Impact of Fintech Adoption, MSME Digital Readiness, and Regulatory Environment on Financial Performance in Indonesia

West Science Accounting and Finance, Journal Year: 2024, Volume and Issue: 2(02), P. 275 - 286

Published: July 31, 2024

This study investigates the impact of Fintech Adoption, MSME Digital Readiness, and Regulatory Environment on Financial Performance in Indonesia's micro, small, medium enterprises (MSMEs). Using a quantitative analysis with sample size 170, data was collected using Likert scales analyzed through Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). Results indicate that all relationships hypothesized (Fintech -> Performance) are positively significant. Specifically, Adoption influences Performance, Readiness shows significant positive supportive enhances significantly. These findings underscore importance technological integration, digital preparedness, regulatory support bolstering financial outcomes for MSMEs Indonesia.

Language: Английский

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Die Rolle von finanzieller Inklusion und Fintech bei der Realisierung des SDG 8

Springer eBooks, Journal Year: 2024, Volume and Issue: unknown, P. 1 - 22

Published: Oct. 9, 2024

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FinTech for Fostering Financial Inclusion and Sustainable Development: An Analysis of User Pattern and Issues in the Context of Far East India

Sustainable finance, Journal Year: 2024, Volume and Issue: unknown, P. 145 - 167

Published: Jan. 1, 2024

Language: Английский

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