The diffusion of financial technology-enabled innovation in GCC-listed banks and its relationship with profitability and market value
Journal of financial reporting & accounting,
Год журнала:
2024,
Номер
unknown
Опубликована: Июль 1, 2024
Purpose
This
study
aims
to
examine
the
relationship
between
diffusion
of
technology-enabled
innovation
in
financial
services
(i.e.
technology
[FinTech])
and
performance,
i.e.
profitability
market
value
banks
listed
Gulf
Cooperation
Council
(GCC)
countries.
Design/methodology/approach
An
extensive
review
literature
was
carried
out,
a
index
73
items
including
adopted
measure
level
FinTech
usage
or
for
that
are
on
GCC
stock
exchanges.
The
used
return
assets
(ROA)
Tobin’s
Q
(TQ)
as
proxies
value,
respectively.
Findings
findings
empirical
results
indicate
there
is
positive
implementation
performance
banks.
also
showed
highest
79.7%
by
United
Arab
Emirates
followed
Bahraini
at
76.7%
based
developed
this
study.
Practical
implications
study,
hence,
recommends
policymakers
governments
implement
supportive
policies
initiatives,
allowing
consumers
embrace
part
their
way
life.
encourages
other
organizations
formulate
strategies
integrate
into
operations.
Originality/value
paper
offers
new
contributions
regarding
provides
recommendations
institutions,
markets,
governments.
Язык: Английский
Bridging the nexus between Fintech, operational efficiency and banks profitability: the moderating role of bank size
Future Business Journal,
Год журнала:
2025,
Номер
11(1)
Опубликована: Апрель 7, 2025
Abstract
Purpose
The
current
research
investigates
the
nexus
between
investments
in
financial
technology
(Fintech)
and
banks’
profitability.
It
also
examines
whether
operational
efficiency
(OE)
as
a
mediator
bank
size
(BS)
moderator
can
impact
their
profitability
digital
transformation.
Design/methodology/approach
Generalized
method
of
moments
(GMM)
model
is
employed
to
construct
estimators
for
16
banks
operating
Egypt
from
2015
2022.
Findings
empirical
analysis
reveals
significant
negative
association
Fintech
applications
Egypt.
This
be
attributed
substantial
expenses
associated
with
digitalization
well
influence
challenging
macroeconomic
conditions.
results
our
provide
evidence
that
mediates
Furthermore,
has
revealed
does
not
moderate
on
However,
due
higher
earnings
volatility
Research
implications
Our
important
policy
we
propose
while
there
currently
implementation
profitability,
are
expected
achieve
future
by
increasing
investment
Fintech.
Originality/value
Given
limited
amount
existing
developing
countries,
this
intends
contribute
literature
examining
mediating
moderating
effects
bank’s
OE
BS
Accordingly,
highlights
nexus,
which
may
have
resolving
struggles
experienced
after
crucial
incidents
it
faced,
which,
turn,
affected
stability
whole
economy.
Язык: Английский
Impact of corporate social responsibility and corporate governance on the performance of nonfinancial companies
Corporate Governance and Organizational Behavior Review,
Год журнала:
2023,
Номер
7(4, special issue), С. 370 - 379
Опубликована: Янв. 1, 2023
This
research
paper
focuses
on
the
growing
importance
of
corporate
social
responsibility
(CSR)
in
business
world,
particularly
Gulf
Cooperation
Council
(GCC)
region.
The
main
aim
is
to
bridge
gap
by
assessing
impact
CSR
and
governance
financial
performance.
Ultimately,
this
emphasizes
strategic
for
improving
performance
promoting
trustworthiness
public
image.
applied
ordinary
least
squares
(OLS)
panel
regressions
(fixed
random)
investigate
CSR,
board
size,
independent
directors,
company
leverage
as
variables
dependent
variable
(return
assets
—
ROA).
data
were
collected
from
Refinitiv
Eikon
platform
210
listed
nonfinancial
companies
last
ten
years
(2013–2022).
results
suggested
that
higher
company’s
involvement
more
number
members
directors
In
addition,
GCC
less
profitability
firms.
Finally,
larger
better
Such
imply
should
be
hired
increase
compliance
with
principles
achieve
Язык: Английский
The Relationship between Cash Ratio and Firm Profitability Applied Study on Egyptian Stock Market
International Journal of Membrane Science and Technology,
Год журнала:
2023,
Номер
10(3), С. 2134 - 2145
Опубликована: Сен. 11, 2023
Purpose:
This
paper
investigates
the
relationship
between
CaHR
and
firm
financial
profitability
applying
to
Egyptian
stock
market.
Methodology:
OLS
regression
analysis
is
conducted
explain
2
models
used
for
a
sample
of
(10)
Companies
during
period
2013
2021.
The
main
hypothesis
tested
H1:
There
no
statistically
significant
profitability.
Findings:
independent
variables
(CaHR,
Lev)
have
negative
effect
on
ROA-ROE,
(size,
AG)
positive
but
all
thus
study's
was
rejected.
Research
limitations:
opens
area
future
research
by
using
distinct
dataset
that
includes
time
after
COVID-19
epidemic
capture
impact
covid-19
liquidity
Язык: Английский