E-Banking Convergence and the Adopter’s Behavior Changing Across EU Countries DOI Creative Commons
Adriana Grigorescu, Oana Oprişan, Cristina Lincaru

и другие.

SAGE Open, Год журнала: 2023, Номер 13(4)

Опубликована: Окт. 1, 2023

The concepts of internet banking and mobile have led to changes in people’s financial behavior terms earning, consuming, saving. This new concept, which entered the market quite recently, was used at beginning digital technology various types activities, operations, nowadays these services are by all people who want save through banks or create sources income, as well make quick currency exchanges without going credit institutions. main purpose this paper is analyze toward technologies, e-banking adoption, non-banking institutions services. objectives pursued are: whether users homogeneous their characteristics EU 27 most convergent divergent 27. Statistical data taken from Eurostat 2023 for Sigma convergence analysis, time series into consideration being 2004 2022. results showed that procedural-fiscal-financial sphere ones fully reflect two principles underlying tax evolution: digitization simplification. These confirm adopting change consumer prosumer. study shows categories adopted using technologies when it comes consumption saving, with few exceptions should be carefully supported.

Язык: Английский

Impact of COVID‐19 on changing consumer behaviour: Lessons from an emerging economy DOI
Debadyuti Das, Ashutosh Sarkar, Arindam Debroy

и другие.

International Journal of Consumer Studies, Год журнала: 2022, Номер 46(3), С. 692 - 715

Опубликована: Фев. 5, 2022

The present study investigates the impact of COVID-19 on Consumers' changing way life and buying behaviour based their socio-economic backgrounds. A questionnaire survey was carried out to understand consumers' affordability, lifestyle, health awareness how these effects influenced behaviour. total 425 usable responses were analysed using structural equation modelling considering background as exogenous variables Adaptation in endogenous variables. reveals that has affected consumers unorganised sectors more than others induced an increase demand for affordable substitutes daily necessities. wellness entertainment products is found depend upon occupation family earning status which jointly mediated by affordability lifestyle changes. Further, findings show hygiene depends current employment towards hygiene. model developed allows decision-makers identify segments population with certain backgrounds could be targeted ones products. In addition, provides rich insights managers what kind product substitution would viable market during pandemic.

Язык: Английский

Процитировано

84

Globalization and the Fallout of the COVID-19 Pandemic DOI Creative Commons
Pascal L. Ghazalian

World, Год журнала: 2025, Номер 6(1), С. 4 - 4

Опубликована: Янв. 1, 2025

The COVID-19 pandemic has significantly impacted globalization by disrupting the course of international economic integration, reducing interpersonal interaction and communication, lessening significance global governance political interactions. This unprecedented event altered supply chains, MNEs’ operations FDI, trade patterns, it favored protectionist border policies. Meanwhile, travel restrictions social-distancing measures reduced human mobility hindered intercultural exchanges. study explores short-term long-term effects on while also reflecting its implications for social globalization. analysis underlines that encouraged many governments to assess their strategies vis-à-vis seeking a certain equilibrium between engagement, regional retreat, national seclusion. Despite adverse implications, some positive outcomes have emerged via COVID-19-induced digital transformation reconfiguration chains improve resilience against future exogenous shocks. exposed shortcomings current system emphasized necessity post-COVID-19 “re-designed” mitigate anti-globalization sentiments expand benefits across countries/geo-economic regions different segments society.

Язык: Английский

Процитировано

3

Impact of empathy with nature on pro‐environmental behaviour DOI
Litong Wang,

Guanghua Sheng,

Shengxiang She

и другие.

International Journal of Consumer Studies, Год журнала: 2022, Номер 47(2), С. 652 - 668

Опубликована: Июль 27, 2022

Abstract Existing studies show the role of empathy with nature in improving attitudes toward environment. This article demonstrates that induced can improve environmental behaviours and commitments. We find commitment behaviour are positively affected by establish a causal model between pro‐environmental behaviour. further investigate relationship self‐construal (interdependent or independent), (existing non‐existing) The results indicate participants who have display stronger behaviour, particularly private domain. Commitment to environment plays mediating this moderating role. Specifically, for individuals interdependent self‐construal, promotes whereas independent has no statistically significant effect on

Язык: Английский

Процитировано

48

Virtual reality: A review and a new framework for integrated adoption DOI Creative Commons
Omar H. Fares, Joseph Aversa, Seung Hwan Lee

и другие.

International Journal of Consumer Studies, Год журнала: 2024, Номер 48(2)

Опубликована: Март 1, 2024

Abstract Scholarly research on virtual reality (VR) is characterized by a dynamic tension between VR's potential and the challenges impeding its adoption. Grounded in mixed‐methods systematic review, this examines drivers influencing consumer VR adoption rigorously combining qualitative quantitative analyses of 158 scholarly articles ranging from 1996 to 2023. Based an extensive analysis literature, we introduce Virtual Reality Integrated Adoption Framework (VRIAF), which first review focusing exclusively This empirically substantiated model integrates key determinants such as attitudes, perceived enjoyment, ease use, social influences, previous user experiences. The identifies four pivotal themes through exploration, further elucidated meta‐analyses weight analyses. These encompass experience environments, role construction design, immersive attributes technologies, ongoing technological advancements patterns. contributes significantly theoretical understanding provides practical insights for professionals. By delineating future directions, study bridges gap exploration application, offering valuable resource both scholars practitioners field VR.

Язык: Английский

Процитировано

9

A beautiful shock? Exploring the impact of pandemic shocks on the accuracy of AI forecasting in the beauty care industry DOI
Ilya Jackson, Dmitry Ivanov

Transportation Research Part E Logistics and Transportation Review, Год журнала: 2023, Номер 180, С. 103360 - 103360

Опубликована: Ноя. 21, 2023

Язык: Английский

Процитировано

17

What do we know about consumers' ontological security in disaster scenarios? DOI Creative Commons
Rayan S. Fawaz, Stéphane Bourliataux‐Lajoinie,

Anna Roessner

и другие.

International Journal of Consumer Studies, Год журнала: 2023, Номер 47(4), С. 1483 - 1499

Опубликована: Март 9, 2023

Abstract While prior consumer studies have adopted various theoretical perspectives to explain individuals' reactions disasters, scant attention has been paid the role of ontological security in shaping those responses. This study attempts fill this knowledge gap by qualitatively exploring two contexts: man‐made and natural disasters. To end, we conducted 35 focus groups UK, Germany, France address how people reacted terrorist attacks COVID‐19 pandemic respectively. Through thematic analysis, three themes emerged: fear versus anxiety, oneself others, materialistic experiential purchases. Man‐made disasters appear elicit fear, concern for self, a preference purchases, whereas seem trigger Both types evoke desire escape from reality. In closing, discuss both transitory prolonged threats they shape behaviours while restoring their security.

Язык: Английский

Процитировано

15

Microbial Colonization, Biofilm Formation, and Malodour of Washing Machine Surfaces and Fabrics and the Evolution of Detergents in Response to Consumer Demands and Environmental Concerns DOI Creative Commons

Patricia Osta-Ustarroz,

Allister J. Theobald,

Kathryn A. Whitehead

и другие.

Antibiotics, Год журнала: 2024, Номер 13(12), С. 1227 - 1227

Опубликована: Дек. 18, 2024

Bacterial attachment and biofilm formation are associated with the contamination fouling at several locations in a washing machine, which is particularly complex environment made from range of metal, polymer, rubber components. Microorganisms also adhere to different types clothing fibres during laundering process as well sweat, skin particles, other This can result both machine surfaces clothes production malodours. review gives an introduction into use discusses how confers survival properties microorganisms. Microbial growth on machines textiles discussed, their potential produce volatiles. Changes consumer attitudes emphasis overview regarding changes that have occurred laundry habits reviewed. Since it has been suggested such increased risk microorganisms surviving process, understanding interactions surface components alongside sustainable detergents meet demands needed enhance efficacy new antimicrobial cleaning agents these dynamic environments.

Язык: Английский

Процитировано

4

An Assessment of the Impact of the COVID-19 Pandemic on Consumer Behavior Using the Analytic Hierarchy Process Model DOI Open Access
Marko Šoštar, Vladimir Ristanović

Sustainability, Год журнала: 2023, Номер 15(20), С. 15104 - 15104

Опубликована: Окт. 20, 2023

Consumer behavior is dynamic and can shift rapidly due to various factors. The COVID-19 pandemic introduced unprecedented market disruptions, prompting unique consumer reactions. Our foundational study dissected factors affecting habits, laying the groundwork for a focused analysis of how individual consumption was impacted during pandemic. Significantly, psychological influences emerged as key determinant in our prior findings, leading us centralize pandemic’s effect recent research. We undertook this using data from 559 participants Republic Croatia. Utilizing Analytic Hierarchy Process (AHP), typically applied analyses decision making businesses, we ranked on purchasing patterns amidst findings underscored profound influence these resulting implications sustainable development. This highlights urgency businesses adopt flexible strategies that also support overarching sustainability objectives. objective analyze impact understand influencing behavior. main contribution work identification ranking AHP model, well understanding behavioral changes future planning.

Язык: Английский

Процитировано

9

Susceptibility of AutoML mortality prediction algorithms to model drift caused by the COVID pandemic DOI Creative Commons
Simone Maria Kagerbauer, Bernhard Ulm, Armin Horst Podtschaske

и другие.

BMC Medical Informatics and Decision Making, Год журнала: 2024, Номер 24(1)

Опубликована: Фев. 2, 2024

Abstract Background Concept drift and covariate shift lead to a degradation of machine learning (ML) models. The objective our study was characterize sudden data as caused by the COVID pandemic. Furthermore, we investigated suitability certain methods in model training prevent drift. Methods We trained different ML models with H2O AutoML method on dataset comprising 102,666 cases surgical patients collected years 2014–2019 predict postoperative mortality using preoperatively available data. Models applied were Generalized Linear Model regularization, Default Random Forest, Gradient Boosting Machine, eXtreme Boosting, Deep Learning Stacked Ensembles all base Further, modified original applying three when pre-pandemic dataset: (1) weighted older weaker, (2) used only most recent for (3) performed z-transformation numerical input parameters. Afterwards, tested performance an in-pandemic set not process, analysed common features. Results produced showed excellent areas under receiver-operating characteristic acceptable precision-recall curves from January-March 2020, but significant first wave pandemic April-May 2020. When comparing probability distributions parameters, differences between found. endpoint models, in-hospital after surgery, did differ significantly pre- about 1% each case. However, varied considerably composition their None modifications prevented loss performance, although very emerged it, large variety Conclusions Our results show that none easy-to-implement measures can deterioration case external events. Therefore, conclude that, presence concept shift, close monitoring critical review predictions are necessary.

Язык: Английский

Процитировано

3

Revitalizing retail: The roles of functionality and recreation in shaping mall experiences in a changing retail era DOI
Shaked Gilboa, Iris Vilnai‐Yavetz, Vincent‐Wayne Mitchell

и другие.

Journal of Retailing and Consumer Services, Год журнала: 2025, Номер 84, С. 104232 - 104232

Опубликована: Янв. 17, 2025

Язык: Английский

Процитировано

0