Perceived quality in Fintech services: expanding UTAUT2 and the Delone and McLean Information System Success Models
Ahmed Chand,
No information about this author
Dunnan Liu,
No information about this author
Muhammad Zulfiqar
No information about this author
et al.
Business Process Management Journal,
Journal Year:
2025,
Volume and Issue:
unknown
Published: March 17, 2025
Purpose
With
1.7bn
people
globally
excluded
from
essential
financial
services,
universal
inclusion
remains
a
critical
challenge,
impeding
progress
toward
Sustainable
Development
Goal
8
on
inclusive
growth.
Despite
advances,
Fintech’s
potential
is
underutilized,
particularly
for
small
businesses
in
Pakistan’s
informal
sector
that
struggle
to
access
formal
services.
This
study
investigates
how
Fintech
solutions
can
help
overcome
these
barriers,
aiming
promote
and
support
sustainable
economic
growth
underserved
sectors.
Design/methodology/approach
The
employs
deductive
approach,
collecting
data
through
questionnaires
389
respondents
utilizing
partial
least
squares-structural
equation
modeling
empirically
evaluate
the
proposed
model.
Findings
finds
performance
expectancy,
effort
perceived
trust,
price
value
interface
design
quality
positively
influence
behavioral
intention
use
Fintech.
Effort
expectancy
also
impact
actual
of
Behavioral
intentions
mediate
relationship
between
variables
use.
moderating
effects
information
quality,
service
system
are
significant.
intention’s
adoption
strongest
at
high
levels,
significant
or
moderate
only
levels.
Originality/value
integrates
“UTAUT2
Delone
McLean
IS
Success
Models”
propose
novel
research
framework,
contributing
debate
two
ways.
It
introduces
an
unknown
dimension,
namely
quality.
unveils
previously
unexplored
(information
quality)
as
variable
moderates
Language: Английский
Impact of FinTech and technological innovation on African stock returns: fresh insights from crisis
Journal of financial reporting & accounting,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 21, 2025
Purpose
The
purpose
of
this
study
is
to
evaluate
how
financial
technology
(FinTech)
affected
the
landscape
African
markets
in
recent
crisis.
Existing
literature
highlights
growing
interplay
between
FinTech,
technological
innovation
(NEX)
and
stock
market
performance,
particularly
during
periods
global
uncertainty.
Design/methodology/approach
current
empirically
scrutinizes
volatility
spillover
connectedness
among
returns
from
May
1,
2019,
February
14,
2024
using
approach
(TVP-VAR)
model.
authors
specifically
focus
on
critical
events
such
as
COVID-19
pandemic
Russia–Ukraine
conflict
analyze
interconnectedness
these
variables.
Findings
findings
show
a
strong
connectivity
index
conflict.
demonstrates
Egypt
Exchange
(EGY),
Kenya
(KEY),
Tanzania
(TAZ),
Johannesburg
Stock
(SA)
are
largest
transmitters
spillovers
pandemic,
while
Nigeria
(NAG),
Morocco
(MOR)
Tunisia
(TUN)
biggest
receivers
shocks.
This
equally
observes
that
(TUN),
(NAG)
FinTech
transitioned
being
net
recipients
Egyptian
(EGY)
changed
Originality/value
By
investigating
impact
effects
returns,
crises,
provides
further
insights
into
factors
influence
resilience
face
shock
disruptions.
has
significant
implications
for
investors,
industry
leaders
policymakers
developing
an
efficient
investment
diversification
strategy.
Language: Английский
Fintech as a catalyst for sustainable development: a bibliographic review of drivers, technologies, econometrics and regional insights
Ying Huang
No information about this author
Journal of Accounting Literature,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 25, 2025
Language: Английский
An Evaluation of Technology’s Effect on Drivers of Investor’s Preferences for the Debt and Equity
Published: Aug. 1, 2024
The
geographic
landscape
of
investments
has
shifted
dramatically
due
to
the
rise
financial
technology,
or
FinTech,
which
affected
investor
preferences
and
decision-making
processes
for
both
debt
equity
investments.
This
study
aims
evaluate
impact
technology
innovations,
such
as
apps
online
platforms,
on
investors'
securities.
used
a
quantitative
research
methodology
that
encompasses
statistical
analysis
questionnaires
examine
FinTech
services
risk
perception,
return
expectations,
mindfulness,
accessibility
investment
options.
findings
show
there
is
favourable
perception
use
platforms
software/platforms
investigating
understanding
opportunities,
particularly
about
Language: Английский
Emerging Technology, Environment and Social Justice- A Sustainable Approach
Published: Aug. 1, 2024
The
modern
business
environment
is
dynamic
and
evolving
swiftly,
bringing
new
challenges
possibilities
to
the
area
of
management.
Achieving
sustainable
growth
being
competitive
in
face
globalisation,
technological
breakthroughs,
shifting
customer
preferences,
regulatory
landscapes
requires
organisations
constantly
innovate
adapt.
According
this
framework,
understandings,
models,
solutions
for
complex
issues
that
businesses
worldwide
confront
are
provided
by
management
research.
"Emerging
Technology,
Environment
Social
Justice-
A
Sustainable
Approach"
an
edited
volume
brings
together
a
wide
range
scholarly
contributions
from
practitioners
specialists
field
with
goal
advancing
theory
practice
via
continuing
discussion.In
our
view,
book
will
be
invaluable
tool
academics,
learners,
professionals
anybody
else
who
wants
learn
more
about
complexities
dynamics
Our
stimulate
creativity,
teamwork,
ongoing
development
sharing
results
advanced
studies
encouraging
multidisciplinary
conversation.
Language: Английский