Advancing financial inclusion and technological innovation through cutting-edge software engineering

Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1320 - 1348

Опубликована: Авг. 3, 2024

Advancing financial inclusion and fostering technological innovation through cutting-edge software engineering are paramount in addressing the global disparities access to services. This paper explores critical role of revolutionizing sector, particularly enhancing for underserved populations. Financial inclusion, which ensures that individuals businesses have useful affordable products services, is a cornerstone economic development. Despite its importance, significant portion population remains unbanked or underbanked, primarily due limited traditional banking infrastructure. Technological innovation, driven by advancements engineering, presents transformative solution this challenge. Cutting-edge practices at forefront developing robust, scalable, secure solutions. Mobile applications, instance, leverage sophisticated architectures provide seamless services users remote areas. These applications facilitate various transactions, including money transfers, bill payments, savings, thereby integrating into formal system. Additionally, blockchain technology, underpinned advanced offers decentralized platform transactions. Blockchain's inherent transparency security features make it an ideal tool trust reducing fraud By enabling low-cost cross-border technology significantly contributes making accessible those previously excluded. Artificial Intelligence (AI) machine learning, powered algorithms, further enhance providing personalized AI-driven chatbots virtual assistants offer 24/7 customer support, ensuring constant guidance. Moreover, AI algorithms analyze user data tailored products, such as customized loan investment advice, meeting unique needs diverse users. promising potential, integration these technologies faces challenges, privacy navigating regulatory landscapes. However, strategic collaboration between institutions, providers, bodies, challenges can be mitigated. In conclusion, advancing not only bridges gap but also drives more inclusive economically empowered society. Keywords: Inclusion, Innovation, Advancing, Software Engineering, Cutting-Edge.

Язык: Английский

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Building resilience in small businesses through effective relationship management and stakeholder engagement

International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(8), С. 2507 - 2532

Опубликована: Авг. 3, 2024

In an increasingly volatile and competitive business environment, building resilience is essential for the survival growth of small businesses. This paper explores how effective relationship management stakeholder engagement can strengthen in enterprises. The focus on developing strong relationships with customers, employees, suppliers, broader community, alongside fostering transparent communication trust. Effective begins understanding addressing needs expectations key stakeholders. For businesses, maintaining customer paramount. involves delivering exceptional service, personalized experiences, consistent value. By actively listening to feedback adapting their evolving preferences, businesses enhance loyalty reduce churn rates. Employee another critical aspect resilience. Engaged employees are more productive, innovative, committed company's success. Small should prioritize creating a positive work offering opportunities professional growth, recognizing employee contributions. Open channels inclusive decision-making processes further boost morale retention. Supplier also play vital role Establishing reliable mutually beneficial partnerships suppliers ensures steady flow goods services. negotiate favorable terms, maintain communication, diversify supplier base mitigate risks associated supply chain disruptions. Community corporate social responsibility (CSR) initiatives reputation credibility participating community development environmental sustainability efforts, build local networks garner support from community. These not only improve brand image but create sense purpose belonging among requires trust-building. regularly update stakeholders developments, challenges, successes. Utilizing digital platforms, media, newsletters facilitate timely communication. Building trust demonstrating consistency, integrity, accountability all dealings. conclusion, through nurturing connections trust, mutual support, adaptability, sustain navigate complexities modern landscape. Keywords: Resilience, Businesses, Management, Stakeholder, Relationship.

Язык: Английский

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Transforming financial data centers for Fintech: Implementing Cisco ACI in modern infrastructure

Computer Science & IT Research Journal, Год журнала: 2024, Номер 5(8), С. 1806 - 1816

Опубликована: Авг. 11, 2024

This review paper explores the transformative role of Cisco Application Centric Infrastructure (ACI) in modernizing financial data centers, particularly within fintech industry. It examines key benefits ACI, including improved operational efficiency through automation and centralized management, enhanced customer experiences due to reliable secure infrastructure, significant cost savings from optimized resource utilization, robust support for regulatory compliance. The underscores strategic importance upgrading traditional centers innovations. provides actionable recommendations institutions considering adoption ACI. By leveraging modern can achieve greater agility, security, competitiveness a rapidly evolving market. Keywords: Fintech, Data Center Modernization, Operational Efficiency, Network Security.

Язык: Английский

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Greenhouse Gas Emissions and the Challenges of Environmental Sustainability

Deleted Journal, Год журнала: 2024, Номер 16(1), С. 99 - 116

Опубликована: Сен. 4, 2024

Greenhouse gas emissions pose serious challenges to the environment alongside humans and non-humans, limit achievable extent of environmental sustainability. Previous studies are largely preoccupied with carbon emissions, leaving out emission effects methane, propane, butane ethane. Therefore, this study explores greenhouse as sustainability proposes judicious leveraging AI technologies for lasting solutions challenges. It draws insights from Harold-Domar’s Model Economic Growth Kuznets’ Environmental Kuznets Curve theory. They both theorize relate hazards economic growth progress society. The relies on secondary data, which subjected a systematic review, thematic content analyses. analysis shows gap in literature demonstrates that adverse can be mitigated significantly by solutions. concludes indeed capable proffering other calls stakeholders rise ensure maximal

Язык: Английский

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Comprehensive financial strategies for achieving sustainable growth in small businesses

Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1349 - 1374

Опубликована: Авг. 3, 2024

Sustainable growth in small businesses is a critical component for economic stability and development. This review outlines comprehensive financial strategies designed to foster long-term sustainability enterprises. The primary focus on creating robust foundation, optimizing resource allocation, leveraging innovative tools. Firstly, effective planning budgeting are foundational elements. Small must develop detailed plans that encompass both short-term operational needs objectives. includes cash flow management ensure liquidity, investment essential assets, maintaining an emergency fund cushion against unforeseen fluctuations. Secondly, access diverse funding sources essential. Traditional bank loans, venture capital, government grants provide necessary capital expansion. Additionally, crowdfunding peer-to-peer lending platforms have emerged as viable alternatives, particularly startups community-driven projects. Businesses should strategically select align with their stages health. Moreover, cost efficiency play pivotal role sustainability. Implementing cost-control measures such lean techniques can optimize reduce waste. Regular audits performance reviews help identify areas of improvement resources being utilized effectively. Another strategy investing technology innovation. Adopting technologies (fintech) like automated accounting software, digital payment systems, analytics tools streamline operations, enhance decision-making, improve transparency. Embracing technological advancements ensures remain competitive responsive market changes. Risk equally important achieving sustainable growth. involves identifying potential risks, volatility, developing mitigation strategies. Insurance products, diversification revenue streams, risk plan safeguard disruptions. Lastly, fostering strong relationships advisors mentors valuable insights guidance. These professionals navigate complex landscapes, offer strategic advice, support making informed decisions. In conclusion, encompassing planning, funding, management, integration, professional guidance vital businesses. By adopting these strategies, enterprises build resilient drive innovation, success increasingly market. Keywords: Achieving, Growth, Businesses, Comprehensive, Financial Strategies.

Язык: Английский

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Fintech integration in Small and Medium Enterprises: Enhancing economic resilience and operational efficiency

Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1485 - 1500

Опубликована: Авг. 22, 2024

The integration of financial technology (Fintech) in small and medium-sized enterprises (SMEs) offers substantial benefits enhancing economic resilience operational efficiency. This paper explores the multifaceted role Fintech providing inclusion, improving cash flow management, facilitating access to credit, reducing costs for SMEs. Additionally, it examines how tools aid risk business continuity, market adaptability, stability. also highlights efficiencies gained through automation, data analytics, supply chain optimization, customer relationship management. Despite these benefits, SMEs face significant challenges, including regulatory compliance issues, barriers adoption, cybersecurity concerns. concludes with practical recommendations integrate solutions effectively suggests areas future research understand further long-term impact potential SME performance. Keywords: Fintech, SMEs, Economic Resilience, Operational Efficiency, Financial Inclusion.

Язык: Английский

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Leveraging Artificial Intelligence (AI) for the Maintenance of Science Laboratory Equipment

Deleted Journal, Год журнала: 2024, Номер 16(1), С. 131 - 148

Опубликована: Окт. 28, 2024

The dire need for proper maintenance of Science Laboratory Equipment (SLE) to attain efficiency, optimal results and durability cannot be overemphasized. To that end, this study proposes the leveraging AI optimization efficiency in SLE. relied on both primary secondary data. data were sourced from twenty (SL) professionals, while repositories, databases websites internet. mixed method alongside plausible descriptive statistical tools was employed. analysis shows SLE can optimized made efficient by such purposes. Regrettably, public sector organizations are yet significantly integrate into concludes has capacity optimize enhance It calls stakeholders field SL make concerted efforts government should help provide technologies concerned sponsor training people technical know-how using sustaining these cutting-edge SL.

Язык: Английский

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Impact of AI on Architecture: An Exploratory Thematic Analysis

Deleted Journal, Год журнала: 2024, Номер 16(1), С. 117 - 130

Опубликована: Окт. 28, 2024

The huge impact of artificial intelligence (AI) on various spheres is commonly attested in the literature. This study informed by dire need for more research increased adoption AI and awareness it architectural activities. It aimed at exploring architecture, with a view to drawing evidence from extant studies determine extent its positive architecture. Literature review process, interpretive devices, content thematic analyses are employed show scholarly arguments concern. Being an exploratory research, method qualitative approach employed. relies observation secondary data, focusing their preoccupations relation arguments. data sourced online only reputable repositories databases. analysis demonstrates that has been impacting positively broad field capacity optimize transform architecture industry innovations, results, efficiency, performance, productivity. concludes other cutting-edge technologies, as technological transforming charges government stakeholders ensure significant increase about AI, impact, ethical concerns. Ethical governance pragmatic measures can help address concerns associated AI.

Язык: Английский

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AI in Context: Harnessing Domain Knowledge for Smarter Machine Learning

Applied Sciences, Год журнала: 2024, Номер 14(24), С. 11612 - 11612

Опубликована: Дек. 12, 2024

This article delves into the critical integration of domain knowledge AI/ML systems across various industries, highlighting its importance in developing ethically responsible, effective, and contextually relevant solutions. Through detailed case studies from healthcare manufacturing sectors, we explore challenges, strategies, successes this integration. We discuss evolving role experts emerging tools technologies that facilitate incorporation human expertise models. The forecasts future trends, predicting a more seamless strategic collaboration between expertise. It emphasizes necessity synergy for fostering innovation, ensuring ethical practices, aligning technological advancements with values real-world complexities.

Язык: Английский

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Technology integration in project and event management: Empowering women entrepreneurs

International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(8), С. 2588 - 2602

Опубликована: Авг. 11, 2024

This review paper explores the integration of technology in project and event management, focusing on its role empowering women entrepreneurs. It begins with an introduction that sets context by highlighting importance modern management practices need to support The literature traces historical evolution this field, examines current trends, identifies gaps existing research. subsequent section delves into key technologies, such as software, planning platforms, communication tools, outlining their benefits challenges. then discusses barriers entrepreneurs face how can help overcome them, featuring success stories who have leveraged digital tools excel ventures. final presents future policy recommendations, best for integrating technology, concluding reaffirming critical Keywords: Technology Integration, Project Management, Event Women Entrepreneurs, Digital Tools.

Язык: Английский

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