Digital Policy Regulation and Governance, Journal Year: 2024, Volume and Issue: unknown
Published: Sept. 6, 2024
Purpose This study aims to investigate access mobile money services and its relationship financial planning for adults with phones across different countries in income groups. Design/methodology/approach Using new survey data from the Global Findex Database over 2021–2022 time period, this applies traditional cross-sectional regressions investigating between accounts proportion of that save borrow Findings provides findings on population dynamics, percentage who own phones, accounts, through Results indicate a positive saving borrowing relation The empirical results are robust after controlling literacy, moreover, suggest relatively stronger effect relative borrowing. Originality/value proposes novel approach toward examining borrow. quantifies aggregate impact based set
Language: Английский