Exploring the Relationships Between Behavioural Biases and the Rational Behaviour of Australian Female Consumers

Behavioral Sciences, Journal Year: 2025, Volume and Issue: 15(1), P. 58 - 58

Published: Jan. 10, 2025

The paper aims to examine the relationships between behavioural biases (such as overconfidence and herding) rational behaviour of Australian female consumers when making financial decisions. In doing so, showcases illiteracy confronted with irregularities within markets. From a theoretical standpoint, study adopts notions adaptive market hypothesis (AMH) understand reasoning behind decisions rationally. Using quantitative approach, structural equation modelling (SEM) was conducted on proposed framework cleaned dataset 357 consumers, which revealed that significantly influence each stage decision-making More precisely, herding has significant positive relationship information search evaluation alternative stages However, negative demand identification Moreover, findings also showcase model closely fits data utilised, indicating do follow Additionally, education income levels positively decision-making. contend have risk-averse attitude (i.e., three key hypothetical scenarios) towards due presence illiteracy. Hence, it is strongly suggested institutions highlight calculative benefits returns from product purchases in advertising promotions way appeals consumer segments.

Language: Английский

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Enhancing Consumer Empowerment: Insights into the Role of Rationality When Making Financial Investment Decisions

Journal of risk and financial management, Journal Year: 2025, Volume and Issue: 18(2), P. 106 - 106

Published: Feb. 18, 2025

With an avalanche of market manipulations and unethical tactics in the Australian financial industry, empowerment levels female consumers when making investment decisions are highly questionable. Through theoretical lens a utilitarian perspective, often built on pillars trust, security, assurance, which allow to make rationally gain these decisions. However, due widespread prevailing markets, role rationality its influence consumer remain understudied. Based this context, paper uncovers association between how each stage rational decision-making (RDM) (i.e., demand identification, information search, evaluation alternatives) influences power resistance influence) In doing so, study employs quantitative approach, whereby proposed conceptual framework is tested among 357 understand their presence heightened situations manipulation industry. The results show that search has significant positive relationship with Additionally, findings suggest should not only rely individual-based sources but also have exposure network-based Lastly, it suggested government bodies, institutions, regulatory authorities implement literacy programs promote gender diversity across organisations encourage women’s Goal 5 (SDGs)—Achieve Gender Equality Empower all Women Girls).

Language: Английский

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Novel ayurveda management of central serous retinopathy (c.s.r.): an explorative case report

Multidisciplinary Science Journal, Journal Year: 2025, Volume and Issue: 7(8), P. 2025411 - 2025411

Published: Feb. 7, 2025

CSR is a retinal disorder that presents with the formation of fluid at subretinal level, indeed bringing about vision impairment. It has some relation to hormonal and imbalances due stress, especially in subjects carrying high-stress profiles. Conventional treatments involving laser therapy or anti-VEGF injections only aim treating symptoms rather than preventing recurrence. Maybe management can also emerge from Ayurveda body system balancing approach inherent within it. This case study aims report an attempt under Ayurvedic for effective treatment dosific balance systemic retention care other stress factors. was given 45-year-old female who having no response one year conventional CSR. She combination Gokshuradi Guggulu Punarnavashtaka Kwatha. Simultaneously, Brahmi Vati Avipattikar Churna were decrease levels, inflammation, stress. OCT follow-up during ocular examination. During baseline assessment, significant macular edema noticed, reduced visual acuity 6/18 present affected eye. With intervention lasted three months, scan revealed thickness, normalization balance, 6/6, near improvement N10 N6 relapse up 1.5 years. CSR, using Pitta management, decreased accumulation, restored vision, establish as primary adjunct chronic disorders like retina. points necessity including holistic approaches further studies validation these results.

Language: Английский

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When unethical practices harm relationship outcomes: testing the influence of consumer-perceived unethical behaviour on trust and satisfaction in the banking sector

International Journal of Bank Marketing, Journal Year: 2024, Volume and Issue: 42(6), P. 1178 - 1211

Published: July 18, 2024

Purpose The study has two objectives: (1) expand our knowledge of the relationship between unethical behaviour and both trust satisfaction (2) demonstrate that research should be examined multi-dimensionally. Design/methodology/approach Data were collected by resorting to a mixed methods approach. First, individual interviews performed with 31 bank consumers from six main commercial banks in Bukavu city Democratic Republic Congo. Interview notes submitted for content analysis identify items components underpin practices construct. Second, quantitative survey was conducted 410 same banks. An aggregated-disaggregated structural equations modelling approach used test impact on outcomes through studies. Study 1 tested model links as one-dimensional construct satisfaction. 2 directly connects four specific Findings Results reveal perceived negatively influences consumer trust. also confirm positively customer unresponsive, disrespect lying behaviours influence Banks which are involving those can neither satisfy their consumers, nor maintain sustainable profitable them. Therefore, harm relationships banking sector. Research limitations/implications scale derives single data set its reliability validity need improved. Relationships constructs more direct way ignore moderating variables. Perceived is connected outcome variables while firms’ metrics have been ignored. Practical implications understand customers’ perception find overcome recruit, motivate retain employees who an ethical inclination service encounter create structures mechanisms order monitor manage practices. Social employees' not only damage reputation but lead frustration part customers institution. Our paper warning this danger might improve social interactions organisations (in general) customers. Originality/value Unethical measured four-component contrast previous studies bi-dimensional or scales. tests disaggregated analysed perspective strategy.

Language: Английский

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Financial Literacy and Financial Well-Being in Rural Households in Ghana: The Role of Financial Information Consumption

Sustainability, Journal Year: 2024, Volume and Issue: 16(19), P. 8380 - 8380

Published: Sept. 26, 2024

While financial literacy is crucial in improving the population’s well-being, its effectiveness can be enhanced by exposure to information. This paper investigates nexus between literacy, information consumption, and well-being rural Ghana, framed within perspectives of prospect theory resource dependency theory. The study employed cross-sectional data from a survey 663 households using simple random cluster sampling with reflective-reflective constructs. were analysed partial least squares structural equation modelling. findings reveal that consumption significantly enhance among Ghana. Financial also promotes consumption. Notably, literacy’s impact on stronger when mediated These underscore importance access uplift areas. Moreover, highlights education as it plays mediating role; recipients experience more substantial impact. Such emphasise acquiring knowledge effectively processing achieve prosperity, particularly should motivate individuals, especially those areas, process successfully rather than merely attain prosperity.

Language: Английский

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