Determinants of Personal Financial Distress: Testing the Interaction Effect of Financial Self-efficacy DOI

Cinthia Angelica,

Heriyadi,

Wendy Wendy

и другие.

Ilomata International Journal of Management, Год журнала: 2024, Номер 6(2), С. 632 - 645

Опубликована: Дек. 30, 2024

Several students face financial distress that impacts their performance, mental health, academic progress, and difficulty achieving obligations. Some factors, such as differential needs, cause females to have higher levels of personal than males. Financial Literacy affects the level among undergraduate students. Lack Literacy, uncertain income, excessive anxiety can some mistakes in making decisions end up with distress. This study aims ascertain correlation between gender, anxiety, literacy distress, examines moderating effect self-efficacy. using quantitative research methodology, data was tested SPSS software. The findings this indicate low significantly affect self-efficacy only moderates relationship Undergraduate high supported reduce risk experiencing Educational institutions use these design education programs improve student welfare. is limited by sample may not represent wider population. For future researchers are recommended a larger scope respondents more predictors.

Язык: Английский

The Effect of Sharia Investment and Government Policy on the Financial Performance of MSMEs in West Java DOI Creative Commons

Ahmad Nur Budi Utama,

Dian Firdaus,

Yana Priyana

и другие.

West Science Interdisciplinary Studies, Год журнала: 2024, Номер 2(07), С. 1455 - 1462

Опубликована: Июль 31, 2024

This study investigates the impact of Sharia investment and government policy on financial performance Micro, Small, Medium Enterprises (MSMEs) in West Java. Utilizing a quantitative approach, data was collected from 120 MSMEs through structured questionnaires employing Likert scale ranging 1 to 5. The analyzed using SPSS version 26 determine correlation effect independent variables—Sharia policy—on dependent variable, performance. findings indicate significant positive relationship between performance, as well suggests that both Sharia-compliant practices supportive policies play crucial roles enhancing outcomes region. results underscore importance adopting strategies fostering support growth sustainability MSMEs.

Язык: Английский

Процитировано

0
Determinants of Personal Financial Distress: Testing the Interaction Effect of Financial Self-efficacy DOI

Cinthia Angelica,

Heriyadi,

Wendy Wendy

и другие.

Ilomata International Journal of Management, Год журнала: 2024, Номер 6(2), С. 632 - 645

Опубликована: Дек. 30, 2024

Several students face financial distress that impacts their performance, mental health, academic progress, and difficulty achieving obligations. Some factors, such as differential needs, cause females to have higher levels of personal than males. Financial Literacy affects the level among undergraduate students. Lack Literacy, uncertain income, excessive anxiety can some mistakes in making decisions end up with distress. This study aims ascertain correlation between gender, anxiety, literacy distress, examines moderating effect self-efficacy. using quantitative research methodology, data was tested SPSS software. The findings this indicate low significantly affect self-efficacy only moderates relationship Undergraduate high supported reduce risk experiencing Educational institutions use these design education programs improve student welfare. is limited by sample may not represent wider population. For future researchers are recommended a larger scope respondents more predictors.

Язык: Английский

Процитировано

0