Embracing AI advisors for making (complex) financial decisions: an experimental investigation of the role of a maximizing decision-making style DOI

Dietrich Silber,

Arvid O. I. Hoffmann, Alex Belli

и другие.

International Journal of Bank Marketing, Год журнала: 2025, Номер unknown

Опубликована: Март 10, 2025

Purpose This study investigates the impact of experimentally priming a maximizing decision-making style on individuals’ likelihood using artificial intelligence (AI) advisors for making complex financial decisions, such as building an investment portfolio their retirement. It examines whether individuals with stronger tendencies are more likely to perceive algorithms effective, thereby reducing algorithm aversion, and ultimately increasing AI in decision-making. Design/methodology/approach A qualitative pre-study amongst differing learn about existing usage patterns decisions was combined quantitative test our hypotheses. For both studies, US participants were recruited through Prolific. The data analyzed thematic analysis NVivo regression SPSS Process macro. Findings results show that primed mindset demonstrated higher decisions. effect serially mediated by perception enhanced effectiveness reduced aversion. Practical implications provides actionable insights service providers banks, pension funds insurance companies into strategies how reduce aversion encourage greater (potential) clients. In particular, increase consumers will rely can induce these adjusting wording marketing communications material. Originality/value extends understanding influence advisors. contributes literature highlighting role perceived demonstrating inducing decisions; doing so is important help provide personalized advice cost-effective way.

Язык: Английский

A multinational study on the factors influencing university students’ attitudes and usage of ChatGPT DOI Creative Commons
Maram Abdaljaleel, Muna Barakat, Mariam Alsanafi

и другие.

Scientific Reports, Год журнала: 2024, Номер 14(1)

Опубликована: Янв. 23, 2024

Abstract Artificial intelligence models, like ChatGPT, have the potential to revolutionize higher education when implemented properly. This study aimed investigate factors influencing university students’ attitudes and usage of ChatGPT in Arab countries. The survey instrument “TAME-ChatGPT” was administered 2240 participants from Iraq, Kuwait, Egypt, Lebanon, Jordan. Of those, 46.8% heard 52.6% used it before study. results indicated that a positive attitude were determined by ease use, towards technology, social influence, perceived usefulness, behavioral/cognitive influences, low risks, anxiety. Confirmatory factor analysis adequacy constructs. Multivariate demonstrated significantly influenced country residence, age, type, recent academic performance. validated as useful tool for assessing adoption among students. successful integration relies on elements, anxiety, minimal risks. Policies should be tailored individual contexts, considering variations student observed this

Язык: Английский

Процитировано

93

What are artificial intelligence literacy and competency? A comprehensive framework to support them DOI Creative Commons
Thomas K. F. Chiu, Zubair Ahmad, Murod Ismailov

и другие.

Computers and Education Open, Год журнала: 2024, Номер 6, С. 100171 - 100171

Опубликована: Март 13, 2024

Artificial intelligence (AI) education in K–12 schools is a global initiative, yet planning and executing AI challenging. The major frameworks are focused on identifying content technical knowledge (AI literacy). Most of the current definitions literacy for non-technical audience developed from an engineering perspective may not be appropriate education. Teacher perspectives essential to making sense this initiative. Literacy about knowing (knowledge, what skills); competency applying beneficial way (confidence, how well). They strongly related. This study goes beyond literacy), its two main goals (i) define by adding aspects confidence self-reflective mindsets, (ii) propose more comprehensive framework These needed emerging disruptive technology (e.g., ChatGPT Sora, generative AI). We used basic curriculum design approaches as analytical teacher perspectives. Participants included 30 experienced teachers 15 middle schools. employed iterative co-design cycle discuss revise throughout four cycles. definition has five abilities that take into account, proposed comprises key components: technology, impact, ethics, collaboration, self-reflection. also identify effective learning experiences foster confidences, suggest future research directions: prompt engineering, data literacy, algorithmic mindset, empirical research.

Язык: Английский

Процитировано

51

Factors Influencing University Students’ Behavioral Intention to Use Generative Artificial Intelligence: Integrating the Theory of Planned Behavior and AI Literacy DOI
Chengliang Wang, Haoming Wang, Yuanyuan Li

и другие.

International Journal of Human-Computer Interaction, Год журнала: 2024, Номер unknown, С. 1 - 23

Опубликована: Июль 29, 2024

Generative artificial intelligence (GAI) advancements have ignited new expectations for (AI)-enabled educational transformations. Based on the theory of planned behavior (TPB), this study combines structural equation modeling and interviews to analyze influencing factors Chinese university students' GAI technology usage intention. Regarding AI literacy, cognitive literacy in ethics scored highest (M = 5.740), while awareness lowest 4.578). Students' attitudes toward significantly positively influenced their intention, with combined TPB framework explaining 59.3% variance. subjective norms perceived behavioral control, attitude mediated impact Further, provide insights management leadership regarding construction an ecosystem under application technology.

Язык: Английский

Процитировано

37

Assessment of Students Use of Generative Artificial Intelligence: Prompting Strategies and Prompt Engineering in Chemistry Education DOI Creative Commons
Sebastian Tassoti

Journal of Chemical Education, Год журнала: 2024, Номер 101(6), С. 2475 - 2482

Опубликована: Май 22, 2024

The rapid integration of generative artificial intelligence (AI) into educational settings prompts an urgent examination its efficacy and the strategies that students employ to harness potential. This study focuses on preservice chemistry teachers use AI for chemistry-specific problem-solving task completion. We found there is a prevalent reliance copy-pasting tactics in initial prompting approaches, need guidance improve their abilities. By implementing "Five S" framework, we explore evolution student resultant satisfaction with AI-generated responses. Our findings indicate that, while initially struggle nuances effective prompting, adoption structured frameworks significantly enhances perceived quality answers. research sheds light current state among but also underscores importance targeted refine interaction academic contexts. In particular, suggest critical engagement methodological prompt engineering maximize benefits technologies.

Язык: Английский

Процитировано

22

Developing a holistic AI literacy assessment matrix – Bridging generic, domain-specific, and ethical competencies DOI Creative Commons
Nils Knoth,

Marie Decker,

Matthias Carl Laupichler

и другие.

Computers and Education Open, Год журнала: 2024, Номер 6, С. 100177 - 100177

Опубликована: Апрель 10, 2024

Motivated by a holistic understanding of AI literacy, this work presents an interdisciplinary effort to make literacy measurable in comprehensive way, considering generic and domain-specific as well ethics. While many assessment tools have been developed the last 2-3 years, mostly form self-assessment scales less frequently knowledge-based assessments, previous approaches only accounted for one specific area competence, namely cognitive aspects within literacy. Considering demand development different professional domains reflecting on concept competence way that goes beyond mere conceptual knowledge, there is urgent need methods capture each three dimensions cognition, behavior, attitude. In addition, competencies ethics are becoming more apparent, which further calls very matter. This paper aims provide foundation upon future instruments can be built provides insights into what framework item might look like addresses both measures than just knowledge-related based approach.

Язык: Английский

Процитировано

19

Taking the next step with generative artificial intelligence: The transformative role of multimodal large language models in science education DOI Creative Commons
Arne Bewersdorff, Christian Hartmann,

Marie Hornberger

и другие.

Learning and Individual Differences, Год журнала: 2025, Номер 118, С. 102601 - 102601

Опубликована: Янв. 10, 2025

Язык: Английский

Процитировано

6

Literacy in Artificial Intelligence as a Challenge for Teaching in Higher Education: A Case Study at Portalegre Polytechnic University DOI Creative Commons

Eduardo Lérias,

Cristina Guerra, Paulo Ferreira

и другие.

Information, Год журнала: 2024, Номер 15(4), С. 205 - 205

Опубликована: Апрель 5, 2024

The growing impact of artificial intelligence (AI) on Humanity is unavoidable, and therefore, “AI literacy” extremely important. In the field education—AI in education (AIED)—this technology having a huge educational community system itself. present study seeks to assess level AI literacy knowledge among teachers at Portalegre Polytechnic University (PPU), aiming identify gaps, find main opportunities for innovation development, seek degree relationship between dimensions an questionnaire, as well identifying predictive variables this matter. As measuring instrument, validated questionnaire based three (AI Literacy, Self-Efficacy, Self-Management) was applied sample 75 various schools PPU. This revealed average (3.28), highlighting that 62.4% responses are levels 3 4 (based Likert scale from 1 5). results also demonstrate first dimension highly significant total dimensions, i.e., no factor characterizing predictor, but finding below-average result learning indicates pressing need focus developing these skills.

Язык: Английский

Процитировано

12

Medical students’ AI literacy and attitudes towards AI: a cross-sectional two-center study using pre-validated assessment instruments DOI Creative Commons
Matthias Carl Laupichler, Alexandra Aster, Marcel Meyerheim

и другие.

BMC Medical Education, Год журнала: 2024, Номер 24(1)

Опубликована: Апрель 10, 2024

Abstract Background Artificial intelligence (AI) is becoming increasingly important in healthcare. It therefore crucial that today’s medical students have certain basic AI skills enable them to use applications successfully. These are often referred as “AI literacy”. Previous research projects aimed investigate students’ literacy and attitudes towards not used reliable validated assessment instruments. Methods We two self-assessment scales measure (31 Likert-type items) (5 at German schools. The were distributed the through an online questionnaire. final sample consisted of a total 377 students. conducted confirmatory factor analysis calculated internal consistency check whether sufficiently be our sample. In addition, we t-tests determine group differences Pearson’s Kendall’s correlation coefficients examine associations between individual variables. Results model fit satisfactory. Within concept literacy, found both schools rated their technical understanding significantly lower ( M MS1 = 2.85 MS2 2.50) than ability critically appraise 4.99 4.83) or practically 4.52 4.32), which reveals discrepancy skills. female overall male students, t (217.96) -3.65, p <.001. Students samples seemed more accepting fearful technology, (745.42) 11.72, Furthermore, discovered strong positive weak negative attitudes. Finally, prior education interest positively correlated with literacy. Conclusions Courses increase should focus on aspects. There also appears AI, considered when planning courses.

Язык: Английский

Процитировано

12

Avances y discusiones sobre el uso de inteligencia artificial (IA) en educación DOI Creative Commons
Carolina Paola Tramallino, Adriana Marize Zeni

Educación, Год журнала: 2024, Номер 33(64), С. 29 - 54

Опубликована: Апрель 15, 2024

El objetivo de este estudio es realizar un recorrido analítico a través artículos científicos sobre inteligencia artificial (IA) en el contexto educativo, localizados Google Scholar y Science Direct, escritos portugués, inglés español desde 2021 adelante. En 2022 se lanzó ChatGPT, tecnología que forma parte del concepto denominado generativa, creada mediante técnicas aprendizaje automático. Este tipo herramientas ha ganado espacio las instituciones escolares sido objeto numerosas discusiones. A raíz ello, los gobiernos muchos países, preocupados por sus impactos, intentan regular uso la IA. Entre resultados obtenidos destaca presencia estudios alfabetización IA, formación docente, necesidad abordar temática interdisciplinariamente niveles iniciales, entre otros.

Процитировано

11

Perceived support and AI literacy: the mediating role of psychological needs satisfaction DOI Creative Commons
Yanyan Shen,

Wencheng Cui

Frontiers in Psychology, Год журнала: 2024, Номер 15

Опубликована: Июнь 14, 2024

Artificial Intelligence (AI) exerts significant influence on both professional and personal spheres, underscoring the necessity for college students to have a fundamental understanding of AI. Guided by self-determination theory (SDT), this study explores psychological needs satisfaction AI literacy among university students. A cross-sectional survey involving 445 from diverse academic backgrounds was conducted. The assessed mediation effect students’ need between two types support—technical teacher—and literacy. results indicate that support positively influenced fulfillment autonomy competence needs, which subsequently acted as mediators in enhancing However, relatedness did not mediate relationship Unexpectedly, no direct association found forms levels findings suggest although technical teacher contribute fulfilling specific only are predictive lack impact underscores importance addressing through educational interventions. It is recommended educators provide tailored education (AIEd) institutions develop specialized courses enhance

Язык: Английский

Процитировано

11