Factors affecting Loan growth in State-Owned Banks: An insight through FE Model DOI Creative Commons
Probir Kumar Bhowmik,

Gopal Karmakar

Journal of Ekonomi, Journal Year: 2024, Volume and Issue: unknown, P. 28 - 39

Published: Nov. 9, 2024

Loan growth is a critical driver for economic development, and comprehending the determinants affecting lending in state-owned banks vital enhancing financial sector stability performance. This paper examines factors that affect loan Bangladesh. We collected data over 11-year period from 2012 to 2022. applied ordinary least square method primarily followed by fixed effect estimation. To check validity of regression models study, we have considered several diagnostic tests. Our findings indicate influenced industry-dependent variables i.e. size, liquidity, efficiency, non-performing loans, etc. The influence bank income, ratio, cost-to-income ratio main emphasis this study's investigation into influencing lending. According statistics, there significant positive correlation between size Bank liquidity show strong negative correlation. study also found higher associated with loans significantly. efficiency shows substantial impact on improve performance stability, policymakers management may benefit greatly these results. Policymakers need integrate various macroeconomic qualitative elements regulatory frameworks bolster while facilitating sustainable expansion. can enhance decreasing strengthening credit risk management, utilizing strategic expansions increase capacity.

Language: Английский

Revisiting the nexus between tourism and GDP for Cambodia: insights from symmetric and asymmetric causality models DOI
Narasingha Das, Partha Gangopadhyay, Cem Işık

et al.

Environment Development and Sustainability, Journal Year: 2024, Volume and Issue: unknown

Published: Nov. 12, 2024

Language: Английский

Citations

1

Factors affecting Loan growth in State-Owned Banks: An insight through FE Model DOI Creative Commons
Probir Kumar Bhowmik,

Gopal Karmakar

Journal of Ekonomi, Journal Year: 2024, Volume and Issue: unknown, P. 28 - 39

Published: Nov. 9, 2024

Loan growth is a critical driver for economic development, and comprehending the determinants affecting lending in state-owned banks vital enhancing financial sector stability performance. This paper examines factors that affect loan Bangladesh. We collected data over 11-year period from 2012 to 2022. applied ordinary least square method primarily followed by fixed effect estimation. To check validity of regression models study, we have considered several diagnostic tests. Our findings indicate influenced industry-dependent variables i.e. size, liquidity, efficiency, non-performing loans, etc. The influence bank income, ratio, cost-to-income ratio main emphasis this study's investigation into influencing lending. According statistics, there significant positive correlation between size Bank liquidity show strong negative correlation. study also found higher associated with loans significantly. efficiency shows substantial impact on improve performance stability, policymakers management may benefit greatly these results. Policymakers need integrate various macroeconomic qualitative elements regulatory frameworks bolster while facilitating sustainable expansion. can enhance decreasing strengthening credit risk management, utilizing strategic expansions increase capacity.

Language: Английский

Citations

0