Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View DOI Open Access

Salsabilla Daredmi,

Rozalinda,

Nora Zulvianti

et al.

Jurnal Informatika Ekonomi Bisnis, Journal Year: 2024, Volume and Issue: unknown, P. 872 - 877

Published: Dec. 31, 2024

This study explores the application of principle maslahah as formulated by Al-Ghazali in context e-commerce Indonesia, particularly regarding Sharia-compliant online loans (pinjol) that grew significantly during 2022-2023. The analyzes this phenomenon through lens maslahah, focusing on protection wealth (hifz al-mal) and honor al-‘ird). results indicate although fintech provides broader financial access, unethical practices such high returns (0.1% per day or 36% annually) aggressive debt collection methods contradict consumer principles. A lack transparency contracts data breaches further threaten core values. recommends stricter regulations from OJK DSN-MUI improving Sharia literacy to ensure a balance between technological innovation, compliance, protection. In conclusion, Al-Ghazali's principles remain relevant must be adapted address challenges digital era.

Language: Английский

Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View DOI Open Access

Salsabilla Daredmi,

Rozalinda,

Nora Zulvianti

et al.

Jurnal Informatika Ekonomi Bisnis, Journal Year: 2024, Volume and Issue: unknown, P. 872 - 877

Published: Dec. 31, 2024

This study explores the application of principle maslahah as formulated by Al-Ghazali in context e-commerce Indonesia, particularly regarding Sharia-compliant online loans (pinjol) that grew significantly during 2022-2023. The analyzes this phenomenon through lens maslahah, focusing on protection wealth (hifz al-mal) and honor al-‘ird). results indicate although fintech provides broader financial access, unethical practices such high returns (0.1% per day or 36% annually) aggressive debt collection methods contradict consumer principles. A lack transparency contracts data breaches further threaten core values. recommends stricter regulations from OJK DSN-MUI improving Sharia literacy to ensure a balance between technological innovation, compliance, protection. In conclusion, Al-Ghazali's principles remain relevant must be adapted address challenges digital era.

Language: Английский

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