The Impact of Financial Planning on Financial Well-Being with a mediating role of Tax Planning among salaried employees: An empirical study

International Journal of Computational and Experimental Science and Engineering, Journal Year: 2025, Volume and Issue: 11(1)

Published: Feb. 4, 2025

In this study, the author explores how financial planning and tax impact individuals' well-being, while also examining relationship between these two factors with mediating role of planning. The research focuses on 274 salaried employees, gathering data using questionnaires distributed to employees in Chennai City. order test suggested correlations, respondents' was examined ‘Partial Least Square Structural Equation Modeling (PLS-SEM)’ technique. analysis reveals that significantly influences well-being. Additionally, is found play a crucial positive relationships. paper emphasizes importance enhancing Key findings indicate strong correlations proactive improved acting as key mediator. shows individuals who practice systematic effective management enjoy greater stability, lower stress, better long-term wealth accumulation. This study offers evidence-based insights for creating more comprehensive frameworks include optimization strategies. By connecting conceptual model practical applications, serves guide individuals, professionals, policymakers aiming improve well-being through strategic optimization. implications suggest organizations educators should focus holistic literacy programs cover both broad strategies specific techniques.

Language: Английский

---

Financial inclusion and sustainable development: A review and research agenda

Journal of Financial Services Marketing, Journal Year: 2024, Volume and Issue: 29(4), P. 1345 - 1364

Published: Feb. 14, 2024

Language: Английский

---

One card fits all? Exploring the incidence, intensity, and extent of credit card use in Canada (1999–2019)

Journal of Financial Services Marketing, Journal Year: 2025, Volume and Issue: 30(1)

Published: Jan. 4, 2025

Language: Английский

---

Digital Financial Literacy and Its Impact on Financial Decision-Making of Women: Evidence from India

Journal of risk and financial management, Journal Year: 2024, Volume and Issue: 17(10), P. 468 - 468

Published: Oct. 17, 2024

Despite the increasing accessibility of digital financial instruments globally, a number women encounter obstacles in properly using these platforms due to insufficient literacy, which profoundly affects their decision-making and economic empowerment. This study aims promote literacy Fintech adoption for India by examining effects on while considering mediating effect government support literacy. Furthermore, this study, we analyzed relationship between independent variables such as attitude (FAtt), subjective norms (SNs), perceived behavior control (PBC), (DFL), (FA) dependent variable, i.e., (FDM). We also explored how impacts women’ intention towards investment (INT). By analyzing 385 Indian respondents Structural Equation Modeling (SEM), revealed that (FAtt) leads higher (FDM), exerting moderate effects. Similarly, behavioral significantly lead decision-making. Overall, five predictors explained around 71% variance. Financial exerted significant robust women’s investment. resilience moderated These findings emphasize necessity implementing distinct strategy programs enhance among living urban rural regions across India. is aligned with UN Sustainable Development Goals, especially Goal (SDG) 1: No Poverty, SDG 5: Gender Equality, 8: Decent Work Economic Growth.

Language: Английский

---

Regenerative stakeholder framework in tourism

Tourism Review, Journal Year: 2024, Volume and Issue: 80(2), P. 433 - 455

Published: July 23, 2024

Purpose This research endeavours to achieve two primary objectives within the context of regenerative tourism (RT). Firstly, study aims explore trends and conceptual structure RT, mapping its scope through a bibliometric analysis. Building upon knowledge garnered from initial exploration, second aim is establish stakeholder framework for tourism, grounded in biodiversity. Design/methodology/approach Data Web Science (WoS) Scopus were collected analysis this research. The merged database found total 42 publications. Findings Based on Biblioshiny, six indicators identified (e.g. annual publications, most cited studies, productive countries, journals thematic map). Furthermore, authors' keyword was conducted using VOSviewer software package, revealing four clusters, namely, stakeholders, ecotourism, circular economy climate change. Research limitations/implications research's restricted WoS 21 February 2024. Future could broaden RT perspectives different databases. Practical implications offers developed based theory. Originality/value advances awareness Earth's current needs literature stakeholders by establishing biodiversity-based stakeholders' which both human non-human can coexist.

Language: Английский

---

Key drivers shaping green investment decisions

IOP Conference Series Earth and Environmental Science, Journal Year: 2025, Volume and Issue: 1438(1), P. 012064 - 012064

Published: Jan. 1, 2025

Abstract Environmental awareness is explored to understand how this drives the demand for greener investments among both institutional and individual investors. Making green investment decisions involves a comprehensive evaluation of environmental, social, governance factors associated with potential investment. In Indonesia, women are involved in financial decision-making within household, such as savings, investment, debt repayment. Our research aims identity analyse determinants that drive We using framework examines role behavioural demographic characteristics understanding behavioural. determine overconfidence herd behaviours. Meanwhile, we use age, education level, experience factors. Data was collected from 120 respondents civil servants’ wives Klaten Central Java Province Indonesia. For data analysis, employ partial least square (PLS) SmartPLS software application. Through quantitative assessment, our study finds overconfidence, level enhance decision, while diminish decision. Furthermore, cannot find any evidence herding behaviour income have an impact on

Language: Английский

---

Digital financial literacy and financial inclusion in the global south for a sustainable future: A scoping review

DECISION, Journal Year: 2025, Volume and Issue: unknown

Published: March 3, 2025

Language: Английский

---

Is Digital Literacy a Moderator Variable in the Relationship Between Financial Literacy, Financial Inclusion, and Financial Well-Being in the Ecuadorian Context?

Sustainability, Journal Year: 2025, Volume and Issue: 17(6), P. 2476 - 2476

Published: March 12, 2025

This study explores the determinants of financial literacy (FL) and relationship between FL, inclusion (FI), well-being (FW-B) in Ecuadorian banking industry. It also tests moderating role digital (DL) on FL-FI, FL-FW-B, FI-FW-B. employs a self-designed online questionnaire with structural equation model to prove variables. Among 321 collected data, final valid dataset consisted 294 registers. The main findings revealed that (i) behavior (FB), attitudes (FA), skills (FS) have significant positive influence over (ii) FL positively affects FI FW-B, (iii) has (iv) DL does not moderate variables, given depends socio-economic factors (especially educational aspects) degree technology innovation adopted by customers. Study results are aligned previous studies United States, India, Greece, Finland. contributes research offering complete view importance transcendence presence programs improve FI, development, FW-B limitation is absence index environment. For future research, recommends performing longitudinal including different statuses categories test econometric model.

Language: Английский

---

The God locus of financial control, impulsive use of buy-now-pay-later service, and subjective financial well-being among accounting students: the role of social comparison tendencies

Cogent Social Sciences, Journal Year: 2025, Volume and Issue: 11(1)

Published: March 21, 2025

Language: Английский

---

Financial Management System Compliance and Practices of School Heads in Relation to School Performance: Basis for Intervention

Published: April 27, 2025

This study examined the financial management system compliance and practices of school heads in relation to performance District Isabela II. Using a descriptive-correlational research design, data were gathered from 197 elementary teachers across 16 schools through standardized questionnaires records (OPCRF for SY 2022–2023). Findings revealed that exhibited full with systems, specifically budget preparation, procurement, disbursement, submission reports, auditing, an overall mean 2.64. Additionally, demonstrated very high levels task-oriented, relationship-oriented, change-oriented practices, 4.26. School district was rated as satisfactory, score 4.44. Statistical analysis using Spearman Rank Correlation indicated no significant relationship between performance, nor performance. These results suggest while maintain sound effective styles, these factors alone do not directly influence outcomes. The findings highlight other variables may contribute more substantially success. Based on results, it is recommended continue strengthening their competencies leadership exploring additional strategies impact academic achievement operational efficiency. Future encouraged investigate influencing beyond offering broader perspective educational effectiveness.

Language: Английский

---