Based
on
the
panel
data
of
29
provinces
in
China
from
2011
to
2021,
this
paper
uses
a
spatial
econometric
model,
mediating
effect
and
threshold
model
empirically
study
impact
digital
finance
export
product
quality.
The
results
show
that
can
promote
upgrading
quality
by
promoting
technological
innovation
industrial
structure
upgrading,
influence
has
double
effect.
As
crosses
value,
promotion
weakens.
Research in International Business and Finance,
Год журнала:
2024,
Номер
70, С. 102394 - 102394
Опубликована: Май 9, 2024
We
explore
the
impact
of
financial
technology
(fintech)
advancements
on
green
credit
provision,
investigating
publicly
traded
banks
in
China
from
2007
to
2022.
particularly
focus
modelling
innovation,
examining
non-linear
dynamics
between
fintech
evolution
and
distribution.
Results
reveal
a
positive
U-shaped
correlation.
Initial
stages
are
associated
with
increased
risk,
negatively
affecting
volume
credit.
However,
more
established
infrastructures
significantly
enhance
volumes
by
improving
resource
allocation
risk
assessment.
Utilizing
multiple
linear
regression
approach,
we
highlight
transformative
nature
advancing
sustainable
banking
practices,
through
innovations
modeling
that
management
efficiency.