How can DeFi improve the quality, affordability, access and usage of financial services? A systematic literature review DOI
Prihana Vasishta,

Ankita Dhiman,

Stephen C. Smith

и другие.

Journal of economic and administrative sciences., Год журнала: 2025, Номер unknown

Опубликована: Фев. 12, 2025

Purpose This study systematically reviews the role of decentralized finance (DeFi) in enhancing quality, affordability, access and usage financial services, specifically targeting underserved populations. The aim is to investigate DeFi’s potential addressing exclusion promoting global inclusion. Design/methodology/approach A systematic literature review was conducted, analyzing 67 peer-reviewed articles. focused on extracting actionable insights recommendations regarding impact Findings reveals that DeFi, through utilization blockchain technology, can significantly improve accessibility, affordability usability services. By eliminating intermediaries reducing entry barriers, DeFi platforms democratize support inclusion a scale. research identifies specific mechanisms which enhance services for marginalized communities, including lending, digital wallets blockchain-based remittances. Research limitations/implications constrained by current data availability Future should explore scalability, sustainability long-term effects solutions diverse contexts. Originality/value uniquely contributes examining intersection inclusion, providing innovative approaches overcoming exclusion. highlights transform empower populations economically.

Язык: Английский

FinTech literature reviews: a hybrid approach DOI
Dharen Kumar Pandey

Finance research letters, Год журнала: 2025, Номер unknown, С. 107249 - 107249

Опубликована: Март 1, 2025

Язык: Английский

Процитировано

0

FinTech and financial inclusion in emerging markets: a bibliometric analysis and future research agenda DOI
Nicola Del Sarto, Peterson K Ozili

International Journal of Emerging Markets, Год журнала: 2025, Номер unknown

Опубликована: Апрель 9, 2025

Purpose The purpose of this article is to explore how FinTech transforming financial inclusion in emerging markets through a detailed bibliometric analysis. study identifies key research trends, themes and gaps, providing both theoretical insights practical recommendations for policymakers institutions. By integrating into established models inclusion, the highlights its potential drive inclusive economic growth. Additionally, it proposes future agenda address challenges opportunities, ensuring that impact on developing regions fully realized. Design/methodology/approach employs analysis examine existing literature markets. Using data from Scopus database, focuses identifying gaps within field. methodology includes performance determine most prolific authors, institutions countries, as well science mapping visualize intellectual structure thematic evolution. combination quantitative techniques qualitative content provides comprehensive overview landscape informs proposed agenda. Findings findings reveal significantly advancing markets, with increasingly focusing mobile banking, peer-to-peer lending blockchain technologies. China, USA UK leading contributors research. Key include role reducing barriers promoting development. However, remain understanding long-term impacts stability specific needs marginalized populations. need more targeted leverage FinTech’s driving growth regions. Originality/value This unique contribution by offering specifically context Unlike previous studies focus individual technologies or regions, systematically maps global landscape, opportunities. involvement Dr Petterson Ozili, an expert Central Bank Nigeria, adds significant value, relevant informed expertise. paper serves valuable resource researchers, practitioners aiming

Язык: Английский

Процитировано

0

How can DeFi improve the quality, affordability, access and usage of financial services? A systematic literature review DOI
Prihana Vasishta,

Ankita Dhiman,

Stephen C. Smith

и другие.

Journal of economic and administrative sciences., Год журнала: 2025, Номер unknown

Опубликована: Фев. 12, 2025

Purpose This study systematically reviews the role of decentralized finance (DeFi) in enhancing quality, affordability, access and usage financial services, specifically targeting underserved populations. The aim is to investigate DeFi’s potential addressing exclusion promoting global inclusion. Design/methodology/approach A systematic literature review was conducted, analyzing 67 peer-reviewed articles. focused on extracting actionable insights recommendations regarding impact Findings reveals that DeFi, through utilization blockchain technology, can significantly improve accessibility, affordability usability services. By eliminating intermediaries reducing entry barriers, DeFi platforms democratize support inclusion a scale. research identifies specific mechanisms which enhance services for marginalized communities, including lending, digital wallets blockchain-based remittances. Research limitations/implications constrained by current data availability Future should explore scalability, sustainability long-term effects solutions diverse contexts. Originality/value uniquely contributes examining intersection inclusion, providing innovative approaches overcoming exclusion. highlights transform empower populations economically.

Язык: Английский

Процитировано

0