Factors Affecting Digital Financial Service Adoption in Bangladesh: Evidence from SEM-ANN Approaches DOI Creative Commons

Nafis Sadik,

Md. Mominur Rahman

Journal of risk analysis and crisis response, Год журнала: 2024, Номер 14(4)

Опубликована: Дек. 31, 2024

The rapid growth of Digital Financial Services (DFS) has revolutionized the financial landscape in developing countries, including Bangladesh. Despite its growing importance, understanding factors influencing DFS adoption remains limited, particularly when leveraging advanced analytical frameworks. This study investigates key drivers affecting Bangladesh by employing Structural Equation Modeling (SEM) and Artificial Neural Network (ANN) approaches. Using survey data collected from 340 users, SEM analysis validates proposed relationships, identifying literacy, trust, access to capital, digital payment usage, inclusion as significant driving adoption. ANN modeling further highlights relative importance these predictors, revealing literacy most influential factor, closely followed inclusion, trust services, capital usage. dual-method provides nuanced insights for policymakers, institutions, technology providers, aiming enhance promote

Язык: Английский

Moderating effects of energy poverty for sustainable tourism, policy, innovation, and environmental resilience: evidence from SEM-ANN approaches DOI Creative Commons

Meher Neger,

Abu Obida Rahid, Mohammed Alnour

и другие.

Discover Sustainability, Год журнала: 2025, Номер 6(1)

Опубликована: Фев. 16, 2025

Язык: Английский

Процитировано

0

Nexus of digital financial service adoption, decent work and environmental sustainability: results from SEM-NCA approaches DOI Creative Commons
Md. Mominur Rahman,

Nafis Sadik

Discover Sustainability, Год журнала: 2025, Номер 6(1)

Опубликована: Март 13, 2025

Abstract With growing global attention on sustainability, financial inclusion, and decent work, there remains a gap in understanding how literacy, access to capital, digital payment usage impact both work environmental particularly the context of developing economies. Existing research also overlooks mediating role bridging these factors with sustainability. A sample 384 valid responses was collected using convenience sampling from service users providers. The data were analyzed PLS-SEM examine direct indirect relationships between variables, NCA employed assess robustness necessity achieving results show that positively affect Moreover, mediates relationship inclusion demonstrating its crucial sustainable outcomes. study contributes theoretical literature by integrating Capability Approach, Institutional Theory, Stakeholder Theory explain contribute This multi-theory framework enhances mechanisms through which influences development. adds value extending introducing relationships. findings this provide valuable insights for policymakers design inclusive strategies promote foster contributing broader development goals.

Язык: Английский

Процитировано

0

Factors Affecting Digital Financial Service Adoption in Bangladesh: Evidence from SEM-ANN Approaches DOI Creative Commons

Nafis Sadik,

Md. Mominur Rahman

Journal of risk analysis and crisis response, Год журнала: 2024, Номер 14(4)

Опубликована: Дек. 31, 2024

The rapid growth of Digital Financial Services (DFS) has revolutionized the financial landscape in developing countries, including Bangladesh. Despite its growing importance, understanding factors influencing DFS adoption remains limited, particularly when leveraging advanced analytical frameworks. This study investigates key drivers affecting Bangladesh by employing Structural Equation Modeling (SEM) and Artificial Neural Network (ANN) approaches. Using survey data collected from 340 users, SEM analysis validates proposed relationships, identifying literacy, trust, access to capital, digital payment usage, inclusion as significant driving adoption. ANN modeling further highlights relative importance these predictors, revealing literacy most influential factor, closely followed inclusion, trust services, capital usage. dual-method provides nuanced insights for policymakers, institutions, technology providers, aiming enhance promote

Язык: Английский

Процитировано

1