Oeconomia Copernicana,
Journal Year:
2024,
Volume and Issue:
15(4), P. 1349 - 1381
Published: Dec. 30, 2024
Research
background:
Big
data-driven
artificial
Internet
of
Things
(IoT)
fintech
algorithms
can
provide
real-time
personalized
financial
service
access,
strengthen
risk
management,
and
manage,
monitor,
mitigate
transaction
operational
risks
by
credit
suspicious
abnormal
pattern
detection,
synthetic
data-based
fraud
simulation.
Blockchain
technologies,
automated
planning
investment
advice
services,
scoring
detection
tools
be
leveraged
in
trading
forecasting
planning,
cryptocurrency
transactions,
workflow
automation
detection.
Algorithmic
tools,
distributed
ledger
ensemble
learning
support
vector
machine
are
pivotal
predictive
analytics-based
mitigation,
customer
behavior
preference-based
product
personalization,
automation.
Credit
management
offer
recommendations
based
on
data,
behavior,
preferences,
addition
to
history,
generative
adversarial
deep
recurrent
neural
networks.
Purpose
the
article:
We
show
that
blockchain
edge
computing
IoT-based
algorithms,
monitoring
harnessed
decision-making
processes
loan
default
rate
mitigation
for
transaction,
payment,
process
efficiency.
Generative
intelligence
(AI)
algorithmic
systems
drive
coherent
operations,
tailored
advice,
influence
decision
processing,
while
performing
assessment
scenario
simulation
across
fluctuating
market
conditions.
Fraud
money
laundering
prevention
federated
decentralized
articulate
profiling-based
data
patterns
structures,
assessment,
repaying
likelihood
prediction,
interest
lending
economic
forecast-based
analysis
payment
record
infrastructures.
Methods:
published
between
2023
2024
was
identified
analyzed
ProQuest,
Scopus,
Web
Science
databases
use
screening
quality
software
such
as
Abstrackr,
AMSTAR,
AXIS,
CADIMA,
CASP,
Catchii,
DistillerSR,
Eppi-Reviewer,
MMAT,
Nested
Knowledge,
PICO
Portal,
Rayyan,
ROBIS,
SRDR+.
Findings
&
value
added:
The
main
added
derived
from
systematic
literature
review
is
AI-based
services
clarify
decisions
operations
dynamic
business
environments
capabilities
assessment.
benefits
theory
current
state
art
AI
technologies
deployed
optimization,
score
fraudulent
Policy
implications
reveal
streamline
activity
efficiency,
design
forecasting,
carry
out
informed
incident
taking
into
account
history
evaluation
improving
experiences.
Education Sciences,
Journal Year:
2025,
Volume and Issue:
15(4), P. 398 - 398
Published: March 21, 2025
Bringing
artificial
intelligence
(AI)
and
living
into
higher
education
has
the
potential
to
completely
reshape
teaching,
learning,
administrative
processes.
Living
is
not
just
about
using
AI—it
creating
a
dynamic
partnership
between
human
thinking
AI
capabilities.
This
collaboration
allows
for
continuous
adaptation,
co-evolution,
real-time
making
more
responsive
individual
student
needs
evolving
academic
environments.
AI-driven
tools
are
already
enhancing
way
students
learn
by
personalizing
content,
streamlining
processes,
introducing
innovative
teaching
methods.
Adaptive
platforms
adjust
material
based
on
progress,
while
emotionally
intelligent
systems
help
support
students’
mental
well-being
detecting
responding
emotional
cues.
These
advancements
also
make
inclusive,
helping
bridge
accessibility
gaps
underserved
communities.
However,
improve
significantly,
it
introduces
challenges,
such
as
ethical
concerns,
data
privacy
risks,
algorithmic
bias.
The
real
challenge
embracing
AI’s
benefits
but
ensuring
used
responsibly,
fairly,
in
that
aligns
with
educational
values.
From
sustainability
perspective,
supports
efficiency,
equity,
resilience
within
institutions.
solutions
can
optimize
energy
use,
predict
maintenance
needs,
reduce
waste,
all
contributing
smaller
environmental
footprint.
At
same
time,
adaptive
learning
minimize
resource
waste
tailoring
AI-powered
curriculum
updates
keep
programs
relevant
fast-changing
world.
paper
explores
disconnect
promise
real-world
difficulties
of
implementing
responsibly
education.
While
have
revolutionize
experience,
their
adoption
often
slowed
regulatory
need
institutions
adapt.
Addressing
these
issues
requires
clear
policies,
faculty
training,
interdisciplinary
collaboration.
By
examining
both
challenges
education,
this
focuses
how
integrate
responsible
sustainable
way.
goal
encourage
technologists,
educators,
policymakers
fully
harness
enhances
experiences,
upholds
standards,
creates
an
future-ready
environment.
International Journal of Asian Business and Information Management,
Journal Year:
2025,
Volume and Issue:
16(1), P. 1 - 17
Published: March 21, 2025
Artificial
intelligence
(AI)
has
evolved
for
several
decades.
Much
research
focused
on
how
financial
institutions
should
design,
build,
and
operate
AI-assisted
products
services
customers
perceive
adopt
individual
AI
assistants.
Nonetheless,
separating
the
perceptions
of
assistants
intentions
toward
their
respective
offerings
is
inadequate.
This
study
implemented
a
case
with
Vietnamese
university
students
(n
=
458)
to
examine
theoretical
model
involving
four
AI-assistant
attributes
(anthropomorphism,
security,
performance,
effort),
trust,
six
intentions.
It
found
that
perceived
anthropomorphism,
performance
(usefulness),
effort
(ease
use)
could
significantly
affect
various
degrees;
tendency
trust
mediated
these
associations.
Perceived
security
did
not
show
any
significant
influence.
Implications
improving
students'
knowledge
habits
scheduling
were
discussed
based
observations.
International Journal of Financial Studies,
Journal Year:
2025,
Volume and Issue:
13(1), P. 21 - 21
Published: Feb. 4, 2025
The
aim
of
this
study
was
to
explore
how
artificial
intelligence
(AI)
impacts
the
quality
financial
reporting,
providing
insights
into
new
opportunities
in
field
for
Saudi
context.
This
employed
UTAUT
theory
examine
adoption
AI
technology
auditing
practices.
also
utilized
bibliometric
analysis
techniques
through
an
academic
literature
review
and
content
analyses
documentary
evidence.
implication
is
that
non-Big
4
audit
firms
should
adopt
AI-powered
drones,
which
consequently
enhance
decision
making,
decrease
fees,
reports,
efficiency
accuracy
audits.
Furthermore,
paper
recommends
adopting
foster
a
culture
change
ensure
audits
consistency,
overcome
resistance
change,
support
integration
technologies
such
as
AI-driven
automation.
Our
indicated
importance
integrating
with
IFRS,
developing
framework
practices,
incorporating
courses,
modernizing
using
AI.
These
implications
lead
reports
enhanced
quality.
results
four
clusters,
being
most
significant
keyword
occurrence.
has
limitations,
lack
consideration
cyber-attack
risks
on
may
reduce
reliability
reports.
Based
findings
research,
companies
regulatory
agencies
Arabia,
like
Capital
Market
Authority
(CMA),
evaluate
improve
reporting.
Implementing
expected
audits,
automate
compliance
confidence
transparency
industry.
Sound&Vibration,
Journal Year:
2025,
Volume and Issue:
59(1), P. 1733 - 1733
Published: Feb. 21, 2025
The
synergistic
application
of
human-AI
integration
and
sound-vibration
technology
is
profoundly
reshaping
the
digital
transformation
landscape
technological
innovation
in
Chinese
enterprises.
In
this
research,
with
as
mediating
variable,
how
jointly
optimize
enterprise
was
investigated.
A
collaborative
model
incorporating
constructed
validated
using
confirmatory
factor
analysis
(CFA)
partial
least
squares
structural
equation
modeling
(PLS-SEM),
revealing
its
dual
role
accelerating
driving
innovation.
Data
from
power
sector
enterprises
analyzed,
262
observations
collected
via
a
structured
questionnaire
examined
modeling.
findings
demonstrate
that
significantly
enhances
organizational
capabilities
through
complex
data
processing,
signal
analysis,
decision
optimization,
while
further
improves
efficiency
equipment
monitoring
predictive
maintenance,
thereby
supporting
transformation.
Technological
plays
critical
role,
contributions
to
operational
emerging
business
models
empirically
validated.
research
not
only
enriches
theoretical
framework
but
also
provides
actionable
strategic
recommendations
for
decision-makers
achieve
continuous
competitive
advantages
era
intelligent
Sound&Vibration,
Journal Year:
2024,
Volume and Issue:
59(1), P. 1733 - 1733
Published: Nov. 5, 2024
The
integration
of
Human-AI
systems
is
swiftly
reshaping
the
digital
transformation
and
technological
innovation
landscape
within
Chinese
enterprises.
This
paper
investigates
influence
on
process
enterprise
transformation,
with
enterprises
acting
as
a
mediating
factor.
Utilizing
Confirmatory
Factor
Analysis
(CFA)
Partial
Least
Squares
Structural
Equation
Modeling
(PLS-SEM),
study
constructs
validates
research
model
that
demonstrates
how
collaboration
between
accelerates
while
fostering
innovation.
Moreover,
drawing
electric
survey-based
data
from
firms,
we
performed
covariance-based
structural
equation
modeling
to
test
conceptual
framework
model.
Following
questionaries,
total
262
observations
were
collected,
analyzed
using
modelling.
Consequently,
through
review
theoretical
frameworks
rigorous
hypothesis
testing,
creates
verifies
humans
AI
driving
As
results,
results
contribute
existing
knowledge
by
providing
actionable
insights
for
managers
professionals
looking
navigate
growing
role
in
business
transformation.