Advances in finance, accounting, and economics book series,
Journal Year:
2024,
Volume and Issue:
unknown, P. 91 - 139
Published: March 7, 2024
This
chapter
critically
examines
the
adoption
challenges
of
India's
digital
rupee
as
a
central
bank
currency,
offering
insights
valuable
for
global
banking
sectors.
Through
mixed-methods
approach,
combining
qualitative
interviews
and
quantitative
surveys,
study
identifies
key
barriers
to
rupee's
widespread
acceptance,
including
public
trust
discrepancies,
dominance,
socio-economic
disparities,
technological
hurdles.
Despite
high
professed
understanding
rupee,
actual
usage
rates
are
low,
highlighting
significant
gap
in
financial
literacy
need
enhanced
educational
efforts.
The
research
further
reveals
gender
income
disparities
awareness,
underscoring
importance
addressing
these
issues
inclusion.
Technological
readiness,
contrary
expectations,
does
not
directly
correlate
with
higher
rates,
pointing
necessity
comprehensive
strategy
that
goes
beyond
mere
deployment.
International Journal of Contemporary Hospitality Management,
Journal Year:
2024,
Volume and Issue:
unknown
Published: April 3, 2024
Purpose
This
study,
rooted
in
affordance-actualization
theory
and
communication
theory,
aims
to
critically
examine
how
ChatGPT
influences
users’
transition
from
new
adopters
loyal
advocates
within
the
context
of
travel
decision-making.
It
incorporates
constructs
including
quality,
personalization,
anthropomorphism,
cognitive
emotional
trust
(ET),
loyalty
intention
adopt
into
a
comprehensive
model.
Design/methodology/approach
study
used
quantitative
methods
analyze
data
477
respondents,
collected
online
through
self-administered
questionnaire
by
Embrain,
leading
market
research
company
South
Korea.
Lavaan
package
R
studio
was
for
evaluating
measurement
model
confirmatory
factor
analysis
using
structural
equation
modeling
proposed
hypotheses.
Findings
The
findings
reveal
pivotal
need
enhancing
ChatGPT’s
particularly
terms
accuracy,
currency
understandability.
Personalization
emerges
as
key
driver
trust,
while
anthropomorphism
significantly
impacts
ET.
Interestingly,
unveils
that
recommendations,
predominantly
operates
at
level,
impacting
subsequent
adoption
intentions.
Practical
implications
this
provide
valuable
insights
improving
Generative
AI
(GenAI)
technology
management
practices
recommendations.
Originality/value
As
one
few
empirical
papers
burgeoning
field
GenAI,
proposes
highly
explanatory
process
affordance
actualization
Future Internet,
Journal Year:
2023,
Volume and Issue:
15(10), P. 321 - 321
Published: Sept. 28, 2023
Central
bank-issued
digital
currencies
have
sparked
significant
interest
and
are
currently
the
subject
of
extensive
research,
owing
to
their
potential
for
rapid
settlement,
low
fees,
accessibility,
automated
monetary
policies.
However,
central
bank
still
in
infancy
levels
adoption
vary
significantly
between
nations,
with
a
few
countries
seeing
widespread
adoption.
We
used
partial
least
squares
structural
equation
modeling
investigate
nonlinear
relationship
key
national
development
indicators
deployment
across
67
countries.
explore
technological,
environmental,
legal,
economic
factors
that
affect
currency
by
country.
found
statistically
positive
correlation
countries’
status
country’s
level
democracy
public
confidence
governance,
negative
association
regulatory
quality
income
inequality.
There
was
no
network
readiness,
foreign
exchange
reserves,
sustainable
goal
rank.
Thus,
we
posit
country
is
highly
democratic
has
good
governance
adopts
more
readily
than
others.
Based
on
our
findings,
suggested
areas
additional
research
highlighted
policy
considerations
related
wider
currency.
Structural Change and Economic Dynamics,
Journal Year:
2024,
Volume and Issue:
71, P. 15 - 25
Published: June 18, 2024
This
paper
presents
a
thorough
examination
of
centralized
use
decentralized
technology
(blockchain)
in
monetary
and
financial
systems
at
the
national
level.
A
comparative
study
is
conducted
to
summarize
regulatory
legislative
frameworks
currency/asset
tokenization
seven
major
economies
(US,
EU,
UK,
Switzerland,
Australia,
Japan,
South
Korea).
China
then
used
as
case
explore
how
blockchain
adopted
enable
central
bank
digital
currency,
bond
tokenization,
"currency
bridge".
Based
on
various
contexts
analyzed,
we
extend
Technology
Acceptance
Model,
highlighting
roles
perceived
benefits,
risks,
collaborative
leadership
building
trust
promoting
adoption
tokenization.
Policymakers
practitioners
are
recommended
follow
gradual,
eclectic,
approach
Financial Innovation,
Journal Year:
2025,
Volume and Issue:
11(1)
Published: Jan. 4, 2025
Abstract
The
introduction
of
the
digital
renminbi
(eCNY)
by
People's
Bank
China
serves
as
a
means
for
central
bank
to
effectively
comprehend
macroeconomic
dynamics
and
enhance
payment
infrastructure
within
domestic
market.
Among
pioneering
currencies,
eCNY
is
at
forefront
technological
research
development,
pilot
implementation,
establishment
robust
system.
Thus,
employing
unified
theory
acceptance
use
technology,
this
study
aims
explore
factors
shaping
adoption
determine
mediating
effects
intention
toward
moderating
role
age
gender
among
various
relationships.
A
cross-sectional
survey
methodology
was
deployed
collect
data
from
communities
situated
Yangtze
River
Delta,
Pearl
Beijing–Tianjin–Hebei
regions.
empirical
analysis
comprised
809
valid
online
questionnaires,
examination
conducted
through
structural
equation
modeling
partial
least
squares
technique,
ultimately
subjecting
conceptual
model
comprehensive
assessment.
results
indicate
that
performance
expectancy,
effort
social
influence,
perceived
government
policy
have
significant
effects.
Facilitating
conditions
intentions
positively
influenced
its
actual
use.
According
findings
study,
sex
did
not
moderate
effect
each
hypothesis
on
in
model.
This
breaks
new
ground
investigating
eCNY,
novel
form
currency,
highlighting
multifaceted
nature
providing
evidence
encompassing
psychological,
social,
contextual
factors.
employs
surveys
identify
obstacles
process
promoting
widespread
offers
suggestions
increase
user
enthusiasm
decrease
perceptions
risk,
thereby
adoption.
