From adoption to continuance: Stablecoins in cross-border remittances and the role of digital and financial literacy DOI Creative Commons
Lennart Ante

Telematics and Informatics, Год журнала: 2024, Номер unknown, С. 102230 - 102230

Опубликована: Дек. 1, 2024

Язык: Английский

FinTech for Financial Inclusion DOI

Gopal Krishna Dwivedi,

Rajesh Tiwari,

Bijesh Dhyani

и другие.

Advances in computational intelligence and robotics book series, Год журнала: 2025, Номер unknown, С. 461 - 480

Опубликована: Фев. 21, 2025

Financial inclusion is essential to reducing poverty and promoting prosperity. The purpose of this research study was know how Artificial Intelligence affects digital financial inclusion. upliftment the people at bottom pyramid through crucial. Fintech can play a useful role on pyramid. This explores trends fintech for Scopus database. 688 documents from database were used study. bibliometric analysis conducted using VOS Viewer software. USA, UK, China, Indonesia, India most often cited nations.

Язык: Английский

Процитировано

0

Why do women micro-entrepreneurs adopt Islamic digital financing? Perspectives from UTAUT, trust and Sharia compliance DOI
Muhammad Maksum, Muhammad Muflih,

Miftakur Rohman

и другие.

Journal of Islamic marketing, Год журнала: 2025, Номер unknown

Опубликована: Май 24, 2025

Purpose This study aims to estimate the adoption of Islamic digital financing among women micro-entrepreneurs through integrative role unified theory acceptance and use technology (UTAUT), trust Sharia compliance. Design/methodology/approach investigated 256 who actively used bank financing. In evaluating relationship between UTAUT, compliance with financing, this SEM-PLS (partial least square) method. Findings reveals that in UTAUT system, performance expectancy effort play an active influencing adoption. Meanwhile, can generate directly, generates indirectly. Practical implications Practically, highlights urgency for banking managers create easy platforms support productivity micro-entrepreneurs. addition, need establish a solid business ecosystem entrepreneurs public so they benefit each other mutually optimize potential. Originality/value presents new perspective on based experiences

Язык: Английский

Процитировано

0

Can digital literacy improve income mobility? Evidence from China DOI
Juan Wang

Telecommunications Policy, Год журнала: 2025, Номер unknown, С. 102960 - 102960

Опубликована: Апрель 1, 2025

Язык: Английский

Процитировано

0

Harnessing Fintech for Financial Inclusion DOI
Sulagna Das,

Moupiya Mallick,

Tanaya Das

и другие.

Advances in computational intelligence and robotics book series, Год журнала: 2025, Номер unknown, С. 183 - 208

Опубликована: Апрель 18, 2025

Financial inclusion is crucial for economic growth and poverty alleviation. Fintech, combining technologies like blockchain, mobile banking, AI, machine learning, decentralized finance, offers accessible, affordable, customized financial solutions. These services enable quick, affordable transactions, peer-to-peer lending, microfinance platforms. A cooperative strategy involving governments, fintech businesses, public-private partnerships, conventional banks needed to scale while maintaining regulatory compliance transparency. Fintech solutions utilize advanced finance offer scalable, services. include quick compliance.

Язык: Английский

Процитировано

0

Exploring the mechanisms driving elderly Fintech engagement: the role of social influence and the elderly’s digital literacy DOI Creative Commons
Yi Mei

Frontiers in Psychology, Год журнала: 2024, Номер 15

Опубликована: Июнь 21, 2024

Objective This study aims to investigate the elderly digital engagement (acceptance and utilization of technology), with a focus on widespread application financial technology: mobile banking (m-banking). Methods Guided by social influence theory, research examines various dynamics that encourage m-banking moderating effects their literacy. Data was gathered online utilizing disjunctive approach analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). Results The reveals both word-of-mouths (WOMs) peer significantly elderly’s perceived usefulness platform, thereby influencing engagement. Additionally, level literacy among older adults found impact services. Interestingly, negatively moderates positive associations WOMs usefulness. Discussion These insights advance our understanding how interactions can steer technological engagement, particularly for silver generation diverse levels As society ages becomes increasingly digitized, it is imperative promote foster more inclusive environment.

Язык: Английский

Процитировано

2

Dampak Fintech Lending terhadap Industri Perbankan DOI Creative Commons
Loso Judijanto, Eko Sudarmanto,

Sitti Ramelan Chadidjah

и другие.

Jurnal Ekonomi dan Kewirausahaan West Science, Год журнала: 2024, Номер 2(03), С. 341 - 352

Опубликована: Июль 31, 2024

Penelitian ini menganalisis lanskap penelitian fintech lending dan industri perbankan melalui pendekatan bibliometrik. Klasterisasi tema mengidentifikasi empat klaster utama: lender kredit, peer-to-peer lending, teknologi keuangan, syariah, yang menunjukkan fokus pada berbagai aspek lending. Tren dari tahun 2020 hingga 2022 evolusi topik dengan peningkatan perhatian terhadap keuangan syariah. Peluang ditemukan dalam area densitas rendah seperti perlindungan hukum, literasi ekosistem fintech, pinjaman digital untuk UKM, menawarkan ruang eksplorasi lebih lanjut inovasi pertumbuhan berkelanjutan. Analisis kolaborasi penulis variasi intensitas metodologis, peluang memperluas lintas institusi guna memperkaya menghasilkan dampak besar.

Процитировано

0

From adoption to continuance: Stablecoins in cross-border remittances and the role of digital and financial literacy DOI Creative Commons
Lennart Ante

Telematics and Informatics, Год журнала: 2024, Номер unknown, С. 102230 - 102230

Опубликована: Дек. 1, 2024

Язык: Английский

Процитировано

0