Sustainable Value Chain for Sustainable Lending of State-Owned Banks in Indonesia
Sustainability,
Journal Year:
2024,
Volume and Issue:
16(12), P. 4940 - 4940
Published: June 8, 2024
Banks
have
enormous
potential
to
support
the
achievement
of
sustainable
development
goals
(SDGs)
in
accordance
with
their
function
as
financial
intermediaries
through
lending.
However,
average
national
financing
growth
for
business
activity
category
over
past
four
years
is
still
12%.
The
aim
this
research
identify
conditions
lending
at
state-owned
conventional
banks
and
analyze
influence
value
chain,
economic
performance,
ESG
performance
on
was
conducted
commercial
Indonesia.
utilized
structural
equation
modeling
(SEM).
SEM
results
study
describe
(environmental,
social,
governance),
direct
positive
influences
lending,
which
has
biggest
influence.
As
per
each
individual
aspect,
social
orientation
makes
contribution
toward
Language: Английский
Cultural Clash: Investigating How Entrepreneural Characteristics and Culture Diffusion affect International Interns’ Competency
Aptisi Transactions On Technopreneurship (ATT),
Journal Year:
2024,
Volume and Issue:
6(2), P. 182 - 198
Published: July 15, 2024
The
world
today
is
highly
interconnected.
To
address
the
manpower
shortage
in
Japan
and
surplus
Indonesia
30
years
ago,
both
countries
developed
an
internship
program,
"Ginou
Jisshu."
During
internship,
participants
with
Indonesian
culture-based
individual
characteristics
are
exposed
to
Japanese
work
culture.
This
study
aimed
investigate
how
interns'
their
assimilation
of
culture
improve
competency
competitiveness,
considering
self-efficacy
as
a
moderating
factor.
Using
quantitative
research
method,
data
from
400
alumni
across
38
provinces
were
collected
through
Google
Form
questionnaires
analyzed
using
PLS-SEM.
Out
10
proposed
hypotheses,
all
direct
effect
hypotheses
accepted,
3
moderation
while
2
rejected.
introduces
novel
paradigm
where
any
positive
effect,
regardless
statistical
significance,
considered
beneficial.
It
suggests
that
resolving
issues,
even
minor
ones,
can
amplify
effects
mitigate
negative
effects.
findings
reveal
positively
affect
further
enhances
competitiveness.
Self-efficacy
strengthens
impact
on
competency,
well
However,
it
weakens
Language: Английский
Business Model and Strategy for Sustainable Lending of State-Owned Banks in Indonesia
Published: July 10, 2024
Currently,
banks
are
facing
challenges
in
fulfilling
the
interests
of
stakeholders,
not
only
from
economic
point
view
but
also
environmental,
social,
and
governance
(ESG)
aspects.
This
is
due
to
increasing
concern
for
sustainability
issues,
including
lending
activities.
Lending
activities
constitute
largest
portion
bank
assets
contributor
revenues.
Thus,
need
certain
business
models
strategies
encourage
sustainable
growth.
study
aimed
build
a
model
selection
state-owned
In-donesia
using
value
chain
approach.
The
development
utilized
triple
layer
canvas
(TLBMC)
based
on
results
previous
re-search
reports
data
three
banks.
Formulation
strat-egy
as
key
drivers
drive
analytical
hierarchy
pro-cess
(AHP)
expert
respondent
collected
through
questionnaires.
showed
that
distribution
at
Indonesia,
which
was
built
TLBMC
framework,
can
realize
goals
form
model.
Furthermore,
this
be
used
basis
selecting
strategies.
In
addition,
AHP
obtained
alternative
green
loan
micro,
small
medium
enterprises
(MSME)
market
penetration
Language: Английский
Business Model and Strategy for Sustainable Lending of State-Owned Banks in Indonesia
Journal of risk and financial management,
Journal Year:
2024,
Volume and Issue:
17(9), P. 386 - 386
Published: Sept. 1, 2024
Currently,
banks
are
facing
challenges
in
fulfilling
the
interests
of
stakeholders,
not
only
from
an
economic
point
view,
but
also
terms
environmental,
social,
and
governance
(ESG)
aspects.
This
is
due
to
increasing
concern
for
sustainability
issues,
including
lending
activities.
Lending
activities
constitute
largest
portion
bank
assets
contributor
revenues.
Thus,
need
certain
business
models
strategies
encourage
sustainable
growth;
otherwise,
it
will
be
difficult
fulfill
stakeholder’s
support
development
goals.
study
aimed
build
a
model
select
state-owned
Indonesia
using
value
chain
approach.
The
utilizing
triple-layer
canvas
(TLBMC)
based
on
results
previous
research
report
data
three
banks.
formulation
strategy
selection
as
key
driver
utilized
analytical
hierarchy
process
(AHP)
expert
respondent
collected
through
questionnaires.
showed
that
distribution
at
Indonesia,
which
was
built
TLBMC
framework,
can
realize
goals
form
model.
Furthermore,
this
used
basis
selecting
strategies.
In
addition,
AHP
yielded
alternative
market
penetration
green
loans
micro,
small,
medium
enterprises
(MSMEs)
drivers
growth.
Language: Английский