Innovative Financial Services and Commercial Banks’ Profitability in Africa DOI Creative Commons

Edward H. Lambert,

Kanbiro Orkaido Deyganto

Опубликована: Окт. 3, 2023

This paper aims to examine the effect of innovative financial services on bank performance in Africa. A mixed research method was used. Balanced panel data from thirteen years audited statements seventeen oldest commercial banks Africa were used by researchers. The Hausman test conducted identify best estimator. random effects regression findings article suggested that automatic teller machine services, mobile banking and internet have a positive profitability operating researchers recommended focus these three earn sustainable revenue.

Язык: Английский

Digital Marketing’s Effect on Middle East and North Africa (MENA) Banks’ Success: Unleashing the Economic Potential of the Internet DOI Open Access
Robert Gharios, Bashar Abu Khalaf

Sustainability, Год журнала: 2024, Номер 16(18), С. 7935 - 7935

Опубликована: Сен. 11, 2024

One new factor driving the banking industry towards long-term, high-quality growth is digital marketing, which has arisen within framework of economy. The purpose this research to examine effect marketing on financial results MENA banks from 2010 2023. examines impact techniques effectiveness institutions through Tobit regression analysis, taking into account and controlling for sustainable practices (ESG), bank-specific characteristics (capital adequacy, bank size, liquidity, cost efficiency), macroeconomic variables (GDP inflation). This empirical paper managed collect data eleven countries in Refinitiv Eikon platform, world database, annual reports relevant different stock markets. final sample included 78 out 120 listed banks. show that there a clear association between presence campaigns improved profitability market share Aligning initiatives with ESG principles crucial long-term value development, increase these beneficial benefits even more. also shows factors affect how effective are. significance transformation integration promoting competitive advantages sector highlighted by findings, have important implications policy, investors, executives.

Язык: Английский

Процитировано

2

The Impact of FinTech on Profitability: An Analysis of Determinants in Banks of Middle East and North Africa (MENA) Region DOI Open Access
Bashar Abu Khalaf,

Abdulla Al- Shaer

International Journal of Membrane Science and Technology, Год журнала: 2023, Номер 10(4), С. 61 - 67

Опубликована: Авг. 29, 2023

This study analyzed FinTech’s influence on MENA’s banking sector. paper collected the data from Refinitiv Eikon platform and bank’s annual reports, provided different Stock Exchanges websites. Our sample included Seven Countries namely; Qatar (7 Banks), United Arab Emirates (16 Kuwait (10 Egypt Jordan (11 Saudi Arabia Banks) Turkey (9 Banks). Specifically, 73 Banks in MENA region has been during period 2014-2021 to investigate impact of Fintech profitability. The model developed several independent variables, such as number ATM machines, internet banking, size, growth mobile application’s availability, while dependent variable is profitability (Return Assets). used was estimated using panel regression (fixed random effect techniques), Hausman test favored fixed results. results indicated that machines affects performance negatively. suggests higher lower performance, since cost related usage with no charge usage. However, applications size affect Return Assets positively.

Язык: Английский

Процитировано

4

Impact of corporate social responsibility and corporate governance on the performance of nonfinancial companies DOI Creative Commons
Omnia Ahmed, Bashar Abu Khalaf, Antoine B. Awad

и другие.

Corporate Governance and Organizational Behavior Review, Год журнала: 2023, Номер 7(4, special issue), С. 370 - 379

Опубликована: Янв. 1, 2023

This research paper focuses on the growing importance of corporate social responsibility (CSR) in business world, particularly Gulf Cooperation Council (GCC) region. The main aim is to bridge gap by assessing impact CSR and governance financial performance. Ultimately, this emphasizes strategic for improving performance promoting trustworthiness public image. applied ordinary least squares (OLS) panel regressions (fixed random) investigate CSR, board size, independent directors, company leverage as variables dependent variable (return assets — ROA). data were collected from Refinitiv Eikon platform 210 listed nonfinancial companies last ten years (2013–2022). results suggested that higher company’s involvement more number members directors In addition, GCC less profitability firms. Finally, larger better Such imply should be hired increase compliance with principles achieve

Язык: Английский

Процитировано

4

Does green banking affect banks’ profitability? DOI Open Access

Mohammed Khalifa Al-Kubaisi,

Bashar Abu Khalaf

Journal of Governance and Regulation, Год журнала: 2023, Номер 12(4), С. 157 - 164

Опубликована: Янв. 1, 2023

This paper empirically investigated the impact of green banking on financial performance Qatari banks. collected data for all banks in Qatar during period 2012–2021. Specifically, included 7 and gathered from Refinitiv Eikon platform, annual reports banks, relevant stock markets. Ordinary least squares (OLS) panel regression have been applied but fixed effect technique was interpreted because significance Hausman test. The dependent variable return equity, independent variables were size, loan loss provision, two dummy as a proxy banking, which are: availability online mobile applications. results showed positive relationship between size equity negative provision applications equity. had an insignificant with implies that larger tend to profits who estimate higher provisions are expected lower profitability. Surprisingly, is found affect profitability negatively if cost having application not covered by noninterest charges.

Язык: Английский

Процитировано

3

Efficient Fill-Level Monitoring for Smart E-waste Recycling DOI Open Access

Sze Yen Low,

Shih Yin Ooi,

Chin Leei Cham

и другие.

International Journal of Membrane Science and Technology, Год журнала: 2023, Номер 10(3), С. 1840 - 1853

Опубликована: Сен. 5, 2023

Proper electronic waste management is compulsory nowadays because, with improper management, the harmful substances in will put humans and environment at risk. The production of e-waste differs from domestic as it not regular. It vital to improve process. This paper presents a smart bin fill level monitoring system. proposes module for identifying level, display, communication systems integrated mobile application. Different sensors are implemented monitor status real-time. system alert collection party on various scenarios through application, including full fire container.

Язык: Английский

Процитировано

2

The impact of risk and Fintech on ESG performance: evidence from gulf cooperation council (GCC) banks DOI
Samir Srairi

Journal of Chinese Economic and Business Studies, Год журнала: 2024, Номер unknown, С. 1 - 42

Опубликована: Ноя. 14, 2024

This study investigates the influence of Gulf Cooperation Council (GCC) bank risk on Environmental, Social, and Governance (ESG) performance, emphasizing roles Fintech corporate governance. Using a sample 48 commercial banks, our research reveals significant negative ESG applicable to both conventional Islamic banks. Mechanism analysis indicates that development serves as mediator, while governance acts moderator, driving banks enhance their performance. Notably, impact promoting performance is more in than counterparts. Additionally, heterogeneity suggests effect pronounced for large state-owned

Язык: Английский

Процитировано

0

Innovative Financial Services and Commercial Banks’ Profitability in Africa DOI Creative Commons

Edward H. Lambert,

Kanbiro Orkaido Deyganto

Опубликована: Окт. 3, 2023

This paper aims to examine the effect of innovative financial services on bank performance in Africa. A mixed research method was used. Balanced panel data from thirteen years audited statements seventeen oldest commercial banks Africa were used by researchers. The Hausman test conducted identify best estimator. random effects regression findings article suggested that automatic teller machine services, mobile banking and internet have a positive profitability operating researchers recommended focus these three earn sustainable revenue.

Язык: Английский

Процитировано

0