A Review of FinTech Research in the Context of Digital Innovation DOI Creative Commons
Chen Ping

Scientific Journal of Technology, Journal Year: 2024, Volume and Issue: 6(7), P. 130 - 140

Published: July 21, 2024

Fintech, as an important engine for deepening the structural reform of financial supply side, is profoundly affecting overall direction international industry. The study fintech regulation strong practical significance in accelerating transformation and upgrading industry coping with new challenges development context digital innovation. article utilizes literature research method to systematically sort out results on China some extra-territorial countries, mainly reviews five aspects fintech's motivation, business model innovation, risk prevention, regulatory challenges, strategies. At present, overseas countries have fully realized importance innovation launched discussions, but still its infancy, depth breadth needs be expanded.

Language: Английский

The impact of digitalization on entrepreneurial activity and sustainable competitiveness: A panel data analysis DOI Creative Commons
Amal Dabbous, Karine Aoun Barakat, Sascha Kraus

et al.

Technology in Society, Journal Year: 2023, Volume and Issue: 73, P. 102224 - 102224

Published: March 2, 2023

Public and private stakeholders increasingly rely on digital technologies to foster entrepreneurial ecosystems while pursuing the goal of sustainable competitiveness, which entails ensuring economic, environmental, social development. Recently, emergence twin transitions concept portraying an incontestable complementarity between green has led calls for further research. Few studies have however investigated antecedents nations' competitiveness. The present study fills this gap in literature quantitatively evaluates effect digitalization activity It uses annual secondary data unbalanced panel 34 countries from 2015 2018. Incorporating as a major disruptive factor that shapes our current lives, results show it positively affects competitiveness activities drive facets influence various degrees; where connectivity, Internet use, integration appear be main components affecting it. Whereas skills public services are less significant. offer theoretical practical implications governments policymakers, who encouraged nurture creation new ventures, ensure widespread reliable increase push greater integration.

Language: Английский

Citations

112
Digital transformation, financing constraints, and corporate environmental, social, and governance performance DOI
Yang Yang, Jinmian Han

Corporate Social Responsibility and Environmental Management, Journal Year: 2023, Volume and Issue: 30(6), P. 3189 - 3202

Published: June 12, 2023

Abstract Digital transformation is globally pervasive, and exploring how it can shape enterprises' sustainable development significant. Using the panel data of 710 listed corporates in China from 2011 to 2020, this paper empirically investigates impact digital on corporate Environmental, Social Governance (ESG) performance with fixed effect model SYS‐GMM method. The results indicate that significantly improves ESG performance, especially environmental social performance. A looser financing constraint (FC) environment will make improvements more visible. Among low FCs, private corporates, non‐technical has a noticeable improving by easing FCs. Our research presents implications for policymakers business decision‐makers achieve alignment between digitalization sustainability.

Language: Английский

Citations

65
The Adoption of RegTech in Enhancing Tax Compliance: Evidence from Telecommunication Companies in Jordan DOI
Najah Al-shanableh, Suhaib Anagreh, Ayman Ahmad Abu Haija

et al.

Studies in computational intelligence, Journal Year: 2024, Volume and Issue: unknown, P. 181 - 195

Published: Jan. 1, 2024

Language: Английский

Citations

46
Digital Transformation and Environmental, Social, and Governance Performance from a Human Capital Perspective DOI Open Access

Xiaowen He,

Weinien Chen

Sustainability, Journal Year: 2024, Volume and Issue: 16(11), P. 4737 - 4737

Published: June 2, 2024

The strategic adoption of digital technologies has increasingly been recognized as a crucial driver cost reduction and operational efficiency in enterprises. It optimizes production processes promotes sustainable growth. In this context, understanding the specific impact transformation on enterprises’ environmental, social, governance (ESG) performance holds significant practical value for promoting development China’s economy society. This study focused Chinese A-share listed enterprises from 2010 to 2022, specifically exploring role enhancing ESG perspective human capital. Our findings reveal that significantly augments their performance. Notably, improvements are more pronounced non-state-owned compared state-owned ones. Specifically, initiatives contribute enhancement by increasing extent high-quality labor elevating skill levels existing workforce. Furthermore, environmental regulation moderates positive corporate quantity level labor, thus influencing firm-level sheds light transformative its implications improvement elucidating mechanisms through which affects capital interacts with regulatory environments.

Language: Английский

Citations

10
Features and Scope of Regulatory Technologies: Challenges and Opportunities with Industrial Internet of Things DOI Creative Commons
Jinying Li, Ananda Maiti, Jiangang Fei

et al.

Future Internet, Journal Year: 2023, Volume and Issue: 15(8), P. 256 - 256

Published: July 30, 2023

Regulatory Technology (RegTech) is an emerging set of computing and network-based information systems practices intended to enhance improve regulatory compliance processes. Such technologies rely on collecting exclusive from the environment humans through automated Internet Things (IoT) sensors self-reported data. The key enablers RegTech are increased capabilities reduced cost IoT Artificial Intelligence (AI) technologies. This article focuses a survey RegTech, highlighting recent developments in various sectors. work identifies characteristics existing implementations applications financial industry. It examines critical features that non-financial industries such as agriculture must address when using We investigate suitability applied sectors other potential gaps be filled between them terms designing for frameworks. includes identifying specific operational parameters differences can supported with AI These used by both producers goods services regulators who need affordable efficient supervision method managing relevant organizations.

Language: Английский

Citations

20
Can internal regulatory technology (RegTech) mitigate bank credit risk? Evidence from the banking sector in China DOI

Zhengxu Shi,

Yufei Xia, Lingyun He

et al.

Research in International Business and Finance, Journal Year: 2025, Volume and Issue: 75, P. 102780 - 102780

Published: Jan. 30, 2025

Language: Английский

Citations

0
Expanding the effects of monetary policy and prudential regulation on banking sector performance through digitizing regulation: a global PVAR analysis DOI

Jamileh Mohammad Walid Izzat Ali Mustafa

International Journal of Innovation Science, Journal Year: 2025, Volume and Issue: unknown

Published: April 21, 2025

Purpose This research incorporated several theoretical frameworks and technological innovations in regulatory compliance to bridge a critical gap investigating the enabling role of RegTech sandbox expanding effectiveness monetary prudential standards, which collectively influence banking performance indicators such as return on assets, equity net interest margin (NIM). Design/methodology/approach To achieve this goal, vector autoregression methodology was conducted three endogenous panel data from 23 different infrastructure countries during period 2012–2021. By examination how exogenous variables policy tools, regulations one another while accounting for heterogeneity across countries. Findings The tools required reserve, rate money growth had modest effect performance. In contrast, measures capital adequacy ratio, liquidity coverage ratio leverage significantly impact stability profitability. Besides, dummy variable validated positive but varying ΔROA (0.011 p < 0.05), ROE (0.120 > 0.050 NIM (0.052 0.050) implying that current scale integration solutions may not yet be sufficient produce substantial profitability gains introduce need updates better future banks’ Originality/value study’s findings have important practical implications policymakers foster transparency trust enable banks enforce reserve requirements, standards ratios more effectively directly their stability.

Language: Английский

Citations

0
Harnessing FinTech for sustainable mineral development with innovative financing strategies in China DOI

Juanjuan Niu,

Jun He,

Yiqun He

et al.

Resources Policy, Journal Year: 2024, Volume and Issue: 90, P. 104697 - 104697

Published: Feb. 6, 2024

Language: Английский

Citations

3
An overview of the benefits, challenges, and legal aspects of penetration testing and red teaming DOI
Fabian Teichmann, Sonia Boticiu

International Cybersecurity Law Review, Journal Year: 2023, Volume and Issue: 4(4), P. 387 - 397

Published: Sept. 4, 2023

Language: Английский

Citations

6
THE EVALUATION OF THE INDONESIAN FINTECH LAW FROM THE PERSPECTIVE OF REGULATORY TECHNOLOGY PARADIGMS TO MITIGATE ILLEGAL FINTECH DOI Open Access
Saifullah Saifullah,

Aditya Prastian Supriyadi,

Kurniasih Bahagiati

et al.

Jurisdictie Jurnal Hukum dan Syariah, Journal Year: 2024, Volume and Issue: 14(2), P. 233 - 264

Published: Jan. 10, 2024

Illegal fintech is one of the main issues not fully addressed in digital finance sector Indonesia despite various legal regulations. This condition shows that framework still needs to be entirely relevant concept Regulatory Technology (regtech). study aims analyze position overcoming illegal with a regtech approach chosen as an analytical instrument—a basic combines law and financial technology create orderly platform comply all applicable laws. article uses normative research methods conceptual approach, indicating governing fragments, rules spreading across civil, administrative, criminal sectors. reinforced tool overcome problem. Based on increased transparency accountability implementation are essential support for dynamic supervision enforcement allow wider access cooperation between stakeholders handling fintech. Such measures will help more effective environment align paradigm addressing practices Indonesia. Fintech ilegal merupakan salah satu isu utama yang belum sepenuhnya tertangani di sektor keuangan Indonesia, meskipun telah diterbitkan berbagai peraturan hukum. Kondisi ini menunjukkan bahwa kerangka hukum memerlukan evaluasi berdasarkan paradigma (RegTech). Penelitian bertujuan untuk menganalisis posisi dalam mengatasi permasalahan dengan pendekatan RegTech. RegTech dipilih sebagai instrumen analisis karena konsep dasar menggabungkan dan teknologi menciptakan tertib mematuhi semua berlaku. Penulisan artikel menggunakan metode penelitian normatif konseptual. Hasil mengatur masih terfragmentasi aturan tersebar perdata, administrasi, pidana. Kerangka perlu diperkuat alat masalah ilegal. Berdasarkan RegTech, diperlukan peningkatan transparansi akuntabilitas implementasi fintech, dukungan atas pengawasan penegakan dinamis serta membuka saluran kerja sama antar pemangku kepentingan penanganan Langkah-langkah tersebut akan membantu lingkungan lebih efektif selaras menangani praktik Indonesia.

Citations

1