Maximizing productivity, harnessing the power of portable gadgets for SMTE business communication in Eastern Cape peri-urban areas DOI Open Access
Bukelwa Mbinda

International Journal of Business Ecosystem and Strategy (2687-2293), Journal Year: 2024, Volume and Issue: 6(2), P. 61 - 74

Published: June 5, 2024

This study examines attitudes towards the use of portable devices for Information and Communication Technology (ICT) adoption in Small Medium-sized Tourism Enterprises (SMTEs) peri-urban areas South African Eastern Cape province. A comprehensive examination gadgets business ICT their impact on SMTEs was performed using a non-probability purposive sampling technique to select eight SMTEs, with quantitative methodology approach adopted, structured questionnaire an in-depth interview. Data captured from interview sessions were deductively coded aid software (NVivo version 12), transcribed data divided into different meaningful codes this process; developed based difference, similarities, meanings that emerged. The findings suggest positive attitude digital device technology tourism sector areas. Smartphones found play crucial role as essential tools, particularly favored rural settings, while laptops indicated valued portability, serving indispensable tools daily activities, tablets hold less significance. results highlight participant reliance smartphones operations critical, since these streamline numerous tasks, improve convenience, enable seamless connectivity mobile. hospitality sectors appears be limited. finding’s additionally participants are heavily reliant routine due portability convenience. Desktop computers were, furthermore, primarily used backup systems, indicating diverse, gadget usage pattern among participants.

Language: Английский

DIGITAL BANKING AND FINANCIAL INCLUSION: A REVIEW OF PRACTICES IN THE USA AND NIGERIA DOI Creative Commons

Uchenna Innocent Nnaomah,

Samuel Aderemi,

David Olanrewaju Olutimehin

et al.

Finance & Accounting Research Journal, Journal Year: 2024, Volume and Issue: 6(3), P. 463 - 490

Published: March 28, 2024

This paper examines the role of digital banking in advancing financial inclusion United States and Nigeria, aiming to identify compare practices outcomes these two distinct economic contexts. Through a comprehensive review existing literature analysis case studies, study explores how platforms services have been implemented their impact on underserved populations. The research methodology includes comparative secondary data, policy documents, interviews with key stakeholders sector both countries. Key findings reveal that has significantly contributed by providing accessible, affordable, convenient services. In USA, technological advancements robust regulatory framework fostered competitive environment, leading innovative solutions for reducing barriers access. Conversely, despite facing infrastructural challenges, mobile payment seen rapid growth, driven necessity reach unbanked populations remote areas. concludes while countries made strides leveraging inclusion, success scale implementation vary due differences development, environments, infrastructure. It suggests cross-country learning adaptation best could further enhance effectiveness promoting globally. contributes understanding banking's potential bridging gap offers recommendations policymakers institutions developed developing Keywords: Digital Banking, Financial Inclusion, Regulatory Frameworks, Policy Initiatives, Mobile Money, Payment Systems, Sandboxes, National Inclusion Strategies, Consumer Protection, Stability, Cybersecurity, Literacy, Fintech Innovation.

Language: Английский

Citations

32
Wildlife as sentinels for emerging zoonotic diseases: A review of surveillance systems in the USA DOI Creative Commons

Olumuyiwa Tolulope Ojeyinka,

Toritsemogba Tosanbami Omaghomi

World Journal of Advanced Research and Reviews, Journal Year: 2024, Volume and Issue: 21(3), P. 768 - 776

Published: March 11, 2024

Wildlife plays a crucial role as sentinels for emerging zoonotic diseases, serving early indicators of potential threats to human and animal health. This review examines the surveillance systems in USA that utilize wildlife presence pathogens. The focuses on methodologies, challenges, implications these systems. In USA, diseases is primarily conducted through passive surveillance, where carcasses are collected tested Additionally, active programs target specific species known host pathogens or may be close contact with humans domestic animals. These efforts complemented by use sentinel species, such birds bats, which monitored signs disease could indicate Challenges include vast geographic range many making it difficult sample populations comprehensively. diversity habitats presents logistical challenges efforts. Furthermore, there related data sharing coordination among agencies responsible public health policy practice significant. Early detection can lead timely interventions, vaccination campaigns changes land practices reduce human-wildlife contact. Moreover, inform development predictive models outbreaks, enabling more effective preparedness response measures. conclusion, critical monitoring USA. Continued investment research essential enhance our understanding dynamics improve ability protect

Language: Английский

Citations

16
Theoretical approaches to data analytics and decision-making in finance: Insights from Africa and the United States DOI Creative Commons

Wisdom Samuel Udo,

Nneka Adaobi Ochuba,

Olatunji Akinrinola

et al.

GSC Advanced Research and Reviews, Journal Year: 2024, Volume and Issue: 18(3), P. 343 - 349

Published: March 23, 2024

This review paper presents a comparative analysis of theoretical approaches to data analytics and decision-making in the finance sectors Africa United States. It explores how these are adopted implemented, considering each region's unique economic, technological, regulatory environments. The identifies challenges opportunities presented by examines influence cultural economic factors on preference for certain models. discusses practical implications financial analysts, investors, policymakers. provides policy recommendations foster an environment supportive effective practices. also speculates future finance, suggesting areas further research, including empirical validation approaches.

Language: Английский

Citations

15
A review of AI-driven pedagogical strategies for equitable access to science education DOI Creative Commons

Chima Abimbola Eden,

Olabisi Oluwakemi Adeleye,

Idowu Sulaimon Adeniyi

et al.

Magna Scientia Advanced Research and Reviews, Journal Year: 2024, Volume and Issue: 10(2), P. 044 - 054

Published: March 13, 2024

Access to quality science education is essential for equitable development and advancement in society. However, disparities access persist, particularly among marginalized underserved populations. Artificial intelligence (AI) offers innovative solutions address these by enhancing pedagogical strategies that promote education. This review examines AI-driven aimed at improving The explores how AI technologies, such as machine learning, natural language processing, computer vision, can be leveraged personalize learning experiences, provide real-time feedback, enhance engagement students from diverse backgrounds.AI-driven personalized platforms adapt individual styles pace, ensuring each student receives tailored instruction. These also additional support facing challenges, thus promoting inclusivity equity Furthermore, assessment tools educators with insights into performance comprehension, enabling them identify areas improvement targeted interventions. Additionally, facilitate collaborative environments, allowing work together irrespective of their physical location, breaking down geographical barriers access. the implementation raises ethical considerations, data privacy algorithmic bias, which must carefully addressed ensure all students. In conclusion, have potential revolutionize providing fostering inclusive environments. careful consideration given implications technologies are used responsibly equitably.

Language: Английский

Citations

14
The role of AI-enhanced tools in overcoming socioeconomic barriers in education: A conceptual analysis DOI Creative Commons

Chima Abimbola Edeni,

Olabisi Oluwakemi Adeleye,

Idowu Sulaimon Adeniyi

et al.

World Journal of Advanced Research and Reviews, Journal Year: 2024, Volume and Issue: 21(3), P. 944 - 951

Published: March 12, 2024

This conceptual analysis explores the transformative potential of AI-enhanced tools in addressing socioeconomic barriers within educational landscape. By leveraging artificial intelligence (AI) technologies, paper aims to examine how such can mitigate disparities arising from economic, social, and cultural factors. Through a critical analysis, it seeks elucidate role AI promoting equitable access, enhancing learning outcomes, fostering inclusivity education. The executive summary encapsulates essence analysis. It provides concise overview paper's objectives, methodology, expected implications. In recent years, intersection education has garnered significant attention as solution address persistent outlines imperative explore serve agents mitigating educators policymakers have opportunity revolutionize traditional practices foster more inclusive environments. highlights urgent need across diverse backgrounds. existing literature, case studies, empirical research, bridge digital divide advance equity. emphasizes importance identifying actionable strategies best for technology systemic inequalities

Language: Английский

Citations

4
Toward a Continental Financial Ecosystem: The Implications of AfCFTA for Fintech License Passporting DOI

Hammed Adedeji Ajani,

Saidu Patrick Conteh

Published: Jan. 1, 2025

Language: Английский

Citations

0
Impact of FinTech and technological innovation on African stock returns: fresh insights from crisis DOI
Ibtissem Missaoui, Waheed Ullah Shah, Aymen Ben Rejeb

et al.

Journal of financial reporting & accounting, Journal Year: 2025, Volume and Issue: unknown

Published: April 21, 2025

Purpose The purpose of this study is to evaluate how financial technology (FinTech) affected the landscape African markets in recent crisis. Existing literature highlights growing interplay between FinTech, technological innovation (NEX) and stock market performance, particularly during periods global uncertainty. Design/methodology/approach current empirically scrutinizes volatility spillover connectedness among returns from May 1, 2019, February 14, 2024 using approach (TVP-VAR) model. authors specifically focus on critical events such as COVID-19 pandemic Russia–Ukraine conflict analyze interconnectedness these variables. Findings findings show a strong connectivity index conflict. demonstrates Egypt Exchange (EGY), Kenya (KEY), Tanzania (TAZ), Johannesburg Stock (SA) are largest transmitters spillovers pandemic, while Nigeria (NAG), Morocco (MOR) Tunisia (TUN) biggest receivers shocks. This equally observes that (TUN), (NAG) FinTech transitioned being net recipients Egyptian (EGY) changed Originality/value By investigating impact effects returns, crises, provides further insights into factors influence resilience face shock disruptions. has significant implications for investors, industry leaders policymakers developing an efficient investment diversification strategy.

Language: Английский

Citations

0
Breaking Barriers in Entrepreneurship for Gender and Social Inclusion in Marginalized Communities DOI
Raed Awashreh

IGI Global eBooks, Journal Year: 2025, Volume and Issue: unknown, P. 23 - 54

Published: March 28, 2025

This research examines how entrepreneurship empowers marginalized rural communities by fostering self-reliance, resilience, and sustainable development. It explores the role of government initiatives like microloans training programs in reducing welfare dependency expanding economic opportunities. Through qualitative analysis, study shows can overcome barriers such as limited education, financial resources, market access, driving growth social inclusion. also addresses gendered challenges for female entrepreneurs, youth tackling unemployment, technology reaching new markets. The highlights empower groups, including people with disabilities, older adults, Bedouins. concludes policy recommendations to improve access infrastructure, tailored support, particularly women, youth, suggestions future on effectiveness these interventions.

Language: Английский

Citations

0
PENGARUH PELATIHAN DIGITAL MARKETING TERHADAP KEBUTUHAN DAN TANTANGAN IMPLEMENTASI DI KALANGAN WIRAUSAHA MUDA PEMULA DI BANJARMASIN DOI Open Access

Lalu Agustino,

Muhammad Ridhoni,

Muhammad Nawawi

et al.

KINDAI, Journal Year: 2024, Volume and Issue: 20(3)

Published: Dec. 11, 2024

Penelitian ini mengkaji kebutuhan pelatihan digital marketing serta dampak tersebut terhadap peningkatan pengetahuan dan keterampilan wirausaha muda pemula di Banjarmasin. Menggunakan metode kuantitatif, penelitian melibatkan 50 responden yang telah mengikuti pelatihan. Data dikumpulkan melalui kuesioner pre-test post-test, mengukur perubahan sebelum sesudah Hasil analisis menunjukkan signifikan dalam (dari skor rata-rata 2,75 menjadi 4,25) 2,5 4,0), dengan uji t berpasangan secara statistik (p < 0,001). Selain itu, utama teridentifikasi meliputi strategi media sosial, data, pembuatan konten digital. Kesimpulannya, efektif meningkatkan kompetensi memberikan wawasan untuk mengembangkan program lebih relevan. diharapkan dapat mendukung pengembangan daya saing era terarah. Kata kunci: Pemasaran digital, pelatihan, pengusaha muda, pengetahuan,

Citations

0
Maximizing productivity, harnessing the power of portable gadgets for SMTE business communication in Eastern Cape peri-urban areas DOI Open Access
Bukelwa Mbinda

International Journal of Business Ecosystem and Strategy (2687-2293), Journal Year: 2024, Volume and Issue: 6(2), P. 61 - 74

Published: June 5, 2024

This study examines attitudes towards the use of portable devices for Information and Communication Technology (ICT) adoption in Small Medium-sized Tourism Enterprises (SMTEs) peri-urban areas South African Eastern Cape province. A comprehensive examination gadgets business ICT their impact on SMTEs was performed using a non-probability purposive sampling technique to select eight SMTEs, with quantitative methodology approach adopted, structured questionnaire an in-depth interview. Data captured from interview sessions were deductively coded aid software (NVivo version 12), transcribed data divided into different meaningful codes this process; developed based difference, similarities, meanings that emerged. The findings suggest positive attitude digital device technology tourism sector areas. Smartphones found play crucial role as essential tools, particularly favored rural settings, while laptops indicated valued portability, serving indispensable tools daily activities, tablets hold less significance. results highlight participant reliance smartphones operations critical, since these streamline numerous tasks, improve convenience, enable seamless connectivity mobile. hospitality sectors appears be limited. finding’s additionally participants are heavily reliant routine due portability convenience. Desktop computers were, furthermore, primarily used backup systems, indicating diverse, gadget usage pattern among participants.

Language: Английский

Citations

0