Advances in finance, accounting, and economics book series,
Journal Year:
2023,
Volume and Issue:
unknown, P. 178 - 192
Published: Dec. 29, 2023
The
study
examined
the
role
of
eco-innovation
on
adoption
digital
currency.
This
adopted
cross
sectional
survey
in
obtaining
data.
population
comprises
infinite,
and
total
sample
530
was
obtained.
multiple
hierarchical
regression
used.
It
revealed
from
that
economical
factor
social
factors
have
negative
but
significant
effect,
while
environmental
has
insignificant
effect
currency
Nigeria.
More
so,
positive
Government
regulatory
authorities
should
ensure
economic
stability
through
accessibility
infrastructure,
reduction
income
disparity
etcetera;
enhance
targeted
education,
cultural
sensitivity,
security
threat,
among
others,
encourage
stewardship.
Thus,
government
improve
technological
increase
awareness
currency,
provide
assurance
others.
Brazilian Journal of Political Economy,
Journal Year:
2023,
Volume and Issue:
44(1), P. 189 - 209
Published: Dec. 18, 2023
ABSTRACT
The
objective
of
this
article
is
to
analyze
the
two
most
important
monetary
laws
that
have
been
implemented
in
El
Salvador,
namely
Monetary
Integration
Law
(MIL)
and
Bitcoin
Law.
articles
both
will
be
analyzed,
as
well
consequences
dollarization,
possible
advantages
risks
associated
with
adoption
legal
tender.
Although
measure
may
some
positive
aspects
by
encouraging
financial
innovation
facilitating
remittances,
macroeconomic
risk
very
high
due
volatility
cryptocurrency.
So
far
no
results
achieved
acceptance
has
low
there
a
depreciation
asset
recent
months.
International Journal of Management Technology and Social Sciences,
Journal Year:
2024,
Volume and Issue:
unknown, P. 156 - 172
Published: May 30, 2024
Purpose:
A
central
bank
Digital
currency
or
rupee
e-Rupee
is
a
legal
tender
digital
form
backed
by
sovereign
attributed
to
Nobel
laureate
James
Tobin
economist
In
the
year
1980,
more
than
105
countries
were
exploring
CBDC
among
50
in
advance
phase
of
(as
per
NASCUS
tracker)
create
an
environment
for
cashless
economy
with
Government
owned
Blockchain
Distributed
ledge
Technology
(DLT)
along
Conventional
centrally
controlled
database
structure
Public
infrastructure
India
Stack
technology-driven
and
5G
revolution
innovation
close
gaps
Financial
financial
inclusion,
RBI
has
made
provision
framework
ACT
1934,
Banking
Regulation
Act
1949,
Finance
Act,
2022,
The
coinage
Act,2011,
FEMA
1999,
Information
2000
Payment
Settlement
Act,2007
expand
access
services
blockchain
technology
$1.1
trillion
impact
on
Indian
GDP.
created
Retail
transaction
P2P,
P2M
wholesale
transactions
secondary
market
including
commercial
papers,
corporate
bonds,
deposit
certificates.
contrast,
retail
stood
at
2.73
cores
1329.
tokenization
global
illiquid
assets
estimated
be$16
trillion-business
opportunity
2030
(BCG
analysis)
payment
system
token-based
account-based
sustainable
prosperities
Five
C
‘s
FI
approach
wide
range
Inclusion
achieve
Sustainability
Development
Goals.
Methodology:
research
draws
upon
data
from
publications
such
as
journals,
magazines,
websites,
periodicals,
addition
review
previous
conceptual
empirical
studies
assess
paper's
objectives.
Result/Analysis:
implementation
RBI's
substantial
reaching
SDGs.
It
increases
prospects
FinTech
entrepreneurs
while
lowering
operational
expenses
compared
traditional
money
systems.
Originality/Value:
study’s
significant
contribution
5
C's
Approach
towards
CBDC.
Social
Implications:
article
will
insight
into
Inclusion.
Type
Research:
Descriptive
Analysis.
Journal of Infrastructure Policy and Development,
Journal Year:
2024,
Volume and Issue:
8(8), P. 5870 - 5870
Published: Aug. 12, 2024
Digital
currencies
are
impacting
the
financial
lives
of
people
and
countries
around
world;
particularly
developing
see
retail
Central
Bank
Currencies
(CBDCs)
as
an
opportunity
to
increase
inclusion
introduce
new
monetary
policy
implementation
mechanisms.
The
decision
launch
a
digital
currency
mainly
depends
upon
goals
objectives
being
set
by
any
respective
country.
help
implement
more
effectively
achieve
system
stability.
Kazakhstan
is
leading
economy
in
Commonwealth
Independent
States
region;
payments
market
changing
rapidly
Kazakhstan,
driven
fintech
innovations
public
investments
payment
technologies.
In
this
article,
we
thoroughly
discussed
how
launching
“Digital
Tenge”
promoting
strengthening
regulations
across
Kazakhstan.
We
took
case
because
it’s
first
country
from
Asia
which
initiative
currency,
National
has
already
announced
that
would
be
completed
end
2025.
CBDC
expand
range
services
available
nation.
Having
direct
authority
over
will
empower
adopt
efficient
policy,
exerting
influence
interest
rates,
money
supply,
general
economic
Furthermore,
providing
marginalized
communities,
Tenge
also
solve
difficulties
article
provides
possible
routes
for
governments
regulators
about
adopting
CBDCs
strengthen
regulations.
International Journal For Multidisciplinary Research,
Journal Year:
2024,
Volume and Issue:
6(2)
Published: March 6, 2024
The
evolution
of
money
from
traditional
physical
cash
to
Digital
Currency
marks
a
significant
paradigm
shift
in
the
global
financial
landscape.
This
conceptual
paper
provides
an
overview
emerging
form
central
bank
known
as
Central
Bank
(CBDC)
and
its
progression
amidst
digitalization
era.
It
discusses
transition
CBDC,
exploring
advancements
initiatives.
Drawing
upon
existing
literature,
it
comprehensively
addresses
CBDC's
forms,
features,
types,
motivations,
implications.
Specifically,
emphasizes
practical
application
CBDC
through
pilot
projects
India,
highlighting
interoperability
Unified
Payments
Interface
(UPI)
with
step
towards
adoption
by
Reserve
India
(RBI).
study
contributes
literature
necessity
for
further
research
understand
complexities
implications
adoption,
crucial
widespread
acceptance.
underscores
imperative
need
additional
exploration
fully
ramifications
particularly
within
Indian
context
beyond.
Metamorphosis,
Journal Year:
2024,
Volume and Issue:
unknown
Published: Nov. 14, 2024
The
rise
of
Central
Bank
Digital
Currency
(CBDC)
is
a
crucial
development
in
the
evolution
financial
systems.
purpose
this
study
was
to
investigate
Gen-Z’s
behavioural
intention
adopt
CBDC
northern
India,
using
Unified
Theory
Acceptance
and
Use
Technology
(UTAUT).
specifically
examined
roles
perceived
trust,
performance
expectancy,
effort
expectancy
as
mediators
relationships
between
security,
social
influence,
attitude.
data
collected
from
258
Gen-Z
digital
payment
users
part
India
with
help
well-structured
survey
questionnaire,
convenience
snowball
sampling
techniques.
In
addition,
analysis
conducted
statistical
tools
such
SmartPLS
4.0
SPSS.
results
show
that
despite
non-significant
negative
influence
on
attitude,
overall
positive
attitude
use
established.
theoretical
implications
emphasize
contribution
FinTech
adoption
literature,
particularly
context
among
Gen-Z.
Moreover,
recommends
refining
frameworks
accommodate
evolving
landscape.
This
also
suggests
tailored
strategies
for
policymakers,
institutions,
businesses
align
preferences,
fostering
acceptance.
A
few
limitations,
including
focus
specific
age
group
potential
selection
bias,
should
be
considered
when
interpreting
results.
WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS,
Journal Year:
2024,
Volume and Issue:
21, P. 1200 - 1216
Published: May 17, 2024
Through
this
research,
we
will
be
analyzing
the
Effect
of
RegTech
on
Compliance
Costs
and
Risk
Management
in
Banking
Sector,
mainly
with
eye
people
administrative
roles
Saudi
Banks,
a
total
232.
A
new
technological
trend
is
reshaping
financial
industry,
RegTech,
marked
by
various
advanced
processes
automation.
The
main
findings
show
that
significantly
reduces
compliance
costs,
confirming
its
cost-saving
potential.
Therefore,
Employee
perceptions
are
critical
to
integrating
adopting
within
business
operations.
In
addition,
improves
risk
management
systems
more
accessible
procedures
better
internal
controls.
This
proves
RegTech’s
ability
improve
banking
strengthen
system.
Proportional
organizational
support,
tool
investments,
diversity
interactions
moderated,
operational
efficiency
enhanced.
research
contributes
profound
knowledge
implication
sector,
which
facilitates
transformation
through
renewed
practices
industry
alongside
efficiency.
Cankiri Karatekin Universitesi Iktisadi ve Idari Bilimler Fakultesi Dergisi,
Journal Year:
2024,
Volume and Issue:
unknown
Published: July 22, 2024
Paranın
elektronik
biçimlerinin
gelişmesiyle
irlikte
fiziksel
paranın
sistem
içerisindeki
zayıflayan
rolü,
yazılım
tabanlı
dijital
paraların
ortaya
çıkmasıyla
birlikte
daha
da
gerilemeye
başlamıştır.
Ulusal
ve
uluslararası
para
sisteminde
giderek
yaygınlaşması,
bu
alanda
önemli
bir
paradigma
değişimine
yol
açmıştır.
Ancak,
günümüzün
hızla
gelişen
teknolojik
ortamında
paralara
ilişkin
farkındalığın
yetersiz
olması,
sorun
olarak
karşımızda
durmaktadır.
Bu
araştırmada
üniversite
öğrencilerinin
“CBDC’ler”
“kripto
paralar”
konusundaki
bilgi
algılarının
düzeyi
beklentileri
inceleme
konusu
yapılmıştır.
bağlamda
Sivas
Cumhuriyet
Üniversitesi
İktisadi
İdari
Bilimler
Fakültesinde
öğrenim
gören
362
öğrenciden
anket
yöntemiyle
veri
toplanmıştır.
Çalışmadan
elde
edilen
bulgulara
göre,
paralar
sırasıyla,
sağladıkları
kolaylıklar,
düşük
işlem
maliyetleri,
anonimlik
güvenilirlik
boyutlarıyla
ele
alınmaktadırlar.
Söz
benimsenmesi
kullanılmasında,
sorunların
güven
eksikliğinin
engelleyici
faktörler
işlev
gördüğü
anlaşılmaktadır.
Özellikle
kripto
bağlamında
yeterince
bilinmeyen
teknolojinin,
değerlerindeki
aşırı
değişkenliklerin
siber
hırsızlık
konularının
mesafeli
yaklaşıma
sebebiyet
verdiği
görülmektedir.
Management Decision,
Journal Year:
2024,
Volume and Issue:
unknown
Published: Dec. 9, 2024
Purpose
This
study
aimed
to
analyse
user
experiences
and
perceptions
of
eRupee
banking
applications
in
India,
focussing
on
understanding
the
key
factors
driving
satisfaction
dissatisfaction.
Design/methodology/approach
A
comprehensive
text-mining
approach
was
employed
5,176
reviews
collected
from
Google
Play
Store.
Sentiment
analysis
latent
Dirichlet
allocation
(LDA)
were
used
classify
uncover
prevailing
themes.
Findings
The
revealed
that
positive
highlighted
themes
usefulness,
convenience,
satisfaction,
app
attributes,
ease
use.
Negative
emphasise
issues
related
lack
trust,
faulty
updates,
unreliability,
security
concerns,
inadequate
customer
support.
Logistic
Regression
model
demonstrated
superior
performance
predicting
sentiments,
achieving
an
AUC
0.7926
accuracy
rate
77.90%.
Research
limitations/implications
limited
a
single-platform
source.
Future
research
could
incorporate
data
multiple
online
sources
employ
qualitative
methods
gain
deeper
insight.
Additionally,
longitudinal
studies
cross-cultural
analyses
are
recommended
capture
evolving
sentiments
global
perspectives.
Practical
implications
findings
provide
actionable
insights
for
bank
managers,
developers
policymakers
enhance
by
addressing
identified
leveraging
aspects
improve
overall
experience
satisfaction.
Originality/value
makes
novel
contribution
literature
digital
currency
advanced
techniques
using
machine-learning
models
feedback
context
emerging
economy.
proposed
conceptual
practical
recommendations
serve
as
foundation
future
development
financial
services.
