Qualitative Research in Financial Markets,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 11, 2025
Purpose
The
study
aims
to
understand
that
despite
operating
on
a
hybrid
payment
system
(HPS)
combines
manual
and
electronic
transactions,
developing
countries
still
manage
their
transactions
successfully.
broadens
the
relationship
between
culture
beyond
established
theoretical
models
gives
new
perspective
by
highlighting
support
of
local
indigenous
HPS.
Design/methodology/approach
paper
opted
use
interpretive
case
methodology
using
12
in-depth
semi-structured
interviews
collect
data
from
distributors-retailers’
dyads,
in
marble
industry
Khyber
Pakhtunkhwa
(KPK),
Pakistan.
Findings
findings
shed
light
role
cultural
practice
Pakhtunwali
augmenting
elaborate
how
limitations
HPS
are
overcome
with
help
Pakhtunwali.
Practical
implications
will
managers
owners
small
firms
facing
challenge
technology
constraints
usefully
practices
system.
Originality/value
This
makes
valuable
contribution
existing
literature
Culture
information
systems
general
particularly
systems,
focusing
particular
interplay
Pakhtunwali,
an
To
best
authors’
knowledge,
this
is
first
examine
supporting
medium
enterprises
Business Horizons,
Journal Year:
2024,
Volume and Issue:
67(4), P. 317 - 330
Published: March 29, 2024
Financial
institutions
operate
in
a
competitive,
complex,
and
uncertain
environment.
A
series
of
changes—many
accelerated
by
the
COVID-19
pandemic—demand
innovative
movements
from
organizations
that
sector.
The
emergence
new
business
models
(e.g.,
fintecs)
requires
realignment
capabilities
traditional
organizations,
such
as
banks.
Indeed,
internal
adaptations
formulation
market
strategies
focused
on
digital
user
are
part
current
narrative.
But
how
can
it
be
executed?
This
article
explores
relationship
between
dynamic
transformation.
In
summary,
we
present
insights
about
drive
innovation
financial
based
challenges
brought
Starting
Brazilian
case
study,
identified
external
contextual
factors—especially
political-legal
environment
cultural
governance
issues—are
necessary
for
stimulating
should
addressed
Finally,
propose
framework
summarizes
enable
guidance
banks
amid
caused
Qualitative Research in Financial Markets,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 11, 2025
Purpose
The
study
aims
to
understand
that
despite
operating
on
a
hybrid
payment
system
(HPS)
combines
manual
and
electronic
transactions,
developing
countries
still
manage
their
transactions
successfully.
broadens
the
relationship
between
culture
beyond
established
theoretical
models
gives
new
perspective
by
highlighting
support
of
local
indigenous
HPS.
Design/methodology/approach
paper
opted
use
interpretive
case
methodology
using
12
in-depth
semi-structured
interviews
collect
data
from
distributors-retailers’
dyads,
in
marble
industry
Khyber
Pakhtunkhwa
(KPK),
Pakistan.
Findings
findings
shed
light
role
cultural
practice
Pakhtunwali
augmenting
elaborate
how
limitations
HPS
are
overcome
with
help
Pakhtunwali.
Practical
implications
will
managers
owners
small
firms
facing
challenge
technology
constraints
usefully
practices
system.
Originality/value
This
makes
valuable
contribution
existing
literature
Culture
information
systems
general
particularly
systems,
focusing
particular
interplay
Pakhtunwali,
an
To
best
authors’
knowledge,
this
is
first
examine
supporting
medium
enterprises