Digital markets: formative components, regulation, challenges and insights from the European Union Digital Markets Act

Digital Policy Regulation and Governance, Journal Year: 2025, Volume and Issue: unknown

Published: Feb. 28, 2025

Purpose This study aims to examine digital markets, their formative components, regulation and challenges. It also presents a concise definition of “digital markets” suggests link between markets financial inclusion. Design/methodology/approach adopts conceptual discussion components regulation. Findings The projects be game changer for society. analyses the particularly recent European Union Digital Markets Act, show that focus mostly on large technological companies. shows benefits market users demerits companies who own world’s largest transactional platforms in markets. criticisms regulating are identified. Originality/value There has been very little policy or academic debate about value literature. Most debates literature operate but there no discussions proposition as standalone concept.

Language: Английский

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Behavioral Dynamics of Smart Home Adoption: A PLS‐SEM Study in Emerging Markets

Human Behavior and Emerging Technologies, Journal Year: 2025, Volume and Issue: 2025(1)

Published: Jan. 1, 2025

This study investigates the adoption of smart home technologies (SHTs) in Cambodia by integrating unified theory acceptance and use technology (UTAUT) diffusion innovation (DOI) theories, a novel approach an emerging market context. Focusing on effort expectancy, social influence, facilitating conditions such as infrastructure reliability technological support, this analyzes quantitative data from 379 Cambodian users using partial least squares structural equation modeling (PLS‐SEM). The results indicate that expectancy significantly drives SHT adoption, aligning with UTAUT DOI frameworks. Social influence robust are crucial for promoting adoption. These findings imply policymakers should enhance provide whereas businesses leverage networks to facilitate integration. offers essential insights designing effective strategies markets accounting local cultural infrastructural dynamics.

Language: Английский

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Spendception: The Psychological Impact of Digital Payments on Consumer Purchase Behavior and Impulse Buying

Behavioral Sciences, Journal Year: 2025, Volume and Issue: 15(3), P. 387 - 387

Published: March 19, 2025

This study introduces a novel construct, Spendception, which conceptualizes the psychological impact of digital payment systems on consumer behavior, marking significant contribution to field psychology and behavioral economics. Spendception reflects reduced resistance spending when using methods, as compared cash, due diminished visibility transactions perceived ease payments. research aims explore role in increasing purchase whereas impulse buying has been observed mediator. To test proposed model, an extensive survey was performed by collecting 1162 respondents from all walks life get real picture. We employed exploratory factor analysis (EFA) confirmatory (CFA) validate measurement key constructs. hypothetical relations among variables, we structural equation modeling (SEM). Furthermore, machine learning technique used robustness model. Results showed that greatly boosted with partially mediating relation. Gender found moderate relationship, female consumers being more susceptible caused Spendception. The made feel less noticeable, led people without realizing financial impact. construct extends existing behavior theories explaining how reduce barriers spending. It bridges gap between pain paying, demonstrating lack immediate physicality payments alters consumers’ perceptions spending, leading higher behavior. findings also offer actionable insights for marketers designing targeted campaigns leverage effects provide design policymakers promote literacy, ensuring ethical use systems.

Language: Английский

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Empowering Sub-Saharan farmers: The transformative effect of mobile money in agriculture

Journal of Rural Studies, Journal Year: 2025, Volume and Issue: 117, P. 103637 - 103637

Published: March 26, 2025

Language: Английский

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Evaluating the adoption of ride-hailing services in emerging markets

Research in Transportation Business & Management, Journal Year: 2025, Volume and Issue: 60, P. 101381 - 101381

Published: April 17, 2025

Language: Английский

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