, Top Management Support, Competitive Pressure compatibility has insignificant effect Adoption, Also showed Performance. moderating Technological Compatibility Adoption. This also shows does not have Adoption. Search implications: study's findings imply need further research exploration into improve financial performance remain market. Originality value: contributes integrating adoption Fintech's trust with TOE, adds body knowledge usage by offering more thorough understanding influence users' views.

Язык: Английский

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How does risk interplay with trust in pre-and post-purchase intention to engage: PLS-SEM and ML classification approach

Journal of Marketing Analytics, Год журнала: 2024, Номер unknown

Опубликована: Сен. 4, 2024

Язык: Английский

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Understanding Trust Drivers of S-commerce

Heliyon, Год журнала: 2023, Номер 10(1), С. e23332 - e23332

Опубликована: Дек. 6, 2023

Trust has emerged as a pillar in the acceptance and use of new technologies ever-changing digital landscape, notably booming field social commerce. The importance this study lies fact that it explores in-depth aspects customer trust Instashopping using constructs have yet to be explored s-commerce literature. Focusing on Instashopping, research proposed multi-dimensional model examine dynamics user commerce platforms analyses effects various factors, including institution-based trust, disposition personal inventiveness, perceived page quality, overall web experience. Structural equation modelling confirmatory factor analysis were used data from 267 responses survey university students United Arab Emirates who Instagram for shopping. showed trusting beliefs significantly influenced by general Still, no significant association was found between site quality beliefs. These findings highlight crucial part plays platform success how important is online build maintain trust. work also contributes theoretically knowledge body comprehensively analysing In practice, gained can help organisations plan their strategy gaining keeping client which essential long-term arena. To ensure success, must emphasise building maintaining

Язык: Английский

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Understanding the Determinants of FinTech Adoption: Integrating UTAUT2 with Trust Theoretic Model

Journal of risk and financial management, Год журнала: 2023, Номер 16(12), С. 505 - 505

Опубликована: Дек. 6, 2023

Financial technology (FinTech) is transforming the financial services industry by offering innovative, convenient solutions for businesses and individuals. This study examines factors influencing FinTech adoption, with a special focus on trust. By integrating insights from both unified theory of acceptance use (UTAUT2), trust theoretic model (TTM), this research uncovers critical determinants adoption. Utilizing survey responses obtained 399 participants, employs partial least squares structural equation modelling method. The findings reveal that performance expectancy, effort social influence, habit, price value, facilitating conditions significantly influence users’ intentions to services. In addition, shows plays crucial role in use, as it influences actual FinTech. Surprisingly, hedonic motivation was found not affect intentions, implying people see practical, rather than enjoyable, endeavor. These provide valuable guidance service providers policymakers seeking enhance adoption utilization while ensuring security trustworthiness these digital platforms.

Язык: Английский

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Investigating the Components of Perceived Risk Factors Affecting Mobile Payment Adoption

Journal of risk and financial management, Год журнала: 2024, Номер 17(6), С. 216 - 216

Опубликована: Май 21, 2024

As smartphone ownership rapidly expands, mobile payment options are gaining popularity due to the portability and convenience they offer. This study examines attitudes towards adopting payment, focusing on component risk, which consists of multiple dimensions including performance, financial, time, psychological, social risks. The uses a quantitative approach, collecting data through survey distributed users, with 361 respondents in United States. instrument includes measures performance psychological as well acceptance. Data analysis using SPSS 25.0 AMOS 24.0 reveals that both risk significantly negatively impact acceptance, underscoring importance service providers implementing effective management policies improve users’ positive their platforms.

Язык: Английский

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Green hotels visit intention among young adults: integrating the familiarity, novelty, trust, perceived risk, and theory of planned behaviour

Humanities and Social Sciences Communications, Год журнала: 2024, Номер 11(1)

Опубликована: Окт. 19, 2024

Abstract Previous hospitality research typically focuses on consumers’ positive attitudes and intentions toward addressing an existing gap in the literature consumer attitude behaviour green hotel marketing. Those studies have frequently neglected to investigate effects of negative perspectives. This study aims explore relationships between seven indicators perceived risk, familiarity, novelty, trust, attitude, subjective norm, behavioural control, intention visit hotels. A total 606 questionnaires were collected analysed using structural equation modelling. Results showed that risk negatively influences control. Familiarity positively but attitude. Novelty while trust intention. Subjective norm intention, provides alternative factor perspective visitation a theoretically driven approach.

Язык: Английский

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