Advances in e-business research series,
Journal Year:
2024,
Volume and Issue:
unknown, P. 377 - 410
Published: Nov. 22, 2024
Technology
is
reshaping
the
landscape
of
banking
sector.
With
genesis
Fintech,
whole
industry
on
verge
radical
transformation
where
Fintech
playing
role
facilitator
and
disruptor.
This
research
aims
to
explore
analyse
current
literature
topic.
paper
sheds
light
fintech-adopted
services'
impact
world
systems.
The
Scopus
database
was
used
for
study.
424
documents
were
found
from
2015
2024
a
Systematic
review
applied
collected
data
Scopus.
Bibliometric
analysis
done
using
Vos
viewer
software.
will
help
future
researchers
gain
insights
this
topic
while
conducting
their
research.
Journal of economic and administrative sciences.,
Journal Year:
2025,
Volume and Issue:
unknown
Published: May 20, 2025
Purpose
This
study
aims
to
explore
the
relationship
between
demographic
factors
and
Fintech
adoption
in
emerging
economies,
analyzing
patterns
across
segments
identify
key
drivers
barriers
shaping
trends
consumer
preferences.
Design/methodology/approach
integrates
longitudinal
data
(2011–2021)
for
15
economies
from
Global
Findex
Database,
Human
Development
Index,
Sustainable
Goals
Index
Information
Communications
Technology
(ICT)
Indicators
a
comprehensive
analysis.
It
introduces
three
composite
indices
–
Economic,
ICT
Infrastructure
Financial
Scores
ensuring
structured,
comparative
approach.
Triangulating
diverse
datasets
provides
granular
insights
into
economic,
technological
financial
of
adoption.
Findings
Economically
stronger
nations
exhibit
higher
Scores,
reflecting
greater
digital
However,
socioeconomic,
regulatory
create
deviations.
While
advanced
robust
banking
systems
facilitate
growth,
varies
due
policies,
cultural
attitudes
behavior,
highlighting
need
context-specific
strategies.
Research
limitations/implications
The
study’s
reliance
on
aggregated
may
overlook
intra-country
regional
disparities
does
not
fully
account
behavioral
nuances
influencing
Practical
implications
Tailored
strategies
are
essential
enhancing
literacy,
fostering
trust
solutions
mitigating
faced
by
underserved
segments.
Policymakers
stakeholders
must
prioritize
inclusive
frameworks
investments
infrastructure
bridge
accessibility
gaps.
Originality/value
adds
novel
dynamics
developing
contributing
growing
body
literature
inclusion
innovation.
Research Square (Research Square),
Journal Year:
2024,
Volume and Issue:
unknown
Published: Feb. 28, 2024
Abstract
This
study
addresses
the
challenges
of
accessibility
to
financial
technology
(FinTech)
services
in
emerging
markets,
focusing
on
Palestine.
The
purpose
is
examine
determinants
influencing
access
and
usage
FinTech
this
context,
amidst
unprecedented
disruptions
faced
by
conventional
system
due
decentralization
removal
physical
barriers
dynamic
landscape
FinTech.
employs
a
robust
multinomial
Generalized
Linear
Model
regression
analysis.
analysis
based
nationally
representative
secondary
survey
dataset
inclusion
from
year
2022.
Theory
Planned
Behavior
(TPB)
utilized
dissect
factors
usage,
adding
distinctive
layer
existing
literature,
particularly
within
specific
context
developing
country
like
reveals
significant
insights
into
Economic
conditions
individual
income
levels
emerge
as
formidable
obstacles
impacting
both
utilization
services.
These
intertwine
with
motivational
attitudinal
behaviors
among
surveyed
population,
that
motivation
plays
more
potent
role
than
attitude
steering
decision-making
process
surrounding
adoption.
introduces
original
contributions
literature
applying
TPB
country,
explores
intricate
interplay
between
economic
conditions,
levels,
factors,
shaping
usage.
PLoS ONE,
Journal Year:
2024,
Volume and Issue:
19(10), P. e0311722 - e0311722
Published: Oct. 17, 2024
By
utilizing
China's
2016
Implementation
Plan
for
the
Specific
Rectification
of
Internet
Financial
Risks
as
an
exogenous
shock,
we
employ
a
difference-in-differences
identification
strategy
to
investigate
impact
FinTech
regulation
on
banks'
risk-taking.
Our
findings
indicate
that
strengthens
deposit
franchises
and
funding
liquidity.
As
reliable
interest-rate-insensitive
sources,
higher
weaken
incentives
Further
analysis,
conducted
control
potential
interference
other
policies,
confirms
stable
incremental
effect
regulation.
Moreover,
find
tends
benefit
banks
with
capital
buffers
smaller
sizes
from
triple
difference
(difference-in-difference-in-difference)
analysis.
focusing
external
effects
regulation,
aim
shed
light
how
regulatory
gaps
formal
financial
system
highlight
importance
effectively
regulating
emerging
entities.
Advances in e-business research series,
Journal Year:
2024,
Volume and Issue:
unknown, P. 377 - 410
Published: Nov. 22, 2024
Technology
is
reshaping
the
landscape
of
banking
sector.
With
genesis
Fintech,
whole
industry
on
verge
radical
transformation
where
Fintech
playing
role
facilitator
and
disruptor.
This
research
aims
to
explore
analyse
current
literature
topic.
paper
sheds
light
fintech-adopted
services'
impact
world
systems.
The
Scopus
database
was
used
for
study.
424
documents
were
found
from
2015
2024
a
Systematic
review
applied
collected
data
Scopus.
Bibliometric
analysis
done
using
Vos
viewer
software.
will
help
future
researchers
gain
insights
this
topic
while
conducting
their
research.
