Profitable Investment Channels of Vietnamese Commercial Banks (2018–2024)

Journal of risk and financial management, Journal Year: 2025, Volume and Issue: 18(4), P. 182 - 182

Published: March 28, 2025

The Law on Credit Institutions 2010, amended and supplemented, was applied 15 January 2018, causing many changes in senior personnel Vietnamese banking. period (2018–2014) had changes. This also a of business difficulties. Four commercial banks to carry out mandatory transfers at the request State Bank ensure development banking system 2024. Profitable investment channels sometimes generate income and, other times, suffer losses. Managers often analyze make decisions by observing developments recorded graphs estimating future fluctuation trends each profitable channel. However, no research has been conducted how simultaneous implementation all information from affects final profit results banks. study investigates activities, trading investing, consider which channel stable impact bank profits over long period. S-GMM estimation method is used, due consideration endogenous variables quarterly panel data 27 first quarter 2018 third provides statistical evidence indicating that contribute increased profits, except for short-term securities capital contributions subsidiaries. reveals economic growth systemic risk affect profits. Several solutions are proposed develop channels.

Language: Английский

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Türkiye Bankacılık Sektörü Kırılganlığı: ABD Ekonomi Politikası Belirsizliğinin Rolü

Ankara Hacı Bayram Veli Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, Journal Year: 2025, Volume and Issue: 27(1), P. 267 - 290

Published: April 6, 2025

Bu çalışmada, ABD ekonomi politikası belirsizliğinin, Türkiye bankacılık sektörü kırılganlığı üzerindeki etkisi incelenmiştir. amaçla, kırılganlıklarını belirlemek için öncelikle Bankacılık Sektörü Kırılganlık Endeksi oluşturulmuştur. Çalışma, 2005q4 ve 2023q4 dönemlerini kapsayan çeyreklik verilerle gerçekleştirilmiştir. bağlamda, belirsizlik endeksi Baker vd. (2016) çalışmasında oluşturulan aylık endeks, değerlerin ortalaması alınarak endekse dönüştürülmüştür. Analiz probit model kullanılarak Çalışmanın bulgularına göre, kaynaklı belirsizliği, olasılığını arttıran önemli bir faktördür. Buna ek olarak, belirsizliği değişkeni modelin açıklama gücünü öngörü yüksek oranda faktör olarak tespit edilmiştir. Çalışmada ekonomik büyüme, enflasyon, faiz oranı, düzenleyici sermayenin risk ağırlıklı varlıklara aktif karlılığı, özel sektöre verilen kredilerin GSYH’ye oranı net açık döviz pozisyonunun sermayeye değişkenleri de kırılganlıkları üzerinde istatistiksel anlamlı bulunmuştur.

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Risk Management Practices and Financial Performance: Analysing Credit and Liquidity Risk Management and Disclosures by Nigerian Banks

Journal of risk and financial management, Journal Year: 2025, Volume and Issue: 18(4), P. 198 - 198

Published: April 4, 2025

Nigerian banks encounter persistent difficulties in efficiently managing and disclosing credit liquidity risks, considerably affecting their financial performance shareholders’ confidence. This study, therefore, examined the effect of risk-management practices disclosures on commercial banks. The population study comprised 13 banks, which 12 were purposively chosen, subject to data availability. explored this originate from World Development Indicators annual reports accounts selected 2012 2023. analysis technique used was panel regression analysis, further extended generalized method moments a bid account for potential endogeneity. made use EViews software analyse data. results reveal that risk disclosure firm size had significant positive effects performance, while disclosure, risk, age, leverage negative effects. concludes risks significantly undermine banks’ as an upsurge non-performing loans reduced performance. Conversely, effective characterized by transparent reporting position found enhance recommends, among others, should strengthen assessment framework improve stability.

Language: Английский

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Tác động của rủi ro thanh khoản đến khả năng sinh lời trong đại dịch COVID-19: Trường hợp các ngân hàng thương mại Việt Nam

Tạp chí Kinh tế và Phát triển, Journal Year: 2025, Volume and Issue: unknown

Published: Jan. 1, 2025

Nghiên cứu này kiểm tra tác động của rủi ro thanh khoản đến khả năng sinh lời các ngân hàng thương mại Việt Nam giai đoạn 2010-2023. Dựa vào dữ liệu bảng cân bằng 26 tại Nam, nghiên phân tích theo phương pháp ước lượng hệ thống tổng quát thời điểm (S-GMM). Kết quả cho thấy có ngược chiều lời. Tuy nhiên, trong đại dịch COVID-19, thuận chiều, ngụ ý rằng sự hỗ trợ từ chính sách giúp nâng cao mặc dù tăng lên. Ngoài ra, với biến soát, quy mô và tương giữa COVID-19 đều ảnh hưởng cùng mại. Các khuyến nghị cũng được thảo luận cứu.

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