Role of Embedded Finance in Increasing Financial Inclusion DOI
Peterson K Ozili

SSRN Electronic Journal, Journal Year: 2023, Volume and Issue: unknown

Published: Jan. 1, 2023

This chapter examines the role of embedded finance in increasing financial inclusion. The author shows that increases inclusion by changing way banked adults, unbanked adults and SMEs interact with services. Embedded provides greater access to for underserved businesses generates revenue service providers banks, thereby presenting a win-win opportunity both users

Language: Английский

Determinants of Financial Inclusion in Nigeria: The Monetary Policy and Banking Sector Factors DOI
Peterson K Ozili

SSRN Electronic Journal, Journal Year: 2024, Volume and Issue: unknown

Published: Jan. 1, 2024

Language: Английский

Citations

0
An impact analysis of global governance and economic indicators in shaping bank lending in India DOI
Imran Khan, Mohammed Anam Akhtar

Benchmarking An International Journal, Journal Year: 2024, Volume and Issue: unknown

Published: Nov. 14, 2024

Purpose The objective of the research is to examine impact global governance and macroeconomic indicators on lending capacity banks in India. Design/methodology/approach Employing a comprehensive time series dataset spanning from 1996 2022, we utilize Nonlinear Autoregressive Distributed Lag model approach investigate short-run long-run government policy (GP) effectiveness, interest rates remittance inflows (RI) Findings findings study indicate that have statistically insignificant short term. However, long run, an increase rate leads decrease capacity, whereas has non-significant impact. On other hand, effectiveness GPs affects both short-term long-term capacity. In positive or negative changes GP lead decline Whereas shock increases while decreases it. Lastly, RI indicated no significant banks. Conversely, change enhances reduces it, with more pronounced effect. Originality/value novelty lies fact it pioneering utilizes financial institutions Moreover, adopts non-linear relationship between chosen variables, which enables understanding shocks dependent variable run. examination sheds light achievement Sustainable Development Goal 8.10, related inclusion major concern for large developing nation like

Language: Английский

Citations

0
Does financial inclusion and financial openness matter for capital market development? Evidence from a panel ARDL-PMG approach DOI

Noah Keya Otinga,

Pat Obi,

Freshia Waweru

et al.

Journal of Financial Economic Policy, Journal Year: 2024, Volume and Issue: unknown

Published: Nov. 18, 2024

Purpose This study aims to examine the effect of financial inclusion (FI) and openness (FO) on development capital markets in Africa. Design/methodology/approach The uses data from 34 countries over 18 years (2004–2021) adopts panel autoregressive distributed lag pooled mean group approach, with economic growth, trade openness, government expenditure institutional quality as control variables. Findings analysis reveals that both FI FO contribute long-term across all income levels within sampled countries. interaction between enhances market (CMD) long run. finding indicates particularly economies comparatively lower FI. Practical implications findings this research underscore importance for policymakers professionals adopt guidelines regulations promote openness. Such measures can bolster strong systems by improving access formal sector, contributing growth markets. Originality/value is robust use a multidimensional CMD index. It one pioneering studies explore relationship FO, how influences CMD.

Language: Английский

Citations

0
Role of Embedded Finance in Increasing Financial Inclusion DOI
Peterson K Ozili

Advances in human and social aspects of technology book series, Journal Year: 2023, Volume and Issue: unknown, P. 257 - 274

Published: Nov. 9, 2023

The chapter examines the role of embedded finance in increasing financial inclusion. author shows that increases inclusion by changing way banked adults, unbanked and SMEs interact with services. Embedded also provides greater access to for underserved adults businesses generates revenue service providers banks, thereby presenting a win-win opportunity both users

Language: Английский

Citations

1
Role of Embedded Finance in Increasing Financial Inclusion DOI
Peterson K Ozili

SSRN Electronic Journal, Journal Year: 2023, Volume and Issue: unknown

Published: Jan. 1, 2023

This chapter examines the role of embedded finance in increasing financial inclusion. The author shows that increases inclusion by changing way banked adults, unbanked adults and SMEs interact with services. Embedded provides greater access to for underserved businesses generates revenue service providers banks, thereby presenting a win-win opportunity both users

Language: Английский

Citations

0