Factors affecting cryptocurrency adoption in digital business transactions: The mediating role of customer satisfaction

Technology in Society, Journal Year: 2022, Volume and Issue: 70, P. 102059 - 102059

Published: July 3, 2022

This empirical study examines the factors influencing adoption (AD) of cryptocurrencies in Malaysia's digital market. It is assumed that would continue to increase. The role dependent variables social influence (SI), transparency (TR), price value (PV), traceability (TRA), and attitude (AT) was examined identify customer satisfaction as a mediator variable for cryptocurrency adoption. Random sampling used ensure research objectives were adequately examined. A total 295 respondents answered survey questions intended users Malaysia. Data analyzed using partial least squares structural equation modelling (PLS-LSM). findings revealed SI, PV, TRA, AT all impactful terms AD (dependent variable) through mediation However, TR negatively impacts Future researchers other regions industries may be able reproduce these use similar constructs add present body knowledge. adds small literature on Bitcoin money. These can assist understanding identifying its primary influences Malaysian

Language: Английский

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Knowledge Discovery on Cryptocurrency Exchange Rate Prediction Using Machine Learning Pipelines

Sensors, Journal Year: 2022, Volume and Issue: 22(5), P. 1740 - 1740

Published: Feb. 23, 2022

The popularity of cryptocurrency in recent years has gained a lot attention among researchers and academic working areas. uncontrollable untraceable nature offers attractions to the people this domain. financial market is non-linear disordered, which makes prediction exchange rates challenging difficult task. Predicting price based on previous inflations research. Various machine learning algorithms have been applied predict digital coins' rate, but study, we present rate applying XGBoost algorithm blockchain framework for security transparency proposed system. In system, data mining techniques are qualified analysis. XGBoost, performs highest output, after accuracy measurement performance. process designed by using various filters coefficient weights. cross-validation method was phase training improve performance

Language: Английский

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Investment in cryptocurrencies: a study of its adoption among Malaysian investors

Journal of Decision System, Journal Year: 2022, Volume and Issue: 32(4), P. 732 - 760

Published: Sept. 19, 2022

Given Malaysia's stance on cryptocurrencies as a digitalisation pioneer, well the surge in crime and fraud, regulators organisations are concerned about retail investors' intentions to invest cryptocurrency. The research model integrates diffusion of innovation theory factors (compatibility, relative advantage, trialability, ease use, observability) with consumer behaviour focused perceptions (perceived risk perceived value). A total 304 responses were collected through purposive respondent-driven sampling. data was examined using SmartPLS Structural Equation Modelling (PLS-SEM). findings show that compatibility, observability, value have significant influences intention Meanwhile, influence advantage cryptocurrency is not supported. This vital for analysing underlying motivations Malaysian investors further formulating regulatory framework.

Language: Английский

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The Drivers of the Behavioral Adoption Intention of BITCOIN Payment from the Perspective of Chinese Citizens

Security and Communication Networks, Journal Year: 2022, Volume and Issue: 2022, P. 1 - 17

Published: May 2, 2022

The bitcoin payment innovation has gained wider interest around the world, but its adoption among general population been a challenge. Bitcoin as peer-to-peer technology works with no central authority or banks, and transaction management issuing of is carried out collectively by network. One major debate on development diffusion critical matter nongovernment intervention through adequate policy regulatory framework thus hinders people’s active participation (acceptance) in market. Consequently, this study purposed to examine role government regulations (moderating impact) can have driving acceptance from Chinese perspective. UTAUT was used theoretical basis which model developed for testing. structural equation (SEM) use SmartPLS employed undertake analysis. results demonstrated that regulation moderates (significant) influence both performance expectancy infrastructure support behavioral payment. However, contrary expectations not significant moderating effort (EE) security payments. Additionally, discovered expectancy, security, EE, were encouraging adoption. practical implications these findings systems are dissected meticulously.

Language: Английский

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A systematic literature review on payment methods in hospitality and tourism

Information Technology & Tourism, Journal Year: 2025, Volume and Issue: unknown

Published: Jan. 8, 2025

Abstract Payment methods have been undergoing a series of developments and changes in recent years due to technological innovations, policy support, epidemics. This literature review comprehensively examines 265 articles on payment over the past decade from various perspectives (consumer, technology, merchant, meso-macro, etc.), focusing research within hospitality tourism sector. Our indicates that while field is less extensive than other domains, it covers wide range topics. The most prevalent scenarios for include restaurants, hotels, transportation, medical tourism, sustainability methods. Among these, mobile payments are extensively explored, digital currencies (including cryptocurrencies Central Bank Digital Currency) poised be next innovation Although biometric received attention, growing habit using biometrics (fingerprints, face recognition) unlock personal devices helping promote this method. Additionally, study identifies areas future focus direction scholars providing both theoretical practical contributions.

Language: Английский

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Empowering the adoption of blockchain‐based cryptocurrency as a payment method: A user‐friendly educational approach

IET Blockchain, Journal Year: 2025, Volume and Issue: 5(1)

Published: Jan. 1, 2025

Abstract Organizations are adopting technological innovations to transform payment systems due challenges with traditional methods, such as slow speed and high fees. These have prompted a shift towards blockchain‐based cryptocurrencies. However, cryptocurrency adoption for payments remains limited, especially in Saudi Arabia. This study adapts the technology acceptance model explore through method Arabia (BCAP‐SA) model. Factors within assessed using an experimental vignette‐task methodology surveys. A key component is educational package, offering comprehensive materials explain blockchain technology. The findings confirm reliability of Most factors statistically significant influencing users’ intention use cryptocurrency. finds that perceived ease use, usefulness, trust significantly impact participants’ intentions. Additionally, low transaction fees age most influential on model's core constructs. Statistical analysis indicates decentralization anonymity were insignificant thus excluded from revised BCAP‐SA highlight potential enhance study's insights can guide strategies promote wider usage region.

Language: Английский

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Investigating factors affecting Bitcoin adoption using the technology acceptance model in Iraq

foresight, Journal Year: 2025, Volume and Issue: unknown

Published: March 6, 2025

Purpose The purpose of this study is to determine the factors affecting adoption use Bitcoin by members Iraqi society. Design/methodology/approach deductive approach was used based on technology acceptance model (TAM). data were collected an electronic questionnaire that prepared several previous studies, obtaining 527 responses. Structural equation modeling SmartPLS software analyze and test hypotheses. Findings This reached a set results, most important which each compatibility, security perceived trust affects contracts TAM (behavioral intention, ease use, usefulness) except effect behavioral intention. Research limitations/implications focused identifying opinions respondents from general community not limited specific segment. On other hand, despite demographic characteristics respondents, did impact these intention digital currency. Practical implications expected help financial institutions in understand future behavior toward dealing with make decisions regarding how direct policy country; addition, it will also contribute educating citizens countries about risks related Originality/value survey studies revealed significant decrease individuals Arab societies Iraq particular, forming spatial gap. results are improve members’ dealings currency their perceptions trust, compatibility. assisting monetary policymakers when

Language: Английский

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Unrestrained buying behavior in the metaverse: exploring the moderating role of technostress and self-control

Spanish Journal of Marketing - ESIC, Journal Year: 2025, Volume and Issue: unknown

Published: March 7, 2025

Purpose The metaverse is reshaping the fashion industry, offering new insights into innovation diffusion. This study aims to examine how perceived characteristics influence unrestrained buying behavior, using flow as a mediator. By integrating diffusion and theory, it explores technostress self-control moderate impact of on flow. Design/methodology/approach A cross-sectional, quantitative was conducted multistage sampling purchase behavior. Data from 457 Asian consumers were collected via surveys analyzed SPSS 22.0, AMOS V.24 MACRO PROCESS. Findings indicates that although website’s increase user encourage weaken relationship between users perceive (in terms its benefits like relative advantage compatibility) their ability experience However, when comes complexity, both do not significantly complexity Practical implications reveals consumers’ views industry. It helps marketers advertisers understand metaverse’s behavior growing importance for sector. Originality/value offers framework understanding adoption technology transforming adds literature by assessing attributes purchasing in virtual worlds.

Language: Английский

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Learning process challenges and outcomes in the fintech domain

International Journal of Bank Marketing, Journal Year: 2025, Volume and Issue: unknown

Published: March 24, 2025

Purpose Despite widespread interest in fintech product investment, financial literature lacks the operationalization of scientific attributes products. Additionally, dual processing theory has been overlooked by marketing scholars domain. The purpose this research is to introduce a new “Financial and Technology” framework inspired using cryptocurrency case. Design/methodology/approach Given limited scholarship focusing on science literacy investment scenarios, prior main study data collection, pretest involving discussion with industrial academic experts was undertaken appreciate context. In addition, survey 213 college students at university southwest United States undertaken. involved two extensive surveys 543 from same Study 1 782 Mturk members public 2. Findings combines influence (i.e. interest, knowledge insights into blockchain technology [BCT]) profitability perceived security) individuals’ intention (CII). results across different populations highlight importance both learning anticipation rewards predicting behavior. also indicate literacy’s progressive invest populations. More specifically, uncover an interesting contradiction: advanced understanding underlying technologies hampers younger generation’s CII. However, among public, novelty plays most critical role intention. Research limitations/implications first contribution concerns proposition “Fin + Tech” incorporating reward security within context behavioral second levels BCT – namely, insights. These three constructs represent status call for more attention prerequisites. third paper finds that population features behavior outcomes. Concerning limitations study, cross-sectional use are weaknesses, as they affect generalizability. Originality/value Our findings high-end itself purchase, so practitioners may have target those lower professional or understanding. conventional wisdom which holds deepened technological mechanisms would increase behaviors does not hold our generation. This raises question how marketers can best communicate their desired audiences (e.g. detailed introductions should be). Almost all cryptocurrencies introduced very vague, complicated, terminologies. practice seems be emphasizing increased potential value returns while keeping communication substantially simpler transparent.

Language: Английский

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The impact of perceived benefits on cryptocurrency adoption among business travelers: Evidence from MICE tourists in Thailand

Social Sciences & Humanities Open, Journal Year: 2025, Volume and Issue: 11, P. 101377 - 101377

Published: Jan. 1, 2025

Language: Английский

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