Liquidity creation and bank risk-taking: Evidence from a transition market

Heliyon, Journal Year: 2023, Volume and Issue: 9(9), P. e19141 - e19141

Published: Aug. 22, 2023

This study contributes to the banking literature by examining effect of bank liquidity creation on risk-taking behaviors in Vietnam - a transition economy. Our data sample comprises 367 observations 33 Vietnamese commercial banks from 2009 2020. We employ Bias-corrected Least-Squares with Dummy Variables (LSDVC) estimation, which performs better than other dynamic estimators small and unbalanced panel samples. In this research, risk primarily represents non-performing loans (NPLs). Empirical results show that significantly reduces NPLs. Otherwise, funding diversification increases NPLs banks. findings are robust alternative measurements risk. Additionally, we moderating role scale effects paper is first research investigating influence specified situation Besides, it provides empirical evidence fill existing gap. Further, list implications for managers policymakers manage credit risks improve stability system.

Language: Английский

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Uncertainty in banking and trade credit of firms

Borsa Istanbul Review, Journal Year: 2024, Volume and Issue: 24(4), P. 838 - 855

Published: April 29, 2024

This paper uses data from commercial banks and nonfinancial listed firms in Vietnam 2007 to 2022 address the effect of banking uncertainty on firms' trade credit. We find that credit increases with heightened sector, which is more conspicuous nonstate-owned when macro economy experiences shocks, such as those caused by global financial crisis COVID-19 pandemic. also determine associated lower bank debt firms, indicating a substitution between rises. A further mechanism test shows works through strategic financing motives. Finally, we expansion may hurt corporate performance; this amplified during periods uncertainty.

Language: Английский

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Unleashing the financial aspect of Covid-19: How organizations managed the crisis?

Cogent Social Sciences, Journal Year: 2023, Volume and Issue: 9(2)

Published: Sept. 14, 2023

Globally the COVID-19 pandemic has had a significant impact on both individuals and organizations. Challenges financial, psychological, physical levels have been felt, especially in business sector. The purpose of this research is to examine how financially affected firms Pakistan United States. In order do this, surveys interviews with experts various disciplines were carried out utilize convenience snowball sampling techniques. Partial least squares (Smart PLS) statistical analysis employing structural equation modeling was used research. results showed that greatly impacted workers' financial psychological health. also demonstrated moderators crucial lessening pandemic's effects. Discussion includes study's ramifications practical implications.

Language: Английский

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Análisis de la gestión de riesgos operativos en los estados financieros de las instituciones financieras [Analysis of operational risk management in the financial statements of financial institutions]

Deleted Journal, Journal Year: 2024, Volume and Issue: 4(especial), P. 148 - 155

Published: March 12, 2024

La investigación tiene por objetivo analizar la gestión de riesgos operativos en los estados financieros las instituciones financieras. revisión sistemática permitió sintetizar evidencia disponible, ofreciendo una visión holística y detallada prácticas desafíos Los resultados resaltan importancia resiliencia operativa como estrategia clave para sostenibilidad a largo plazo, junto con el uso datos no estructurados mejorar evaluación riesgos. Se concluye que estas tendencias están redefiniendo operativos, enfocándose anticipación adaptación entornos cambiantes. Estas conclusiones recalcan necesidad financieras adopten un enfoque integral adaptativo gestionar eficazmente entorno dinámico desafiante.

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Sovereign Bond Holdings, Bank Risk‐Taking, and Macroeconomic Shocks: Evidence From Vietnam

Australian Economic Papers, Journal Year: 2024, Volume and Issue: unknown

Published: Sept. 4, 2024

ABSTRACT This study examines whether the purchase of sovereign bonds leads to decreased bank risk and how this impact changes in worse macroeconomic conditions. For a broad picture shocks, we concentrate on dimensions uncertainty (the cross‐sectional dispersion shocks bank‐level characteristics) crises global financial crisis COVID‐19 contagion). An empirical examination Vietnamese banking sector between 2007 2021 shows that banks purchasing securities issued by domestic government tend have lower risk. However, is relatively weak average, varying with measures Through subsample tests, document bond holdings shaped high‐risk‐weighted assets low diversification. Further results designate are necessary for as such activities help significantly their exposure periods uncertainty. finding remains robust different

Language: Английский

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Increase in Money Supply Amplifies the Secondary Sources of Finance: Evidence from Pakistani Non-Financial Firms

Journal of Education and Social Studies, Journal Year: 2023, Volume and Issue: 4(2), P. 293 - 299

Published: Aug. 28, 2023

An increase in money supply is a signal to expand the financing system economy; thus, non-financial firms with access capital markets and financial institutions stand by side play significant role this situation. This study aims investigate impact of increases on capacity secondary sources achieve goals expansionary monetary policy. In 2011, 399 were listed Pakistan Stock Exchange, after excluding those that did not provide complete information between our selected periods excluded from sample. Data 156 finally used for analysis. Panel data have been collected Pakistan. After applying Fixed Effects Model, results evidence an economy would lead enhancement channels, like trade credit. explores relationship policy adopted central bank use Collectively, also favor positive relationships market credit patterns. recommends during time expansion, better more willing enhance sales. For future research, it suggests comparing tight

Language: Английский

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BANK RISK, BANK COMPETITION AND MONETARY POLICY IN THE INDIAN BANKING INDUSTRY: A PANEL QUANTILE REGRESSION APPROACH

The Singapore Economic Review, Journal Year: 2023, Volume and Issue: unknown, P. 1 - 41

Published: Sept. 13, 2023

This study examines the relationship between monetary policy (MP), bank competition and risk-taking behavior for 69 commercial banks in India 2005 2022. To best of our knowledge, ours is first to examine combined differential effects MP on Indian banks. Furthermore, we extend analysis by re-examining this after COVID-19 crisis. Based panel quantile regression model, main findings suggest that increased concentration banking system weakens channel MP. crisis has significantly impacted MP, risk. Finally, also find effect banks’ differs high- low-risk Our are robust alternative measures risk

Language: Английский

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