International Journal of Law and Management,
Год журнала:
2025,
Номер
unknown
Опубликована: Март 3, 2025
Purpose
This
paper
aims
to
investigate
the
legal
challenges
arising
from
increasing
integration
of
artificial
intelligence
(AI)
within
financial
industry.
It
examines
issues
such
as
data
privacy,
cyber
security,
fraud
and
consumer
protection,
well
ethical
concerns
like
algorithmic
bias,
fairness
transparency.
The
study
explores
ways
create
a
regulatory
environment
that
supports
innovation
while
ensuring
stability
protection.
also
impact
FinTech
innovations,
mobile
banking
block
chain,
on
Tanzania’s
landscape,
providing
recommendations
for
adapting
laws
better
manage
AI
integration.
Design/methodology/approach
adopts
doctrinal
approach
comparative
analysis
assess
Tanzanian
laws,
identifying
gaps
proposing
solutions.
draws
international
frameworks
applies
both
deductive
inductive
reasoning,
alongside
key
rules
statutory
interpretation,
including
mischief
rule,
literal
golden
rule
purposive
approach.
Key
Cybercrime
Act
(2015),
Electronic
Transactions
Personal
Data
Protection
(2022)
National
Payments
System
are
critically
examined.
Comparative
with
standards
further
highlights
areas
improvement
opportunities
harmonization.
Findings
revealed
existing
instruments
in
Tanzania,
2015,
Transaction
2015
others,
inadequate
addressing
specific
posed
by
FinTech.
There
is
significant
need
specialized
facilitate
inclusion
digital
economy
protect
consumers
potential
risks
associated
emerging
technologies.
has
democratized
access
services
but
introduced
unforeseen
complexities
gaps.
Originality/value
presents
an
in-depth
sector.
Its
originality
value
stem
its
focused
exploration
AI’s
influence
FinTech,
detailed
practical
legislative
reform
recommendations.
discussion
provides
insights
into
local
framework
preparedness
handle
automated
contracts.
localized
fills
gap
literature,
offering
valuable
information
policymakers
scholars
interested
contributes
discourse
regulations
adaptation
Computer Science & IT Research Journal,
Год журнала:
2024,
Номер
5(6), С. 1469 - 1487
Опубликована: Июнь 25, 2024
In
the
rapidly
evolving
landscape
of
digital
transformation,
cloud
computing
has
emerged
as
a
pivotal
technology
enabling
businesses
to
achieve
unparalleled
scalability
and
operational
flexibility.
This
review
explores
transformative
impact
advanced
technologies
on
business
operations,
highlighting
key
innovations
their
implications
for
organizational
growth
efficiency.
Cloud
offers
dynamic
scalable
environment
where
resources
can
be
provisioned
managed
on-demand,
allowing
respond
swiftly
changing
market
conditions
customer
demands.
By
leveraging
infrastructure,
companies
scale
operations
seamlessly
without
need
significant
upfront
investments
in
physical
hardware.
flexibility
not
only
reduces
capital
expenditure
but
also
enhances
ability
innovate
adapt
competitive
marketplace.
Advanced
technologies,
such
multi-cloud
hybrid
solutions,
further
augment
by
organizations
optimize
IT
environments.
Multi-cloud
strategies
allow
distribute
workloads
across
multiple
providers,
mitigating
risks
associated
with
vendor
lock-in
ensuring
high
availability
redundancy.
Hybrid
which
integrate
on-premises
infrastructure
public
private
clouds,
provide
balanced
approach
managing
sensitive
data
while
benefiting
from
cloud.
Moreover,
cloud-native
like
containerization
serverless
have
revolutionized
application
development
deployment.
Containers
encapsulate
applications
dependencies,
consistency
different
environments
facilitating
rapid
Serverless
reviews
underlying
developers
focus
solely
code,
thus
accelerating
cycle
reducing
overhead.
The
integration
analytics
artificial
intelligence
(AI)
capabilities.
platforms
offer
robust
tools
AI
services
that
process
vast
amounts
real-time,
providing
actionable
insights
predictive
decision-making.
empowers
improve
experiences,
drive
strategic
initiatives
data-driven
precision.
conclusion,
are
instrumental
transforming
harnessing
power
cloud,
greater
agility,
cost
efficiency,
innovation,
positioning
themselves
sustained
advantage
age.
As
continue
evolve,
potential
redefine
economic
value
will
expand,
making
adoption
critical
imperative
modern
enterprises.
Keywords:
Operational
Flexibility,
Transforming,
Business
Scalability,
Advanced,
Computing
Technologies.
Computer Science & IT Research Journal,
Год журнала:
2024,
Номер
5(7), С. 1680 - 1694
Опубликована: Июль 25, 2024
In
the
era
of
data-driven
decision-making,
ensuring
data
quality
is
paramount
for
organizations
seeking
to
leverage
their
assets
effectively.
This
paper
explores
comprehensive
strategies
enhancing
through
robust
governance,
methodologies,
tools,
and
continuous
improvement
techniques.
It
highlights
critical
dimensions
quality,
including
accuracy,
completeness,
consistency,
timeliness,
validity,
uniqueness.
discusses
various
assessment
techniques,
such
as
profiling,
auditing,
metrics.
The
also
examines
role
cleansing,
enrichment,
integration,
interoperability
in
maintaining
high
quality.
Additionally,
it
provides
an
overview
leading
management
evaluation
criteria,
best
practices
implementation.
Finally,
underscores
importance
monitoring,
feedback
loops,
root
cause
analysis,
fostering
organization's
culture.
By
adopting
these
strategies,
can
ensure
reliability
integrity
data,
improved
business
outcomes.
Keywords:
Data
Quality,
Governance,
Profiling,
Cleansing,
Continuous
Improvement.
Engineering Science & Technology Journal,
Год журнала:
2024,
Номер
5(6), С. 2065 - 2081
Опубликована: Июнь 25, 2024
The
integration
of
renewable
energy
sources
with
fuel
synthesis
represents
a
transformative
approach
to
addressing
the
twin
challenges
sustainability
and
climate
change.
This
review
presents
conceptual
framework
for
coupling
technologies,
such
as
solar,
wind,
biomass,
processes
produce
sustainable,
zero-carbon
fuels.
emphasizes
use
electricity
water
splitting
carbon
dioxide
reduction,
key
steps
in
synthesizing
hydrogen
other
synthetic
highlights
importance
advanced
catalysts
enhancing
efficiency
selectivity
these
chemical
reactions.
Innovations
nanostructured
catalysts,
hybrid
materials,
biomimetic
approaches
are
discussed
their
potential
significantly
improve
performance
durability
catalytic
processes.
Additionally,
underscores
role
characterization
techniques
computational
modeling
understanding
optimizing
catalyst
behavior.
necessitates
technical
associated
scaling
up
production
from
laboratory
industrial
levels.
These
include
ensuring
stability
longevity
under
operational
conditions,
managing
intermittency
sources,
developing
robust
systems
capturing
utilizing
dioxide.
Furthermore,
economic
viability
integrated
is
critical,
requiring
cost-effective
solutions
that
leverage
earth-abundant
materials
optimize
overall
efficiency.
environmental
benefits
integrating
substantial,
offering
pathway
reduce
emissions
reliance
on
fossil
fuels
using
can
lead
closed
cycle,
thereby
mitigating
impact
change
contributing
sustainable
future.
Future
directions
this
field
involve
interdisciplinary
research
further
enhance
performance,
develop
new
refine
process
strategies.
A
roadmap
future
development
includes
prioritizing
areas
improved
design,
efficient
CO2
capture
electrochemical
photochemical
systems.
abstract
concludes
by
underscoring
energy-fuel
integration,
envisioning
where
practices
become
cornerstone
global
Keywords:
Integrating,
Renewable
Energy,
Fuel
Synthesis,
Directions,
Framework.
Engineering Science & Technology Journal,
Год журнала:
2024,
Номер
5(6), С. 1952 - 1968
Опубликована: Июнь 13, 2024
The
rapid
pace
of
technological
advancements
and
the
increasing
demand
for
innovation
have
compelled
technology
firms
to
adopt
Agile
methodologies,
which
promote
flexibility,
speed,
customer-centric
development.
Concurrently,
explosion
Big
Data
has
provided
these
with
unprecedented
opportunities
enhance
their
decision-making
processes,
optimize
operations,
gain
deeper
insights
into
market
customer
behaviors.
This
review
explores
integration
transformation
in
firms,
emphasizing
implementation
strategies
best
practices
maximize
benefits
both
paradigms.
involves
shifting
from
traditional,
linear
development
processes
iterative
incremental
methodologies
that
facilitate
continuous
improvement
adaptation.
Data,
characterized
by
its
volume,
velocity,
variety,
veracity,
offers
valuable
can
drive
more
informed
strategic
within
frameworks.
significantly
product
cycles,
improve
satisfaction,
streamline
operations.
requires
a
well-defined
strategy
includes
setting
clear
objectives,
building
robust
data
infrastructure,
ensuring
quality
security.
Establishing
success
metrics
aligned
business
goals
is
crucial
measuring
impact
initiatives.
Building
scalable
infrastructure
deploying
advanced
collection,
storage,
processing
solutions
handle
diverse
voluminous
typical
firms.
Ensuring
integrity
essential
deriving
accurate
inform
processes.
Integrating
incorporating
analytics
ceremonies
such
as
sprint
planning,
reviews,
retrospectives.
facilitates
real-time
feedback
delivery,
allowing
teams
respond
swiftly
changes
products
iteratively.
Developing
competency
another
critical
aspect,
requiring
investments
training,
upskilling
employees,
hiring
science
talent
interpret
leverage
effectively.
Best
leveraging
include
cultivating
data-driven
culture
encourages
literacy
promotes
transparency
collaboration
across
organization.
Advanced
artificial
intelligence
(AI)
play
pivotal
role
harnessing
predictive
enabling
proactive
decision-making.
Implementing
visualization
tools
helps
understand
complex
patterns
trends,
enhancing
ability
make
decisions.
An
approach
recommended,
starting
pilot
projects
test
refine
initiatives
before
scaling
them
Regularly
monitoring
key
performance
indicators
(KPIs)
ensures
remain
objectives
allows
timely
adjustments
based
on
results.
Collaboration
stakeholders,
including
cross-functional
customers,
vital
are
effectively
integrated
efforts
align
needs.
future
looks
promising,
emerging
technologies
Internet
Things
(IoT),
blockchain,
AI
poised
further
capabilities.
However,
must
also
navigate
ethical
legal
considerations,
privacy
compliance,
ensure
responsible
use
analytics.
Leveraging
powerful
combination
adaptability,
insights.
By
adopting
adhering
practices,
achieve
significant
operational
efficiencies,
enhanced
development,
improved
positioning
themselves
sustained
rapidly
evolving
landscape.
Keywords:
Transformation,
Technology
Firm,
Practices.
International Journal of Law and Management,
Год журнала:
2025,
Номер
unknown
Опубликована: Март 3, 2025
Purpose
This
paper
aims
to
investigate
the
legal
challenges
arising
from
increasing
integration
of
artificial
intelligence
(AI)
within
financial
industry.
It
examines
issues
such
as
data
privacy,
cyber
security,
fraud
and
consumer
protection,
well
ethical
concerns
like
algorithmic
bias,
fairness
transparency.
The
study
explores
ways
create
a
regulatory
environment
that
supports
innovation
while
ensuring
stability
protection.
also
impact
FinTech
innovations,
mobile
banking
block
chain,
on
Tanzania’s
landscape,
providing
recommendations
for
adapting
laws
better
manage
AI
integration.
Design/methodology/approach
adopts
doctrinal
approach
comparative
analysis
assess
Tanzanian
laws,
identifying
gaps
proposing
solutions.
draws
international
frameworks
applies
both
deductive
inductive
reasoning,
alongside
key
rules
statutory
interpretation,
including
mischief
rule,
literal
golden
rule
purposive
approach.
Key
Cybercrime
Act
(2015),
Electronic
Transactions
Personal
Data
Protection
(2022)
National
Payments
System
are
critically
examined.
Comparative
with
standards
further
highlights
areas
improvement
opportunities
harmonization.
Findings
revealed
existing
instruments
in
Tanzania,
2015,
Transaction
2015
others,
inadequate
addressing
specific
posed
by
FinTech.
There
is
significant
need
specialized
facilitate
inclusion
digital
economy
protect
consumers
potential
risks
associated
emerging
technologies.
has
democratized
access
services
but
introduced
unforeseen
complexities
gaps.
Originality/value
presents
an
in-depth
sector.
Its
originality
value
stem
its
focused
exploration
AI’s
influence
FinTech,
detailed
practical
legislative
reform
recommendations.
discussion
provides
insights
into
local
framework
preparedness
handle
automated
contracts.
localized
fills
gap
literature,
offering
valuable
information
policymakers
scholars
interested
contributes
discourse
regulations
adaptation
