Evaluating the influence of digital financial inclusion on financial crises and economic cycles: a Bayesian logistic regression insight

Journal of Financial Regulation and Compliance, Год журнала: 2025, Номер unknown

Опубликована: Янв. 13, 2025

Purpose This paper aims to examine the impact of Digital Financial Inclusion (DFI) on three key economic aspects: banking crises, expansion and downturns across 93 countries from 2004 2017. Design/methodology/approach Bayesian Logit regression models provide important insights into how DFI influences these factors. Findings The findings show that has a modest positive effect crises (coefficients: 0.002–0.027), but rapid growth could increase crisis risks if not regulated. positively impacts 0.003–0.012), supporting at reasonable levels. For downturns, negative effect, potentially reducing recession risks, though is small. Regionally, helps mitigate in Africa, Latin America Asia, Europe, it slightly increases suggesting potential instability properly managed. Originality/value study provides original nuanced effects different regions, offering valuable policy recommendations based findings.

Язык: Английский

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The Effects of Foreign Direct Investment and Technological Innovation on Renewable Energy Consumption Under Varying Market Conditions in the EU

Energies, Год журнала: 2025, Номер 18(6), С. 1353 - 1353

Опубликована: Март 10, 2025

The transition to renewable energy is a critical priority for the European Union. However, roles of foreign direct investment and technological innovation in shaping consumption remain unclear. This study examines their joint influence across 20 Union countries from 2013 2023, employing Method Moments Quantile Regression capture varying effects under different market conditions. findings reveal that consistently enhances consumption, strengthening its impact 0.298 10th 0.488 90th quantile, particularly economies with robust infrastructure. FDI negatively affects all quantiles, coefficients ranging −0.00000228 −0.00000324, suggesting investments may not always align clean goals. Additionally, inflation positively influences implying rising prices drive shift toward renewables, while economic growth initially increases fossil fuel reliance before transitioning cleaner sources. study’s results emphasise need strong policy interventions ensure aligns goals continues adoption.

Язык: Английский

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Reducing managerial uncertainty through digital financial inclusion evidence from China

Social Sciences & Humanities Open, Год журнала: 2025, Номер 11, С. 101509 - 101509

Опубликована: Янв. 1, 2025

Язык: Английский

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The optimal inflation threshold in digital financial inclusion: a key to sustainable development

SN Business & Economics, Год журнала: 2025, Номер 5(5)

Опубликована: Апрель 4, 2025

Язык: Английский

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Assessing Digital Financial Inclusion and Financial Crises: The Role of Financial Development in Shielding Against Shocks

Heliyon, Год журнала: 2024, Номер 11(1), С. e41231 - e41231

Опубликована: Дек. 19, 2024

Язык: Английский

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