Towards inclusive green growth in China: Synergistic roles and mechanisms of new infrastructure construction

Journal of Environmental Management, Journal Year: 2024, Volume and Issue: 353, P. 120281 - 120281

Published: Feb. 1, 2024

Language: Английский

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Green Finance and Fintech Adoption Services among Croatian Online Users: How Digital Transformation and Digital Awareness Increase Banking Sustainability

Economies, Journal Year: 2024, Volume and Issue: 12(3), P. 54 - 54

Published: Feb. 22, 2024

This study delves into the dynamic interplay between green finance, Fintech adoption, digital awareness, and transformation in Croatian banking industry. Amidst emerging trend of sustainable practices technological advancements, this research aims to examine influence finance on adoption sustainability. Employing a quantitative design, gathered data through survey questionnaire 304 participants, comprising customers employees various banks Croatia. The respondents’ insights were analyzed using IBM SPSS for demographic analysis SmartPLS structural equation modeling (SEM). results reveal significant impact awareness. Additionally, awareness significantly influenced adoption. However, direct effect was not significant. also confirmed sustainability identified mediating role contributes novel relationship initiatives trends. It underscores need increased integration principles sector. These findings offer practical implications Croatia, suggesting strategic focus programs, leveraging enhanced customer experience, fostering collaboration conducive environment.

Language: Английский

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Financial inclusion and sustainable development: A review and research agenda

Journal of Financial Services Marketing, Journal Year: 2024, Volume and Issue: 29(4), P. 1345 - 1364

Published: Feb. 14, 2024

Language: Английский

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Exploring AI's Impact on Fintech and Financial Inclusion

Advances in finance, accounting, and economics book series, Journal Year: 2025, Volume and Issue: unknown, P. 133 - 152

Published: Jan. 8, 2025

This paper investigates how fintech and AI are interacting, especially in terms of improving financial inclusion. Examining elements such as effort expectancy, performance social influence, digital literacy, transformation sentiment analysis, behavioral intention, perceived risk, it explores the intricate relationship between AI, Fintech, inclusivity. We examine impact these factors on adoption intentions risk using a combination approaches, including surveys interviews. The study employs statistical techniques analysis algorithms regression broad sample size 212 people. results highlight importance like influence expectation, underscoring need for customized interventions to successfully promote adoption.

Language: Английский

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Building Digital Competency for Financial Inclusion

Advances in public policy and administration (APPA) book series, Journal Year: 2025, Volume and Issue: unknown, P. 309 - 328

Published: Jan. 24, 2025

The rapid development of financial technology, or Fintech, has changed the delivery modes services and ensured greater access to finance for underserved unserved. In this context, inclusion is a transformative agenda in bridging gap between income disparities through accessible affordable solutions. This chapter develops critical juncture digital competence with Fintech by providing analysis how contactless payment identification distributed ledger technology promotes public service. Discourses on new products, innovation, involving together an overview key skills competencies from officials that go effective implementation process using these technologies are put discussion. It creates actionable knowledge about integrating into service frameworks toward inclusive vision everyone will benefit future.

Language: Английский

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The impact of digital finance on business environment: mediating role of industrial structural upgrading and moderating role of digital infrastructure

Finance research letters, Journal Year: 2024, Volume and Issue: 67, P. 105775 - 105775

Published: Sept. 1, 2024

Language: Английский

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The Effect of Financial Digital Transformation on Financial Performance: The Intermediary Effect of Information Symmetry and Operating Costs

Sustainability, Journal Year: 2023, Volume and Issue: 15(6), P. 5059 - 5059

Published: March 13, 2023

The ability of A-share listed companies to adhere the digital economy and achieve long-term corporate benefits amidst an uncertain external environment through financial transformation remains a crucial concern for entrepreneurs scholars. objective this study was scrutinize effect on performance among 2566 China’s in hopes providing informative recommendations businesses that are currently undertaking or planning undertake transformation. To investigate mechanism by which influenced transformation, panel data regression model utilized. findings suggest that, first foremost, significantly boosts companies, enhancement is sustainable over time. For every 1% growth improves 1.1%. Corporate projected improve 29.8% during next three years. Secondly, information symmetry operational expenses function as intermediaries process affects firm performance. increase level firms grows 15.1%, while cost rate declines 0.8%. Thirdly, disclosure operating costs play chained intermediary role. Every reduces 2.3%. Fourthly, comparison enterprises eastern provinces, located central western provinces better positioned their

Language: Английский

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Modelling Digital Transformation Within the Financial Sector

Information Resources Management Journal, Journal Year: 2023, Volume and Issue: 36(1), P. 1 - 20

Published: March 24, 2023

Digital transformation is a socioeconomic change across organizations, individuals, societies, and ecosystems formed by the utilization adoption of digital technologies. This study modeled factors that drive degree in financial services sector South Africa. Data from 350 participants was terms seven factors: organizational IT application portfolios; culture; structure; dynamic capabilities; leadership; employee roles skills; ethics. The analysis showed culture predicted 81.7% transformation.

Language: Английский

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Impact of digital transformation on financial stability in emerging markets: evidence from Ethiopia

Discover Sustainability, Journal Year: 2024, Volume and Issue: 5(1)

Published: Oct. 7, 2024

This insightful study delves into the intricate relationship between key digital finance adoption indicators and stability of banking sector in Ethiopia, an emerging economy undergoing rapid digitalization. Covering annual data from 1991 to 2022 utilizing autoregressive distributed lag (ARDL) approach alongside Fully Modified Ordinary Least Squares (FMOLS) Dynamic (DOLS) techniques, researchers uncover thought-provoking findings that challenge conventional wisdom. Contrary expectations a positive long-term association, analysis reveals statistically significant negative both internet usage mobile phone subscriptions Ethiopia's system's financial stability. robust result, validated through rigorous robustness checks, suggests breakneck pace transformation may outpace development regulatory frameworks risk management practices, ultimately undermining overall sector. Interestingly, short-term presents more nuanced picture, with exhibiting stabilizing effect immediate aftermath. intriguing dichotomy highlights complex evolving dynamics at play, where challenges integrating traditional infrastructure persistence informal activities potentially offset benefits enhanced inclusion transaction efficiency. These carry crucial implications for policymakers industry stakeholders navigating revolution. Policy emphasize need frameworks, cyber security measures, improved literacy. The underscore importance economies, advocating continuous adaptation policies address landscape technology. Continued inquiry can better guide foster while safeguarding stability, especially rapidly developing regions like sub-Saharan Africa.

Language: Английский

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Digital Financial Inclusion and Economic Growth: The Moderating Role of Institutions in SADC Countries

International Journal of Financial Studies, Journal Year: 2025, Volume and Issue: 13(1), P. 4 - 4

Published: Jan. 4, 2025

The purpose of this research is to examine the relationship between digital financial inclusion and economic growth in SADC countries, while exploring crucial moderating role institutions. (DFI) institutional quality indices were constructed via Principal Component Analysis (PCA) overcome issue multicollinearity. Using annual data from 2010 2023 employing system GMM technique, findings study have persuasively supported existence a positive which signals that DFI vital for boosting growth. interaction term index also suggests relationship, highlighting need establishment robust institutions sound macroeconomic policies ensure regional bloc. On policy front, indicate efforts expand countries should be complemented by reforms aimed at improving governance, regulatory frameworks, rule law, legal protections. More specifically, focus on strengthening governance frameworks transparency, security, effective management services. Improving protections, particularly around security consumer rights, building trust finance. Policymakers prioritize expanding infrastructure, especially underserved areas, addressing issues like limited technology access literacy. Furthermore, fostering innovation fintech sector implementing inclusive targeting marginalized groups will help drive wider adoption By combining these with strengthening, can create conducive environment sustainable through enhanced inclusion.

Language: Английский

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