Journal of Economic Studies, Год журнала: 2024, Номер unknown
Опубликована: Авг. 13, 2024
Purpose Deposit insurance activities aimed at achieving financial stability and depositor protection often align with inclusion programmes of other safety-net participants. However, there is limited empirical evidence in the literature on role deposit (DIS) inclusion. This study bridges this gap by analysing data from 143 countries to assess impact DIS along dimensions access usage. Design/methodology/approach uses random effect generalized methods moments (GMM) regression models estimate effects Findings Our results show that, addition positive impacts policy drivers such as income per capita, economic growth banking sector development, practice an explicit system (EDIS) significantly promotes merely having any form DIS, proxied IADI membership, shows potential. Based data-informed reliability our findings, we recommend that aiming deepen should consider adopting or intensifying EDIS alongside existing programmes. Originality/value There scanty literature, if exists any, indicates progress actually benefits insurance. therefore contributes providing empircal
Язык: Английский
