Publications,
Год журнала:
2024,
Номер
12(4), С. 34 - 34
Опубликована: Окт. 11, 2024
Digital
wallets
have
become
a
driving
force
in
the
global
economy,
with
2.4
billion
users
worldwide
2020,
figure
projected
to
reach
3.6
by
2026.
This
study
conducts
an
in-depth
bibliometric
analysis
evaluate
current
state
and
future
trends
of
digital
wallet
research
using
scientific
databases
such
as
Scopus
Web
Science.
A
scoping
review
methodology
was
applied,
which
we
analyzed
778
documents,
following
eligibility
process
search
terms:
“digital
wallet”,
“mobile
“e-wallet”.
Results
show
that
India,
United
States,
China
are
leading
efforts
this
field.
Key
factors
influencing
adoption
include
data
security,
ease
use,
integration
traditional
payment
systems.
While
much
has
focused
on
technological
innovation
adoption,
significant
gaps
remain
areas
blockchain
AI-driven
solutions.
article
provides
first
comprehensive
wallets,
offering
crucial
insights
into
emerging
“blockchain”,
“electronic
commerce”,
payments”
their
role
shaping
financial
technology.
Journal of Consumer Behaviour,
Год журнала:
2024,
Номер
23(6), С. 2933 - 2951
Опубликована: Авг. 1, 2024
Abstract
With
increasing
evidence
supporting
the
use
of
biometric
identification
methods
for
authentication,
this
study
aims
to
enhance
our
understanding
factors
influencing
acceptance
and
resistance
facial
recognition
payment
(FRP)
systems.
To
provide
a
comprehensive
review
these
factors,
we
conducted
systematic
literature
(SLR)
empirical
studies.
We
examined
22
key
research
articles
from
an
initial
pool
1372
publications,
identifying
37
that
influence
consumer
or
FRP.
These
were
categorized
into
usage‐related
aspects,
attitudes
evaluations,
user‐related
traits,
privacy
security
concerns,
other
factors.
Our
findings
reveal
most
frequently
cited
include
performance
expectancy,
effort
perceived
usefulness,
ease
use.
are
crucial
in
contexts
where
FRP
can
increase
productivity
by
providing
prompt
information
effective
assistance.
This
proposes
collective
model
determinants
resistance,
integrating
theoretical
frameworks
findings.
The
emphasizes
context‐dependency
user
acceptance,
highlighting
importance
addressing
both
technological
psychological
It
incorporates
usage
characteristics,
which
mediated
evaluations.
proposed
provides
framework
FRP,
guiding
service
providers
developing
strategies
adoption,
with
future
needed
refine
assess
further.
Technological Forecasting and Social Change,
Год журнала:
2024,
Номер
202, С. 123313 - 123313
Опубликована: Март 14, 2024
Mobile
payment
systems
are
increasingly
seen
as
the
lifeline
of
an
economy
and
recognized
a
harbinger
financial
inclusion
for
bottom
pyramid
(BoP).
The
present
study
aims
to
examine
key
antecedents
continued
intention
use
mobile
payments
by
BoP
segment,
which
has
shown
increased
usage
payments.
Whether
this
trend
will
lead
same
is
moot
point.
To
explore
this,
we
collected
data
from
387
respondents
(auto
drivers,
cab
local
food
vendors,
street
others)
analyzed
using
structural
equation
modeling
(SEM).
Following
attribute-consequence-value
approach
mean
end
theory
(ACVMET),
empirical
model
employed
test
effect
perceived
value
service
quality
on
continuance
intention.
We
also
influence
risk
moderator
in
relationship.
Findings
suggest
that
influenced
attribute-based
variables
impact
significant
moderating
role
confirmed.
implications
providers
have
been
discussed.
International Journal of Consumer Studies,
Год журнала:
2025,
Номер
49(2)
Опубликована: Март 1, 2025
ABSTRACT
Waste
generation
has
become
a
global
issue,
especially
for
certain
product
categories.
Consumers'
disposal
practices
contribute
greatly
to
this
problem.
Despite
growing
interest
in
topic,
there
is
lack
of
systematic
and
comprehensive
reviews,
leading
fragmented
knowledge
on
consumer
disposal.
Previous
reviews
include
limited
number
products,
been
little
examination
theoretical
development
the
existing
literature.
While
some
scholars
take
view
that
should
be
encouraged
by
businesses
increase
subsequent
purchases,
we
adopt
aim
decrease
waste
overall,
which
line
with
circular
economy
approach.
Recommendations
drive
are
provided
via
literature
review
(SLR)
disposal,
64
articles
identified
utilising
Theory–Context–Characteristics–Methods
(TCCM)
framework
SPAR‐4‐SLR
protocol.
We
provide
picture
behaviour
research,
both
durable
semi‐durable
goods,
research
agenda
guide
future
these
types.
synthesise
typology
non‐circular
methods,
model
process,
antecedents
outcomes
definition
overcomes
inconsistencies
extant
International Journal of Consumer Studies,
Год журнала:
2025,
Номер
49(3)
Опубликована: Апрель 16, 2025
ABSTRACT
This
study
investigates
the
primary
elements
that
affect
acceptance
of
mobile
payment
systems
(MPS)
in
emerging
markets
during
health
emergencies
such
as
COVID‐19
outbreak.
By
integrating
Unified
Theory
Acceptance
and
Use
Technology
2
(UTAUT2)
with
Health
Belief
Model
(HBM),
well
incorporating
constructs
like
trust
uncertainty
avoidance,
research
provides
comprehensive
insights
into
MPS
usage
behavior
markets.
Data
were
collected
from
362
participants
Saudi
Arabia
via
an
online
survey.
The
data
underwent
analysis
using
two
methods:
partial
least
squares
structural
equation
modeling
(PLS‐SEM)
necessary
condition
(NCA).
results
indicate
intention
to
adopt
is
significantly
influenced
by
perceived
susceptibility,
severity,
social
influence,
performance
expectancy,
effort
facilitating
conditions,
trust.
However,
hedonic
motivation
does
not
exert
a
meaningful
impact.
Furthermore,
avoidance
moderates
relationship
between
user
intentions
actual
utilization
MPS,
highlighting
cultural
dimension's
role
technology
adoption
crises.
These
offer
valuable
theoretical
contributions
bridging
health‐related
frameworks,
while
also
providing
actionable
for
practitioners.
Policymakers
businesses
can
leverage
these
findings
enhance
addressing
users'
risks,
building
trust,
tailoring
strategies
contexts,
particularly
emergencies.
A
significant
part
of
the
global
economy
is
focused
on
financial
technologies,
such
as
digital
wallets,
a
rapidly
growing
sector.
In
2020,
2.4
billion
people
used
banking
services
globally,
and
this
figure
projected
to
rise
3.6
by
2026.
This
study
aims
evaluate
current
state
future
trends
in
research
wallets
using
scientific
databases.
The
methodology
employed
was
scoping
review
that
analyzed
778
documents
after
eligibility
process.
terms
were
“digital
wallet,”
“mobile
“e-wallet.”
Results
indicate
India,
United
States,
China
lead
wallet
research.
Factors
data
security,
ease
use,
integration
with
traditional
payment
systems
significantly
influence
adoption
wallets.
Despite
numerous
studies,
article
provides
first
in-depth
bibliometric
analysis
Scopus
Web
Science.
There
has
been
an
exponential
increase
over
last
decade,
shift
towards
technological
innovation.
Less
developed
but
key
topics
wallets,”
“blockchain,”
“block-chain”
are
fundamental
yet
have
potential
for
further
development.
Driving
themes
like
“electronic
money,”
“e-wallet,”
commerce”
central
highly
developed,
indicating
their
relevance
high
activity.
International Journal of Bank Marketing,
Год журнала:
2024,
Номер
42(7), С. 2023 - 2050
Опубликована: Июль 22, 2024
Purpose
The
purpose
of
this
research
is
to
develop
a
comprehensive
model
better
understand
competitive
dynamics
between
mobile
payment
providers
in
multi-sided
market
featuring
customers
and
merchants.
This
undertaken
by
modeling
performing
financial
transactions
with
merchants
while
two
systems
(MPS)
deploy
different
strategies
compete
for
share.
Design/methodology/approach
authors
developed
an
agent-based
simulation
using
the
NetLogo
environment.
featured
competing
platform
providers,
1,000
customer
agents
50
merchant
agents.
Past
research,
interviews
surveys
were
conducted
accurately
behavior
Each
run
lasted
time
periods.
A
total
1,024
experimental
conditions
designed
environments,
replications
51,200
experiments.
Findings
provides
insight
into
MPS
providers’
simultaneously
modelling
socioeconomic
interactions
customers,
MPS.
Research
limitations/implications
From
methodological
perspective,
paper
contributes
that
can
be
used
study
platforms
market.
perspective
strategies,
results
show
pricing
alone
not
sufficient
influence
diffusion.
Interactions
pricing,
customers’
risk
perception,
perceived
security
ease
use
create
unexpected
same-side
cross-side
network
effects,
which
affect
Practical
implications
While
remains
crucial
lever
share,
they
should
focus
on
enhancing
merchants’
trust
reduce
their
perception.
done
through
improvement
user
experience
platform,
development
educational
materials
marketing
campaigns
address
concerns
around
security,
data
breaches
risk.
Originality/value
direct
response
recent
call
action
studying
competition
socio-economic
heterogeneous
consumers
proposed
provide
insights
as
building
block
subsequent
area.
Journal of Business & Economic Analysis,
Год журнала:
2023,
Номер
06(03), С. 371 - 400
Опубликована: Дек. 1, 2023
Mobile
payment
systems
have
become
an
integral
part
of
the
digital
ecosystem,
simplifying
financial
transactions
among
individuals,
businesses,
and
even
government
in
some
cases
(C2G,
G2C)
using
handheld
mobile
gadgets.
The
current
academic
literature
concentrates
on
acceptance
(MPS),
including
generational
diversity,
emphasizing
necessity
for
more
concentration
factors
behind
MPS
adoption
trends
based
specific
economic
aspects
concerning
marketers’,
marketing
professionals',
practitioners'
interests.
Therefore,
this
study
synthesizes
existing
insights
to
address
knowledge
gap
regarding
Generation
Z
citizens
developing
economies,
particularly
focusing
Bangladesh.
However,
grounded
UTAUT
model,
utilizes
structural
equation
modeling
(SEM).
IBM
SPSS
27
SmartPLS
3.2.9
been
used
data
analysis.
results
reveal
that
Gen
positive
perspectives
toward
MPS,
important
affecting
their
are
effort
expectancy,
enjoyment,
performance
trust.
Finally,
offers
significant
further
studies
terms
empirical
theoretical
contributions.
