Green Technologies and Sustainability, Год журнала: 2024, Номер unknown, С. 100158 - 100158
Опубликована: Дек. 1, 2024
Язык: Английский
International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(6), С. 1768 - 1786
Опубликована: Июнь 5, 2024
The convergence of artificial intelligence (AI) and financial technology (fintech) has revolutionized the way banks institutions communicate with customers. This paper explores use AI-enhanced fintech communication, focusing on utilization chatbots natural language processing (NLP) to provide efficient banking support. AI-powered have become indispensable tools for seeking enhance customer service streamline communication channels. By leveraging NLP algorithms, these can understand respond queries in real-time, providing personalized assistance round-the-clock. integration AI into enables offer seamless support, improving satisfaction loyalty. key effectiveness lies ability interpret input accurately. algorithms enable analyze intent behind queries, allowing them relevant contextually appropriate responses. capability enhances overall experience by reducing response times ensuring that customers receive accurate helpful information. Furthermore, handle a wide range inquiries, from basic account inquiries complex transactions. automating routine tasks free up human agents focus more value-added activities. not only improves operational efficiency but also allows deliver faster responsive service. In addition support customers, help gather valuable insights preferences behavior. analyzing interactions between chatbots, identify trends, anticipate needs, tailor their products services accordingly. data-driven approach targeted offerings, leading increased conclusion, powered NLP, offers significant benefits institutions. technology, improve efficiency, gain As continues advance, future promises even greater personalization, innovation Keywords: Al- Enhanced, Fintech Communication, Leveraging, Chatbots, NLP.
Язык: Английский
Процитировано
26
International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(5), С. 1687 - 1701
Опубликована: Май 21, 2024
This paper explores the intersection of marketing, communication, banking, and fintech, with a focus on personalization in fintech marketing enhancing customer communication for financial inclusion. Financial technology (fintech) has revolutionized way services are delivered, offering innovative solutions that cater to diverse needs. One key aspect this transformation is emphasis personalized strategies, which enable companies engage customers more individualized level, driving satisfaction loyalty. Personalization involves tailoring products, services, communications meet specific needs preferences customers. approach not only enhances experience but also increases likelihood retention acquisition. Fintech leverage data advanced analytics segment their audience deliver targeted messages offers, effectively addressing pain points engagement. Moreover, effective essential promoting inclusion, particularly among underserved populations. can use various channels, such as mobile apps, social media, chatbots, reach who may have limited access traditional banking services. By delivering relevant timely information, empower make informed decisions improve overall well-being. The discusses role partnerships collaborating banks, existing infrastructure networks communities. These offer products broader audience, contributing greater inclusion economic empowerment. In conclusion, drivers adopting these better customers, tailor offerings needs, ultimately, contribute inclusive system. Keywords: Marketing, Customer Communication, Inclusion, Personalization, Banking.
Язык: Английский
Процитировано
22
Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(6), С. 851 - 867
Опубликована: Июнь 6, 2024
Blockchain technology has revolutionized the way information is stored, shared, and managed in various industries, including banking. This review explores impact of blockchain-driven communication on enhancing transparency trust banking through use distributed ledger (DLT). technology, as a decentralized immutable ledger, offers secure transparent to record transactions exchange information. In banking, potential streamline processes, reduce costs, enhance security. By leveraging DLT, banks can create network that allows for real-time data sharing. One key benefits enhanced transparency. The DLT ensures all are recorded verified manner, reducing risk fraud error. also helps build among customers stakeholders, they verify authenticity Another important aspect enhancement trust. using tamper-proof auditable transactions, which establish between parties. particularly an industry where paramount, it more efficient transactions. conclusion, revolutionize shared managed. trust, costs. As blockchain continues evolve, its likely grow, leading efficient, secure, system. Keywords: Blockchain- Driven, Communication, Banking, Transparency, Ledger Technology.
Язык: Английский
Процитировано
22
World Journal of Advanced Engineering Technology and Sciences, Год журнала: 2024, Номер 12(1), С. 152 - 167
Опубликована: Май 29, 2024
The integration of renewable energy within the operations oil and gas sector has emerged as a pivotal trend driven by environmental concerns, regulatory pressures, technological advancements. This review explores current trends, key insights, future prospects associated with adoption in sector. Trends indicate notable shift towards incorporating sources such solar, wind, hydrogen into traditional companies. transition is motivated need to reduce carbon emissions, enhance operational efficiency, diversify portfolios alignment sustainability goals. Companies are increasingly investing projects, leveraging their expertise infrastructure capitalize on emerging opportunities Insights gleaned from ongoing initiatives underscore multifaceted benefits integrating operations. By deploying technologies, companies can mitigate impacts, optimize resource utilization, security. Moreover, renewables offers potential cost savings through reduced reliance fossil fuels access government incentives aimed at promoting clean deployment. Looking ahead, appear promising yet challenging. Advancements coupled declining costs, expected accelerate rates drive widespread implementation across industry. However, challenges intermittency, grid integration, limitations pose significant hurdles that must be addressed innovation strategic planning. Furthermore, evolving landscape geopolitical dynamics may influence pace scope Policy frameworks deployment, pricing mechanisms, international agreements climate action likely shape trajectory industry coming years. represents transformative far-reaching implications for corporate strategies. embracing renewables, not only risks but also position themselves long-term competitiveness rapidly landscape.
Язык: Английский
Процитировано
20
Global Journal of Engineering and Technology Advances, Год журнала: 2024, Номер 19(2), С. 154 - 168
Опубликована: Май 29, 2024
This paper examines financing models for clean energy adoption, drawing insights from experiences in the United States and Nigeria. It underscores significance of need to explore effective mechanisms facilitate its widespread adoption. Through an analysis current state adoption both countries, existing initiatives challenges are outlined. Lessons gleaned successful States, including government incentives, public-private partnerships, renewable credits, then explored. These lessons serve as a foundation assessing how similar approaches can be adapted Nigerian context. Specific attention is given unique facing Nigeria, such infrastructure limitations socioeconomic disparities, tailored address these obstacles. A comparative between two countries identifies similarities, differences, potential transferability models. Based on insights, recommendations proposed emphasizing importance context-specific accelerate Overall, this provides comprehensive exploration offering valuable policymakers, stakeholders, practitioners
Язык: Английский
Процитировано
16
Global Journal of Engineering and Technology Advances, Год журнала: 2024, Номер 19(2), С. 169 - 184
Опубликована: Май 29, 2024
This paper explores the intersection of environmental justice and clean energy policy through a comparative analysis case studies from United States Nigeria. Environmental justice, defined as fair treatment meaningful involvement all people in decisions, is increasingly recognized critical aspect transitioning to systems. By examining policies initiatives both countries, this study aims identify successes, challenges, lessons learned addressing considerations. In States, focuses on federal state-level policies, assessing their impact marginalized communities efforts promote equity access resources. Similarly, Nigeria, attention given government-led implications for particularly rural underserved areas. Through lens, highlight’s common themes divergent approaches between two countries. It identifies opportunities cross-country collaboration knowledge sharing advance equitable sustainable transitions globally. The findings underscore importance integrating principles into development implementation, with recommendations provided policymakers stakeholders inclusivity, fairness, community engagement shaping future energy.
Язык: Английский
Процитировано
14
Engineering Science & Technology Journal, Год журнала: 2024, Номер 5(6), С. 2027 - 2038
Опубликована: Июнь 13, 2024
Methane emissions from the oil and gas industry are a major contributor to climate change due their high global warming potential. Accurate standardized monitoring of these is essential for effective mitigation. This review explores current state methane emission technologies, highlighting strengths limitations direct measurement, remote sensing, modeling approaches. It also examines diverse regulatory frameworks practices, identifying key challenges such as accuracy, consistency, economic barriers. The paper proposes strategies harmonizing standards globally, including adopting international guidelines, certification programs, centralized reporting platforms. Additionally, it advocates innovative approaches that incentivize better practices emphasizes need cooperation through data sharing capacity building. concludes by discussing potential impact on industry, outlining future research development directions, calling proactive steps all stakeholders achieve reduction. Keywords: Emissions, Oil Gas Industry, Monitoring Technologies Regulatory Frameworks.
Язык: Английский
Процитировано
13
World Journal of Advanced Engineering Technology and Sciences, Год журнала: 2024, Номер 12(1), С. 168 - 186
Опубликована: Май 29, 2024
The expansion of renewable energy sources is pivotal in mitigating climate change and transitioning towards a sustainable future. However, the realization this transition faces numerous regulatory barriers that impede deployment integration technologies. This abstract explores legal strategies essential for overcoming these promoting innovation expansion. Regulatory hurdles often stem from outdated policies, complex permitting processes, conflicting regulations at various governmental levels. Moreover, uncertainties surrounding property rights, land use, interconnection standards pose significant challenges to developers investors. To address barriers, frameworks must evolve accommodate unique characteristics requirements projects. Effective encompass range interventions, including streamlining procedures, harmonizing across jurisdictions, providing clarity on contractual frameworks. Furthermore, innovative policy mechanisms such as feed-in tariffs, portfolio standards, tax incentives can incentivize while ensuring compliance. Promoting requires proactive approach reform. involves fostering collaboration between policymakers, industry stakeholders, experts identify bottlenecks develop tailored solutions. Additionally, flexible allow experimentation adaptation technological advancements are driving sector. Case studies jurisdictions illustrate successful employed overcome promote These examples highlight importance stakeholder engagement, adaptive governance structures facilitating economy. In conclusion, multifaceted combines legal, policy, By adopting strategies, policymakers create an enabling environment fosters deployment, accelerates innovation, advances
Язык: Английский
Процитировано
12
International Journal of Applied Research in Social Sciences, Год журнала: 2024, Номер 6(6), С. 1215 - 1226
Опубликована: Июнь 13, 2024
The alignment of oil and gas industry practices with Sustainable Development Goals (SDGs) is imperative for fostering a sustainable future. This abstract provides an overview the strategies challenges associated this alignment. plays significant role in global energy supply, economic development, geopolitical dynamics. However, its operations often have adverse environmental, social, impacts, making SDGs essential. Challenges aligning include environmental degradation caused by extraction activities, social disparities oil-producing regions, regulatory complexities. To address these challenges, such as reducing carbon footprints, transitioning to renewable sources, engaging local communities, protecting human indigenous rights, diversification are crucial. Case studies companies successfully highlight best lessons learned. Impact assessments demonstrate positive outcomes aligned on conservation, well-being, development. Recommendations policy reforms, guidelines, stakeholder collaboration facilitate broader adoption practices. In conclusion, essential achieving development goals globally. calls concerted efforts from stakeholders, policymakers, civil society create more Keywords: Oil, Gas, Industry Practices, (SDGs).
Язык: Английский
Процитировано
12
Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1310 - 1319
Опубликована: Авг. 3, 2024
This paper explores the transformative impact of legal innovations in financial technology (FinTech) and regulatory reform on advancing services. By examining sandbox programs, proportionate regulation, (RegTech) solutions, analyzes their role promoting innovation, enhancing market efficiency, fostering economic growth within FinTech ecosystem. Key findings underscore importance flexibility, collaboration, innovation navigating challenges while consumer protection stability. Implications for policymakers, regulators, industry stakeholders, broader services landscape recommendations future initiatives are discussed. Embracing collaboration can create a more inclusive, resilient, dynamic system. Keywords: FinTech, Regulatory Reform, Sandbox, RegTech, Financial Inclusion.
Язык: Английский
Процитировано
8