How can DeFi improve the quality, affordability, access and usage of financial services? A systematic literature review
Journal of economic and administrative sciences.,
Journal Year:
2025,
Volume and Issue:
unknown
Published: Feb. 12, 2025
Purpose
This
study
systematically
reviews
the
role
of
decentralized
finance
(DeFi)
in
enhancing
quality,
affordability,
access
and
usage
financial
services,
specifically
targeting
underserved
populations.
The
aim
is
to
investigate
DeFi’s
potential
addressing
exclusion
promoting
global
inclusion.
Design/methodology/approach
A
systematic
literature
review
was
conducted,
analyzing
67
peer-reviewed
articles.
focused
on
extracting
actionable
insights
recommendations
regarding
impact
Findings
reveals
that
DeFi,
through
utilization
blockchain
technology,
can
significantly
improve
accessibility,
affordability
usability
services.
By
eliminating
intermediaries
reducing
entry
barriers,
DeFi
platforms
democratize
support
inclusion
a
scale.
research
identifies
specific
mechanisms
which
enhance
services
for
marginalized
communities,
including
lending,
digital
wallets
blockchain-based
remittances.
Research
limitations/implications
constrained
by
current
data
availability
Future
should
explore
scalability,
sustainability
long-term
effects
solutions
diverse
contexts.
Originality/value
uniquely
contributes
examining
intersection
inclusion,
providing
innovative
approaches
overcoming
exclusion.
highlights
transform
empower
populations
economically.
Language: Английский
FinTech literature reviews: a hybrid approach
Finance research letters,
Journal Year:
2025,
Volume and Issue:
unknown, P. 107249 - 107249
Published: March 1, 2025
Language: Английский
FinTech and financial inclusion in emerging markets: a bibliometric analysis and future research agenda
International Journal of Emerging Markets,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 9, 2025
Purpose
The
purpose
of
this
article
is
to
explore
how
FinTech
transforming
financial
inclusion
in
emerging
markets
through
a
detailed
bibliometric
analysis.
study
identifies
key
research
trends,
themes
and
gaps,
providing
both
theoretical
insights
practical
recommendations
for
policymakers
institutions.
By
integrating
into
established
models
inclusion,
the
highlights
its
potential
drive
inclusive
economic
growth.
Additionally,
it
proposes
future
agenda
address
challenges
opportunities,
ensuring
that
impact
on
developing
regions
fully
realized.
Design/methodology/approach
employs
analysis
examine
existing
literature
markets.
Using
data
from
Scopus
database,
focuses
identifying
gaps
within
field.
methodology
includes
performance
determine
most
prolific
authors,
institutions
countries,
as
well
science
mapping
visualize
intellectual
structure
thematic
evolution.
combination
quantitative
techniques
qualitative
content
provides
comprehensive
overview
landscape
informs
proposed
agenda.
Findings
findings
reveal
significantly
advancing
markets,
with
increasingly
focusing
mobile
banking,
peer-to-peer
lending
blockchain
technologies.
China,
USA
UK
leading
contributors
research.
Key
include
role
reducing
barriers
promoting
development.
However,
remain
understanding
long-term
impacts
stability
specific
needs
marginalized
populations.
need
more
targeted
leverage
FinTech’s
driving
growth
regions.
Originality/value
This
unique
contribution
by
offering
specifically
context
Unlike
previous
studies
focus
individual
technologies
or
regions,
systematically
maps
global
landscape,
opportunities.
involvement
Dr
Petterson
Ozili,
an
expert
Central
Bank
Nigeria,
adds
significant
value,
relevant
informed
expertise.
paper
serves
valuable
resource
researchers,
practitioners
aiming
Language: Английский
Empowering the financial sector: the role of fintech research development trends
Future Business Journal,
Journal Year:
2025,
Volume and Issue:
11(1)
Published: April 28, 2025
Abstract
Fintech
has
revolutionized
the
financial
sector;
however,
research
remains
fragmented
across
domains,
necessitating
a
comprehensive
understanding
of
its
landscape.
This
study
maps
fintech
trends
from
2018
to
2023
by
using
bibliometric
analysis
868
publications
Web
Science
Core
Collection.
Employing
tools
such
as
VOS
viewer
and
RStudio,
this
conducts
cluster
analysis,
keyword
co-occurrence
bibliographic
coupling
identify
key
themes.
Four
major
directions
have
emerged:
fintech’s
role
in
entrepreneurship,
efficiency
profitability
banking,
client
behavior
trust
digital
services,
innovations
Islamic
banking.
These
findings
highlight
current
outline
future
opportunities.
offers
original
insights
into
transformative
impact
on
finance,
guiding
researchers,
practitioners,
policymakers
fostering
innovation,
regulation,
investment.
Furthermore,
addressing
societal
implications,
particularly
within
banking
consumer
behavior,
it
contributes
building
inclusive
sustainable
systems,
underscoring
potential
reshape
global
finance.
Language: Английский