
Technologies, Год журнала: 2025, Номер 13(4), С. 141 - 141
Опубликована: Апрель 4, 2025
Bank fraud detection faces critical challenges in imbalanced datasets, where fraudulent transactions are rare, severely impairing model generalization. This study proposes a Gaussian noise-based augmentation method to address class imbalance, contrasting it with SMOTE and ADASYN. By injecting controlled perturbations into the minority class, our approach mitigates overfitting risks inherent interpolation-based techniques. Five classifiers, including XGBoost convolutional neural network (CNN), were evaluated on augmented datasets. achieved superior performance noise-augmented data (accuracy: 0.999507, AUC: 0.999506), outperforming These results underscore noise’s efficacy enhancing accuracy, offering robust alternative conventional oversampling methods. Our findings emphasize pivotal role of strategies optimizing classifier for financial data.
Язык: Английский