An integrated framework for understanding innovative digital payment adoption and continued usage by small offline retailers

Cogent Economics & Finance, Год журнала: 2025, Номер 13(1)

Опубликована: Фев. 11, 2025

Язык: Английский

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Rural Residents’ Digital Payment: The Use and Its Impact on Credit Availability – Evidence Using Extended UTAUT2

SAGE Open, Год журнала: 2025, Номер 15(1)

Опубликована: Янв. 1, 2025

In recent years, the essential roles of digital payment have gradually emerged. However, current research on adoption models rarely incorporates outcomes payment, and it also gives less consideration to rural residents. Considering these two issues as a gap, this article establishes unified use credit availability model by extending UTAUT2 framework in aspects applying China’s The first extension is add an outcome variable use. second factors important farmers, perceived riskiness innovativeness, constructs. Structural equation modeling employed analyze data collected from nearly 500 Chinese results show that almost 90% residents used payment. only low proportion for many purposes or frequently. Rural residents’ can increase availability. Performance expectancy, effort social influence, price value, innovativeness significantly positively affect intention behavior, thereby indirectly improving risk does not influence adoption, possibly due effective protective behaviors. addition indirect effect, has direct impact JEL Classification: M15, G21.

Язык: Английский

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Robo-Advisor Enablers and Inhibitors: A Dual-Factor Framework and a Benefit-Risk Model Integration for Understanding Customer Acceptance

Sustainable Futures, Год журнала: 2025, Номер unknown, С. 100570 - 100570

Опубликована: Март 1, 2025

Язык: Английский

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Investigating the Components of Perceived Risk Factors Affecting Mobile Payment Adoption

Journal of risk and financial management, Год журнала: 2024, Номер 17(6), С. 216 - 216

Опубликована: Май 21, 2024

As smartphone ownership rapidly expands, mobile payment options are gaining popularity due to the portability and convenience they offer. This study examines attitudes towards adopting payment, focusing on component risk, which consists of multiple dimensions including performance, financial, time, psychological, social risks. The uses a quantitative approach, collecting data through survey distributed users, with 361 respondents in United States. instrument includes measures performance psychological as well acceptance. Data analysis using SPSS 25.0 AMOS 24.0 reveals that both risk significantly negatively impact acceptance, underscoring importance service providers implementing effective management policies improve users’ positive their platforms.

Язык: Английский

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Multi-Dimensional Herding Behavior of Mobile Payment Users

Journal of Computer Information Systems, Год журнала: 2024, Номер unknown, С. 1 - 14

Опубликована: Июль 17, 2024

The swift advancement of technology and the convenience mobile payment use have significantly contributed to its growth, impacting financial inclusion in developing regions. However, continuity remains a challenge for users these regions favoring cash. To address this, we investigate how often exhibit herding behavior that influences usage not just techno-behavioral factors, as suggested by past literature. We propose frequently imitate others' actions owing networked nature design research model comprising multiple dimensions both rational irrational affecting continued usage. With 507 user survey responses, confirmed our model's validity. Results reveal balancing impact on continuance intention, providing insights enhancing technology's popularity efforts. This study enhances literature integrating theoretical aspects behavior.

Язык: Английский

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Paths to digital mobile payment platforms acceptance and usage: A topology for digital enthusiast consumers

Telematics and Informatics Reports, Год журнала: 2024, Номер 15, С. 100158 - 100158

Опубликована: Авг. 9, 2024

The rapid development of digital mobile payment platforms (DMPPs) has significantlytransformed the financial services landscape, offering consumers unparalleled convenience and efficiency in options. This study delves into acceptance usability factors among enthusiast consumers, employing fuzzy set Qualitative Comparative Analysis (fsQCA) to uncover key determinants. Analyzing data from 325 enthusiasts, research identified four distinct configural paths that significantly influence DMPP usage, revealing two primary user typologies: "systems readiness ease use" "affection secured platforms." Performance expectancy emerged as a core condition, highlighting its critical role driving adoption enthusiasts. also underscored importance grievance redress perceived trust essential conditions influencing continuous emphasizing their pivotal enhancing experience fostering trust. These insights suggest addressing users' concerns building are fundamental for sustained success DMPPs. By tailoring features align with preferences typologies, service providers can boost rates. fsQCA approach offers novel nuances emerging technology underscoring necessity categorizing users better understand dynamics. provides valuable contributions both businesses policymakers,offering strategies optimize design, ensure superior experiences, promote broader adoption. findings highlight dynamic interplay expectations technological capabilities, navigating evolving landscape.

Язык: Английский

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An Empirical Study of Sustainable Development Model for Recreational Fishery Based on Multiple Perspectives

International Journal of Tourism Research, Год журнала: 2024, Номер 26(5)

Опубликована: Сен. 1, 2024

ABSTRACT To analyze the sustainable development of recreational fisheries, this study constructs an evaluation model by employing resource‐based theory, service‐dominant logic, and consumer value cocreation. Data are collected using a questionnaire survey offshore platform operators, government officials, scholars with expertise in tourism, leisure, recreation. Furthermore, decision‐making trial laboratory (DEMATEL) DEMATEL‐based analytic network process (DANP) methods adopted to evaluate causal relationships between dimensions criteria their magnitudes influences. The results show that fishery operators Penghu believe improving dimension service experience should have highest priority, while officials consider marine environmental as most important for development. analysis will be provided improve items through designing high‐value experiential activities.

Язык: Английский

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Usage intention of tourists regarding the acceptance of artificial intelligence enhanced tour guides apps

Current Issues in Tourism, Год журнала: 2024, Номер unknown, С. 1 - 17

Опубликована: Июль 6, 2024

This study aimed to investigate tourists' intentions regarding the adoption of AI-enhanced tour guide apps. Variables such as effort expectancy, performance social influence, facilitating conditions, and hedonic motivation from Unified Theory Acceptance Use Technology (UTAUT2) model were utilised assess acceptance The data was collected online adults aged '18 above' in United States, using a market panel company. A dataset 525 participants for research. SPSS conducting frequency factor analysis, while SmartPLS-4 employed carrying out structural equation testing. To ensure validity reliability research, exploratory correlation discriminant analyses initially performed. findings highlight that apps among tourists, framed within UTAUT2 model, is significantly influenced by motivation. Gender age did not moderate relationship between motivation, usage use

Язык: Английский

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Creating an operational evaluation model for catering delivery platforms using an expanded BOCR theory

Research in Transportation Business & Management, Год журнала: 2024, Номер 59, С. 101267 - 101267

Опубликована: Дек. 12, 2024

Язык: Английский

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