Emerald Publishing Limited eBooks, Journal Year: 2025, Volume and Issue: unknown, P. 33 - 67
Published: Feb. 12, 2025
Language: Английский
Technological Forecasting and Social Change, Journal Year: 2024, Volume and Issue: 200, P. 123179 - 123179
Published: Jan. 4, 2024
Language: Английский
Citations
27
Journal of risk and financial management, Journal Year: 2024, Volume and Issue: 17(3), P. 108 - 108
Published: March 7, 2024
Exploring the potential of financial technology (FinTech) to promote inclusion is aim this research. This study concentrated on understanding why people use FinTech and how it affects their access services by taking into account mediating role digital literacy moderating effect perceived regulatory support. used partial least squares structural equation modeling (PLS-SEM) for testing research model collecting data from 608 users in India. The results revealed trust, service quality, security are essential promoting utilization services. also demonstrated that positively impacts inclusion, making easier individuals get formal Furthermore, emerged as an important mediator between inclusion. confirmed support has a significant moderation influence relationship would contribute advancing theoretical frameworks offer practical advice policymakers companies make more inclusive.
Language: Английский
Citations
22
Finance Theory and Practice, Journal Year: 2025, Volume and Issue: 28(6), P. 134 - 142
Published: Jan. 4, 2025
The object of the study is inclusion banking services for making payments in context consumers using Internet, mobile subscriber devices. subject factors and approaches to assessing digital financial payment provided by sector. relevance due need increase ensuring stability, economic growth, prosperity equal opportunities all members society, which determined domestic strategic priorities, as well a global sustainable agenda, development technologies. purpose identify associated with increasing Russian technologies, example Methods generalization, grouping, statistical comparative analyzes were used study. As result , sector identified, including share population that are active Internet users total population; number divisions operating credit institutions per 1 million adults, density. It concluded literacy will contribute inclusion, it advisable state, regulator market participant form among provide opportunity develop skills receive ensure security when receiving services. Further research can be focused on individual components various groups counterparties, certain services, types institutions, operators investment platforms, effects risks micro macro levels.
Language: Английский
Citations
1
International Journal of Social Economics, Journal Year: 2024, Volume and Issue: 51(11), P. 1388 - 1401
Published: March 11, 2024
Purpose The prime purpose of the study is to analyse effect fintech adoption on financial well-being persons with disabilities (PWDs), considering intervening role behaviour, access and knowledge. Design/methodology/approach A self-administered survey schedule collected primary data among 205 PWD, through snowball sampling from January May 2023. Researchers used exploratory factor analysis identify reliable factors PLS-SEM for testing mediation research hypotheses. Findings study’s outcome found that does not directly impact PWDs. Instead, explained by mediating like access, knowledge behaviour. Financial most significant these factors. Research limitations/implications demonstrates significance in comprehending influence well-being. These results underpin existing literature determinants Practical implications evidenced developing disabled-friendly tools can enhance reduce inequality improve PWDs, which would be helpful public policymakers. Originality/value There has been no comprehensive conducted this topic, particularly In current study, an effort being made examine relative effects indirectly variables. Peer review peer history article available at: https://publons.com/publon/10.1108/IJSE-08-2023-0596
Language: Английский
Citations
6
Information Technology and People, Journal Year: 2024, Volume and Issue: unknown
Published: March 19, 2024
Purpose The main purpose of this study is to test for the interaction effect digital literacy in relationship between financial technologies (FinTechs) biometrics and mobile money inclusion among unbanked poor women, youth persons with disabilities (PWDs) rural Uganda. Design/methodology/approach Covariance-based structural equation modeling was used construct using data collected from PWDs located four regions Uganda as prescribed by Hair et al . (2022). Findings findings are threefold: first; results revealed a positive FinTechs inclusion. Second; also confirmed that identification positively promotes Lastly; showed A combination together explain 29% variation Research limitations/implications were mainly PWDs. Further studies may look at other sections vulnerable population under developed markets. Additionally, only developing country. Thus, more be obtained countries draw conclusive generalized empirical evidence. Besides, current cross sectional design collect data. Therefore, future adopt longitudinal research investigate impact on presence across different time range. Practical implications governments like should support youth, equally groups, especially communities understand use FinTechs. This can achieved through help them embrace services competently navigate perform transactions over platforms without making errors. finding advocate appropriate infrastructures reach remote areas ensure “last mile connectivity services' users.” off-line solutions complement absence or loss on-line network close huge divide gap areas. scale-up access population. Originality/value paper sheds light importance ever complex dynamic global FinTech ecosystem rampant cyber risks. To best authors' knowledge, limited currently exist integrate moderator inclusion, groups under-developed markets countries. novelty
Language: Английский
Citations
6
Journal of the Knowledge Economy, Journal Year: 2024, Volume and Issue: unknown
Published: July 3, 2024
Language: Английский
Citations
6
Digital Business, Journal Year: 2024, Volume and Issue: 4(2), P. 100088 - 100088
Published: Sept. 7, 2024
Language: Английский
Citations
6
Applied Economics, Journal Year: 2023, Volume and Issue: 56(33), P. 4033 - 4047
Published: May 4, 2023
The existing research on the impact of digital inclusive finance corporate behaviour is relatively extensive, but value ignored. To fill in this gap, study examines firm from perspective financing constraints, utilizing data A-share listed companies China 2012 to 2019. We found that helps increase value. And uses technology alleviate constraints and improve credit supply, which turn increases Moreover, demonstrates heterogeneity. Compared with other firms, has a greater value-enhancing effect small-scale private firms. Our findings suggest increasing level developing countries can help enhance
Language: Английский
Citations
16
Journal of risk and financial management, Journal Year: 2023, Volume and Issue: 16(7), P. 303 - 303
Published: June 21, 2023
The study investigates the impact of monetary policy on level financial inclusion in big-five emerging market countries from 2004 to 2020. Several indicators and central bank interest rate were used analysis. It was found that has a mixed effect inclusion, depends dimension examined. Specifically, high significant negative through reduction number depositors commercial banks. A also positive greater branch expansion. implication is both contractionary expansionary policies lead improvements specific because increase leads expansion which beneficial for decrease banks inclusion. rising all post-financial crisis period. Overall, seem depend tool by authority authorities should pay attention how their choices might affect reduce benefits society gains
Language: Английский
Citations
15
Technological Forecasting and Social Change, Journal Year: 2023, Volume and Issue: 191, P. 122503 - 122503
Published: March 22, 2023
Language: Английский
Citations
14