The role of business analysts in driving financial inclusion through product innovation DOI Creative Commons

Temitope Oluwafunmike Sanyaolu,

Adams Gbolahan Adeleke,

Christianah Pelumi Efunniyi

и другие.

Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1555 - 1581

Опубликована: Авг. 31, 2024

Business analysts play a pivotal role in advancing financial inclusion by driving product innovation tailored to underserved and marginalized populations. Their involvement is crucial identifying addressing gaps services, ensuring that products solutions are designed meet diverse needs effectively. This review explores the contributions of business promoting through innovative development, emphasizing their impact on creating accessible, affordable, user-centric solutions. In context inclusion, utilize data-driven insights market research identify barriers faced communities. By analyzing customer needs, behaviors, preferences, they provide valuable input designing cater specific requirements these expertise enables development not only accessible but also affordable inclusive, such as microloans, mobile banking solutions, digital payment platforms. facilitate collaboration between various stakeholders, including institutions, technology providers, regulatory bodies, ensure align with industry standards regulations. They critical bridging gap technical teams end-users, translating complex into actionable features functionalities. work ensures new user-friendly capable unique challenges groups. Furthermore, contribute ongoing improvements continuously gathering user feedback. iterative approach allows for refinement products, remain relevant effective inclusion. leveraging advanced analytics emerging technologies, help opportunities optimizing existing enhance access participation. conclusion, essential innovation. understanding facilitating stakeholder collaboration, continuous improvement developing inclusive. bridge promote equitable services. Keywords: Analysts, Financial Inclusion, Product Innovation, Market Research, Products, Accessibility, User-Centric Solutions.

Язык: Английский

Driving sustainable business practices in SMEs: Innovative approaches for environmental and economic synergy DOI Creative Commons

Adekunle Stephen Toromade,

Njideka Rita Chiekezie

International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(8), С. 2637 - 2647

Опубликована: Авг. 21, 2024

This paper explores the integration of sustainable business practices in Small and Medium Enterprises (SMEs) associated benefits. It addresses challenges SMEs face, such as financial constraints, lack expertise, regulatory complexities, while highlighting opportunities through innovative approaches like energy efficiency, renewable energy, circular economy principles, digital technologies. The provides policy recommendations to support SMEs, including incentives, education programs simplified compliance. concludes that are vital for achieving both environmental economic synergy ensuring operational cost reduction, competitive advantage. role policymakers is emphasized creating an enabling environment adopt practices, which essential a resilient economy. Keywords: Sustainable Practices, Innovation, Policy Recommendations, Environmental Economic Synergy.

Язык: Английский

Процитировано

2

The future of project management in the digital age: Trends, challenges, and opportunities DOI Creative Commons

Ibrahim Adedeji Adeniran,

Edith Ebele Agu,

Christianah Pelumi Efunniyi

и другие.

Engineering Science & Technology Journal, Год журнала: 2024, Номер 5(8), С. 2632 - 2648

Опубликована: Авг. 31, 2024

As we transition further into the digital age, landscape of project management is undergoing significant transformation. The integration technologies reshaping traditional practices, presenting both opportunities and challenges. This paper explores future in era, focusing on emerging trends, evolving challenges, potential opportunities. revolution driving several key trends management. First, adoption advanced such as Artificial Intelligence (AI), Machine Learning (ML), Big Data Analytics enhancing decision-making execution. These offer predictive insights, automate routine tasks, provide real-time data analytics, enabling managers to make more informed decisions improve efficiency. Second, rise remote hybrid work models transforming team dynamics coordination. Digital collaboration tools platforms facilitate seamless communication teamwork across geographical boundaries, making it possible for organizations harness a global talent pool. Despite these advancements, age also brings new rapid pace technological change requires continuously update their skills adapt methodologies. Managing cybersecurity risks has become critical concern, increased reliance exposes projects breaches cyber threats. Additionally, integrating with existing systems can be complex costly, requiring careful planning resource allocation. era offers numerous practices. ability leverage AI analytics lead accurate forecasting risk management, improving overall outcomes. enable greater flexibility agility execution, allowing respond quickly changes Furthermore, focus transformation drive innovation, leading business competitive advantages. In conclusion, characterized by exciting Embracing effectively leveraging will crucial successful outcomes achieve strategic goals an increasingly world. Keywords: Future, Project Management, Age, Trends, Challenges.

Язык: Английский

Процитировано

2

Comprehensive financial strategies for achieving sustainable growth in small businesses DOI Creative Commons

Theodore Narku Odonkor,

Oghenekome Urefe,

Emmanuel Biney

и другие.

Finance & Accounting Research Journal, Год журнала: 2024, Номер 6(8), С. 1349 - 1374

Опубликована: Авг. 3, 2024

Sustainable growth in small businesses is a critical component for economic stability and development. This review outlines comprehensive financial strategies designed to foster long-term sustainability enterprises. The primary focus on creating robust foundation, optimizing resource allocation, leveraging innovative tools. Firstly, effective planning budgeting are foundational elements. Small must develop detailed plans that encompass both short-term operational needs objectives. includes cash flow management ensure liquidity, investment essential assets, maintaining an emergency fund cushion against unforeseen fluctuations. Secondly, access diverse funding sources essential. Traditional bank loans, venture capital, government grants provide necessary capital expansion. Additionally, crowdfunding peer-to-peer lending platforms have emerged as viable alternatives, particularly startups community-driven projects. Businesses should strategically select align with their stages health. Moreover, cost efficiency play pivotal role sustainability. Implementing cost-control measures such lean techniques can optimize reduce waste. Regular audits performance reviews help identify areas of improvement resources being utilized effectively. Another strategy investing technology innovation. Adopting technologies (fintech) like automated accounting software, digital payment systems, analytics tools streamline operations, enhance decision-making, improve transparency. Embracing technological advancements ensures remain competitive responsive market changes. Risk equally important achieving sustainable growth. involves identifying potential risks, volatility, developing mitigation strategies. Insurance products, diversification revenue streams, risk plan safeguard disruptions. Lastly, fostering strong relationships advisors mentors valuable insights guidance. These professionals navigate complex landscapes, offer strategic advice, support making informed decisions. In conclusion, encompassing planning, funding, management, integration, professional guidance vital businesses. By adopting these strategies, enterprises build resilient drive innovation, success increasingly market. Keywords: Achieving, Growth, Businesses, Comprehensive, Financial Strategies.

Язык: Английский

Процитировано

1

AI in personalized medicine: Enhancing drug efficacy and reducing adverse effects DOI Creative Commons

Ejike Innocent Nwankwo,

Ebube Victor Emeihe,

Mojeed Dayo Ajegbile

и другие.

International Medical Science Research Journal, Год журнала: 2024, Номер 4(8), С. 806 - 833

Опубликована: Авг. 23, 2024

Artificial intelligence (AI) is transforming personalized medicine by enhancing drug efficacy and reducing adverse effects, promising a new era of precision healthcare. This paper explores the role AI in revolutionizing therapies tailoring treatments to individual patient profiles, thereby optimizing therapeutic outcomes minimizing risks. leverages vast amounts medical data, including genetic information, electronic health records (EHRs), real-time monitoring create comprehensive profiles. Machine learning algorithms analyze these profiles identify patterns correlations that might not be apparent human practitioners. enables development treatment plans consider patient's unique makeup, lifestyle, existing conditions. One critical applications pharmacogenomics, which studies how genes affect person’s response drugs. can variations influence metabolism, efficacy, toxicity, allowing healthcare providers predict medications dosages will most effective for patients. reduces trial-and-error approach traditionally used prescribing medications, incidence reactions (ADRs). also plays significant repurposing development. By analyzing data outcomes, uses potential side effects before clinical trials, accelerating process costs. Moreover, AI-driven predictive analytics continuously monitor responses treatment, adjusting maintain optimal levels. particularly beneficial managing chronic conditions such as diabetes, hypertension, cancer, where maintaining correct dosage crucial disease management. Despite its promise, integration faces challenges, privacy concerns, need robust regulatory frameworks, ensuring equitable access innovations. Addressing challenges requires collaborative efforts from providers, researchers, policymakers, technology developers. In conclusion, at forefront medicine, Continued advancements technologies supportive policies realizing full ultimately leading more safer solutions. Keywords: AI, Drug Efficacy, Personalized Medicine, Enhancing, Reducing Adverse Effect.

Язык: Английский

Процитировано

1

AI and big data analytics for enhancing public health surveillance in rural communities DOI Creative Commons

Geneva Tamunobarafiri Igwama,

Ejike Innocent Nwankwo,

Ebube Victor Emeihe

и другие.

International Journal of Applied Research in Social Sciences, Год журнала: 2024, Номер 6(8), С. 1797 - 1823

Опубликована: Авг. 21, 2024

Artificial intelligence (AI) and big data analytics have emerged as powerful tools in enhancing public health surveillance, particularly rural communities where traditional monitoring methods face significant challenges. These technologies offer the potential to transform how is collected, analyzed, utilized, enabling more effective timely responses threats. Rural often struggle with limited healthcare infrastructure, making it difficult monitor respond issues effectively. AI can bridge this gap by providing advanced capabilities for real-time collection analysis. algorithms process vast amounts of from various sources, including electronic records, mobile applications, social media, environmental sensors. This enables identification patterns trends that may indicate emerging threats, such outbreaks infectious diseases or increases chronic conditions. Big allows integration analysis diverse datasets, a comprehensive view areas. holistic approach officials identify high-risk populations, track spread diseases, evaluate effectiveness interventions. For instance, AI-powered predictive models forecast disease based on historical current trends, allowing proactive measures mitigate impact. Moreover, these enhance accuracy efficiency surveillance. automate processing tasks, reducing time resources required manual authorities quickly improving overall outcomes communities. Additionally, aid identifying correlations between factors issues, insights inform policies Despite benefits, implementing surveillance faces several Data privacy security concerns must be addressed ensure confidentiality information. Furthermore, areas lack technological infrastructure expertise needed fully leverage technologies. Overcoming challenges requires investment training professionals, development user-friendly applications tailored needs In conclusion, hold promise By leveraging technologies, improve detection, monitoring, response ultimately leading better populations. Keywords: AI, Analytics, Public Health, Surveillance, Communities.

Язык: Английский

Процитировано

1

The role of project management in driving innovation, economic growth, and future trends DOI Creative Commons

Henry Oziegbe Iriogbe,

Edith Ebele Agu,

Christianah Pelumi Efunniyi

и другие.

International Journal of Management & Entrepreneurship Research, Год журнала: 2024, Номер 6(8), С. 2819 - 2834

Опубликована: Авг. 30, 2024

Project management has evolved into a critical discipline that significantly impacts innovation, economic growth, and the shaping of future trends. In today's dynamic competitive business environment, effective project is essential for organizations to innovate, adapt, thrive. This paper explores pivotal role plays in fostering contributing anticipating Innovation lifeblood modern enterprises, provides structured approach needed translate innovative ideas tangible outcomes. By employing methodologies such as Agile, Scrum, Lean, managers facilitate rapid development implementation new products, services, processes. These emphasize flexibility, iterative progress, continuous improvement, enabling respond quickly market changes technological advancements. Effective ensures innovation projects are completed on time, within budget, desired quality standards, maximizing their impact value. Economic growth closely linked successful execution projects. Large-scale infrastructure projects, advancements, ventures all rely robust practices. coordinate resources, manage risks, ensure stakeholder alignment, which timely cost-effective completion drive development. improving efficiency productivity, contributes overall health industries nations. Furthermore, it helps create job opportunities, fosters investment, enhances competitiveness businesses global marketplace. Future trends being shaped by emerging technologies changing paradigms. The integration Artificial Intelligence (AI), Big Data analytics, Internet Things (IoT) practices revolutionizing field. provide real-time insights, predictive automated processes, make informed decisions optimize Additionally, growing emphasis sustainability corporate social responsibility (CSR) influencing approaches, driving adoption green ethical conclusion, vital driver providing framework managing complexity change, enables grow, navigate uncertainties future. evolution practices, influenced advancements societal shifts, will further enhance its prosperous sustainable Keywords: Role, Management, Driving Innovations, Growth, Trends.

Язык: Английский

Процитировано

1

Leveraging UX design and prototyping in agile development: A business analyst’s perspective DOI Creative Commons

Adams Gbolahan Adeleke,

Temitope Oluwafunmike Sanyaolu,

Christianah Pelumi Efunniyi

и другие.

Engineering Science & Technology Journal, Год журнала: 2024, Номер 5(8), С. 2670 - 2693

Опубликована: Авг. 31, 2024

In Agile development, leveraging UX design and prototyping is crucial for delivering user-centered solutions that meet business goals user needs. This review explores the integration of within frameworks from a analyst’s perspective, highlighting how these practices enhance project outcomes ensure alignment with both expectations objectives. User Experience (UX) are essential in development creating intuitive effective interfaces. focuses on understanding needs, behaviors, pain points through research, personas, journey mapping. Prototyping involves early versions product to visualize test concepts. Integrating methodologies helps iterating designs quickly, gathering feedback, refining features based real-world use. From offer several benefits. Firstly, they facilitate clearer communication between stakeholders, designers, developers by providing tangible representations ideas requirements. reduces misunderstandings ensures all parties have shared vision outcomes. Secondly, continuous allows rapid validation assumptions, reducing risk costly changes later process. The also discusses analysts can leverage prioritize features, manage stakeholder expectations, drive decision-making. By incorporating feedback into iterative cycles, final not only meets needs but aligns delivers value. Additionally, use principles tools enhances agility process, enabling teams adapt changing requirements market conditions effectively. conclusion, integrating provides strategic advantage aligning experience For analysts, this approach products user-centered, functional, responsive evolving ultimately contributing success projects. Keywords: Design, Prototyping, Development, Business Analyst, Experience, Iterative Stakeholder Communication, Feature Prioritization, Feedback, Development Process.

Язык: Английский

Процитировано

1

Innovative drug delivery methods for combating antimicrobial resistance DOI Creative Commons

Ejike Innocent Nwankwo,

Ebube Victor Emeihe,

Mojeed Dayo Ajegbile

и другие.

International Medical Science Research Journal, Год журнала: 2024, Номер 4(8), С. 834 - 858

Опубликована: Авг. 23, 2024

Antimicrobial resistance (AMR) poses a significant threat to global health, complicating the treatment of infectious diseases and leading increased morbidity mortality. Innovative drug delivery methods are emerging as critical strategies combat AMR by enhancing efficacy existing antibiotics facilitating development new therapeutic approaches. This paper explores role novel systems in addressing challenges. One primary approaches is targeted that improve precision antibiotic therapy. Nanotechnology has revolutionized this field, enabling creation nanoparticles nanocarriers can deliver drugs directly infection sites, reducing systemic side effects concentration at target. These advanced be engineered release controlled manner, overcoming bacterial mechanisms minimizing likelihood development. Another promising strategy involves use combination therapies delivered through innovative methods. By combining with adjuvants or resistance-modifying agents, these counteract restore effectiveness drugs. For instance, platforms co-deliver inhibitors efflux pumps biofilm formation enhance resistant infections. The integration smart systems, which respond environmental stimuli such pH changes specific enzymes, offers additional advantages. only presence bacteria, thereby overall exposure bacteria decreasing risk resistance. also include long-acting formulations implants provide sustained over extended periods. Such reduce frequency dosing, patient adherence, ensure consistent levels, crucial for managing chronic infections preventing In conclusion, pivotal fight against AMR. targeting, therapies, utilizing sustained-release offer solutions curb Continued research area essential advancing ensuring effective management face rising antimicrobial Keywords: Innovative, Drug Delivery Methods, Combating, Antimicrobial, Resistance.

Язык: Английский

Процитировано

0

AI-Enhanced remote monitoring for chronic disease management in rural areas DOI Creative Commons

Geneva Tamunobarafiri Igwama,

Ejike Innocent Nwankwo,

Ebube Victor Emeihe

и другие.

International Journal of Applied Research in Social Sciences, Год журнала: 2024, Номер 6(8), С. 1824 - 1847

Опубликована: Авг. 21, 2024

The integration of artificial intelligence (AI) in healthcare has revolutionized chronic disease management, particularly rural areas where access to medical services is often limited. AI-enhanced remote monitoring systems leverage advanced machine learning algorithms, wearable devices, and telehealth platforms provide continuous, real-time health for patients with conditions such as diabetes, hypertension, cardiovascular diseases. AI algorithms analyze data from which track vital signs like heart rate, blood pressure, glucose levels, physical activity. This continuous stream allows early detection potential issues, enabling timely interventions reducing the need frequent hospital visits. For instance, can predict a hypertensive crisis by identifying abnormal patterns pressure readings, prompting immediate attention. Telehealth facilitate communication between providers, overcoming geographical barriers. Patients receive personalized care plans, medication adjustments, lifestyle recommendations through virtual consultations. AI-driven chatbots assistants enhance patient engagement providing instant responses health-related queries, thus improving adherence treatment regimens. Moreover, enhances analytics integrating electronic records (EHR) data, creating comprehensive profiles. These profiles assist providers making informed decisions personalizing plans. Predictive identify high-risk forecast progression, proactive management strategies. implementation also addresses resource constraints settings. Automated collection analysis reduce workload professionals, allowing them focus on critical tasks. Furthermore, AI's scalability ensures that even underserved communities benefit technologies. Despite these advancements, challenges privacy, cybersecurity, reliable internet connectivity must be addressed. Ensuring security confidentiality paramount gaining trust widespread adoption technologies healthcare. In conclusion, presents transformative approach areas, outcomes, enhancing accessibility, optimizing utilization. Continued innovation investment are essential bridging gap urban populations. Keywords: AI-Enhanced, Remote Monitoring, Chronic Disease, Management, Rural Areas.

Язык: Английский

Процитировано

0

The impact of artificial intelligence on early diagnosis of chronic diseases in rural areas DOI Creative Commons

Ebube Victor Emeihe,

Ejike Innocent Nwankwo,

Mojeed Dayo Ajegbile

и другие.

Computer Science & IT Research Journal, Год журнала: 2024, Номер 5(8), С. 1828 - 1854

Опубликована: Авг. 23, 2024

The integration of artificial intelligence (AI) in healthcare has the potential to revolutionize early diagnosis chronic diseases, particularly rural areas where resources are often limited. This paper explores transformative impact AI technologies on identifying diseases at their earliest stages, enhancing patient outcomes, and alleviating burden systems. AI's ability analyze vast amounts data rapidly accurately enables detection such as diabetes, hypertension, cardiovascular conditions. Machine learning algorithms can process from various sources, including electronic health records (EHRs), wearable devices, diagnostic imaging, identify patterns biomarkers indicative disease onset. predictive capability allows providers intervene sooner, potentially preventing progression reducing long-term costs. In areas, access specialized medical expertise advanced tools is constrained, AI-driven offer a significant advantage. Telemedicine platforms integrated with facilitate remote consultations, assists interpreting providing suggestions. approach not only expands quality but also empowers local decision-support tools, improving accuracy management. Moreover, help mitigate challenges limited personnel regions by automating routine tasks enabling workers focus more complex cases. For instance, AI-powered imaging analysis quickly screen large populations for signs flagging suspicious cases further review professionals. deployment settings fosters continuous monitoring personalized care through connected devices. These devices collect real-time data, which systems provide actionable insights alerts both patients providers. proactive ensures timely interventions enhances adherence treatment plans. conclusion, into significantly improves offering scalable solution address disparities outcomes between urban populations. Continued investment infrastructure, along targeted training providers, essential realize full transforming life millions. Keywords: AI, Impact, Early Diagnostic, Chronic Disease, Rural Areas.

Язык: Английский

Процитировано

0