The determinants of banking sector performance in Tanzania: A pre-post Treasury Single Account analysis DOI Creative Commons
Goodhope Hance Mkaro, Lin‐Sea Lau, Chee‐Keong Choong

и другие.

Cogent Economics & Finance, Год журнала: 2023, Номер 11(2)

Опубликована: Окт. 9, 2023

This study examined how the Treasury Single Account (TSA) policy, aimed at withdrawing government deposits from commercial banks, impacted Tanzanian banking sector's performance in relation to ownership concentration, bank size, and macroeconomic variables. Balanced panel dataset comprising thirty (30) 2010Q1 2020Q4, was analyzed. Regression results revealed that, while foreign state-owned banks were more resilient, private domestic banks' deteriorated after TSA adoption. Small survived negative shock of larger ones negatively affected. The effects interest rate, GDP, exchange rate turned whilst inflationary on enhanced TSA. enhances comprehension relatively new system Africa addressing a literature gap by exploring its influence across various classifications. Following adoption, regulators should strike balance between tightening or relaxing regulatory limits enforcing compliance ensure stability. Government support for key economic growth-driving sectors potentially attracts into system, thus promoting Banks are encouraged innovate strategies attract general public, deviating dependence funds.

Язык: Английский

Does ESG performance impact credit portfolios? Evidence from lending to mineral resource firms in emerging markets DOI
Birjees Rahat, Pascal Nguyên

Resources Policy, Год журнала: 2023, Номер 85, С. 104052 - 104052

Опубликована: Авг. 1, 2023

Язык: Английский

Процитировано

23
Effects of climate change and technological capex on credit risk cycles in the European Union DOI
Nawazish Mirza, Muhammad Umar, Alexandra Horobeţ

и другие.

Technological Forecasting and Social Change, Год журнала: 2024, Номер 204, С. 123448 - 123448

Опубликована: Май 17, 2024

Язык: Английский

Процитировано

9
Cushion hypothesis and credit risk: Islamic versus conventional banks from the MENA region DOI Creative Commons
Islam Abdeljawad, Mamunur Rashid, Muiz Abu Alia

и другие.

PLoS ONE, Год журнала: 2024, Номер 19(7), С. e0306901 - e0306901

Опубликована: Июль 22, 2024

Conventional banks are 'indirectly' allowed to take more risk under the shadow of sovereign guarantees. Banks commit moral hazards as any major banking crisis will be 'cushioned' by deposit insurance and bailed out using taxpayer's money. This study offers an alternative explanation for determinants banks' credit risk, particularly those from Islamic regions. Although conventional may share state social cushioning systems, strictly prohibited religious principles gambling with depositors' funds, even if there is a cushion available bail them out. However, belonging collective societies, such in MENA area, inclined risks due perception having larger safety net protect event failure. We analyse these theoretical intersections utilising dataset consisting 320 20 countries, covering time span 2006 2021. Our analysis employs combination Ordinary Least Squares (OLS), Fixed Effects (FE), 2-step System-GMM methodologies. reveals that less exposed compared banks. contend stricter ethical ground multi-layer monitoring system amid protracted geopolitical post-pandemic crises impacting countries contribute lower risk. examine consequences liquidity management strategies employed banks, which can serve valuable reference other

Язык: Английский

Процитировано

2
The determinants of banking sector performance in Tanzania: A pre-post Treasury Single Account analysis DOI Creative Commons
Goodhope Hance Mkaro, Lin‐Sea Lau, Chee‐Keong Choong

и другие.

Cogent Economics & Finance, Год журнала: 2023, Номер 11(2)

Опубликована: Окт. 9, 2023

This study examined how the Treasury Single Account (TSA) policy, aimed at withdrawing government deposits from commercial banks, impacted Tanzanian banking sector's performance in relation to ownership concentration, bank size, and macroeconomic variables. Balanced panel dataset comprising thirty (30) 2010Q1 2020Q4, was analyzed. Regression results revealed that, while foreign state-owned banks were more resilient, private domestic banks' deteriorated after TSA adoption. Small survived negative shock of larger ones negatively affected. The effects interest rate, GDP, exchange rate turned whilst inflationary on enhanced TSA. enhances comprehension relatively new system Africa addressing a literature gap by exploring its influence across various classifications. Following adoption, regulators should strike balance between tightening or relaxing regulatory limits enforcing compliance ensure stability. Government support for key economic growth-driving sectors potentially attracts into system, thus promoting Banks are encouraged innovate strategies attract general public, deviating dependence funds.

Язык: Английский

Процитировано

4