Cyber Insurance Adoption and Digitalisation in Small and Medium-Sized Enterprises
Information,
Год журнала:
2025,
Номер
16(1), С. 66 - 66
Опубликована: Янв. 18, 2025
Digitalisation
has
significantly
increased
cybersecurity
risks
in
organisations,
notably
for
small
to
medium-sized
enterprises
(SMEs),
which
IT
departments
often
have
relatively
teams
and
limited
resources.
Cyber
insurance
enables
SMEs
navigate
more
economically,
providing
an
essential
risk
transfer
alternative
costly
reduction
strategies.
This
article
examines
the
antecedents,
emergence,
application
of
cyber
as
a
solution
concerns
against
backdrop
increasing
digitalisation.
The
research
adopts
quantitative
deductive
approach,
with
analysis
relevant
literature
basis
development
12
hypotheses,
are
then
tested
via
survey
168
Turkey.
Using
Technology–Organisation–Environment–Individual
(TOE-I)
model
top-line
conceptual
framework,
finds
that
policy
adoption
facilitated
rapid
secure
digitalisation
process
mitigation
financial
associated
cyberattacks
allowed
companies
invest
widely
information
technologies
systems.
clearly
its
limitations,
it
is
based
on
primary
one
European
country,
but
authors
believe
nevertheless
provides
some
new
insights
into
potential
benefits
insurance,
key
issues
must
consider
when
considering
adopting
policy.
findings
will
be
practical
relevance
other
organisations
reviewing
their
strategy
also
wider
debate
around
costs
Язык: Английский
Drivers of VR Adoption by Generation Z: Education, Entertainment, and Perceived Marketing Impact
Administrative Sciences,
Год журнала:
2025,
Номер
15(2), С. 41 - 41
Опубликована: Фев. 2, 2025
Virtual
reality
(VR)
can
influence
people’s
lives
and
business
development.
It
bring
immersive
experiences
for
people
strengthen
the
relationships
between
customers
companies.
In
this
paper,
Generation
Z
(Gen
Z)
members’
interest
in
VR
is
analyzed
various
domains,
like
education,
entertainment,
marketing.
This
study
considers
Technology
Acceptance
Model
(TAM)
theoretical
framework
explores
factors
influencing
Gen
Z’s
perceptions
of
potential.
The
approach
based
on
hypotheses
a
survey-based
investigation,
followed
by
logistic
regression
modeling.
results
show
that
attracts
members
to
educational
entertainment
activities.
Also,
they
believe
important
marketing
importance
investments
VR,
all
three
adapting
strategies
leverage
VR’s
potential
effectively.
Язык: Английский
Technology Innovation and Social and Behavioral Commitment: A Case Study of Digital Transformation in the Moroccan Insurance Industry
Big Data and Cognitive Computing,
Год журнала:
2025,
Номер
9(2), С. 31 - 31
Опубликована: Фев. 5, 2025
Digital
transformation
(DT)
has
become
an
imperative
for
companies
seeking
to
evolve
in
a
constantly
changing
industrial
ecosystem,
driven
by
the
continual
development
and
application
of
innovative
digital
technologies.
Nevertheless,
success
rate
DT
initiatives
remains
surprisingly
low,
which
only
serves
highlight
need
deeper
understanding
factors
that
determine
these
initiatives.
This
study
adopts
quantitative
methodological
approach
address
this
challenge,
focusing
on
Moroccan
insurance
industry.
First,
systematic
literature
review
was
undertaken
identify
key
change
dimensions
related
influence
acceptance,
at
both
individual
corporate
levels,
as
well
potential
risks
associated
with
adoption
DT.
A
survey
100
employees
Morocco
then
statistically
establish
companies.
The
research
results
reveal
planned
behavioral
factors,
features
technologies,
exert
positive
attitude
toward
acceptance
Furthermore,
positivity
translates
into
greater
personal
new
technologies
within
organizations
studied.
Although
paper
focuses
one
industry
sector
country,
authors
believe
make
valid
contribution
theory
practice.
findings
indicate
clear
distinction
between
innovation
social
level,
scarcely
been
addressed
previous
research.
It
also
offers
valuable
insights
leaders
organizational
managers
succeed
their
projects
highlighting
determining
effectively
guide
complex
process.
Язык: Английский