A systematic review on information security policies in the USA banking system and global banking: Risks, rewards, and future trends DOI Open Access

Md Wali Ullah,

M. Afshar Alam, Tanzina Sultana

et al.

Edelweiss Applied Science and Technology, Journal Year: 2024, Volume and Issue: 8(6), P. 8437 - 8453

Published: Dec. 21, 2024

This study aims to examine the current state of information security policies and practices in United States banking sector while drawing comparisons global systems. The research specifically addresses risks, benefits, future trends, providing insights for strengthening frameworks worldwide. adopts a qualitative approach, utilizing secondary data sources, including scholarly journals, articles, televised news, online platforms. A systematic review was conducted using databases such as Science Direct, Scopus, Web Science, PubMed, DOAJ, Google Scholar alignment with PRISMA 2020 guidelines. incorporated specific keyword phrases identify relevant literature, additional exclusion criteria applied eliminate incomplete, inconsistent, or non-English publications. final included 125 papers 20 reports. findings highlight that U.S. faces dynamic landscape cybersecurity phishing attacks, ransomware, regulatory non-compliance, insider threats. Despite these robust offer significant rewards, improved customer trust, fraud detection through AI machine learning, financial stability. underscores U.S., particularly like Gramm-Leach-Bliley Act collaboration initiatives CISA FS-ISAC, which enhance preparedness against emerging cyber Comparative analysis systems revealed key challenges, evolving threat landscape, compliance international privacy standards, need cross-border cooperation. While system demonstrates strong foundation, identifies areas requiring improvement, proactive employee training, adoption advanced technologies, study's implications emphasize risk management continual innovation address Recommendations include implementing multi-factor authentication, leveraging blockchain prioritizing awareness programs employees. However, limitations reliance on data, may omit recent developments, focus context, limiting generalizability. Future should incorporate primary collection expand scope quantitative analyses investments outcomes. provides policymakers, regulators, industry stakeholders actionable bolster resilience adapt rapidly landscape.

Language: Английский

Exploring the prospective influence of artificial intelligence on the health sector in Bangladesh: a study on awareness, perception and adoption DOI
Mohammad Rakibul Islam Bhuiyan, Taha Husain, Md. Saiful Islam

et al.

Health Education, Journal Year: 2025, Volume and Issue: unknown

Published: Feb. 20, 2025

Purpose The study aims to assess the awareness, perception and adoption of artificial intelligence (AI) in Bangladesh’s healthcare sector. Design/methodology/approach This utilizes a quantitative methodology. A survey with structured questionnaire was conducted sample 399 professionals public members through stratified random sampling. Descriptive statistics summarized participant demographics, while inferential statistical techniques, including regression analysis, examined relationships between AI readiness adoption. Findings Using conceptual framework, explored factors influencing measurement model confirmed reliability validity, strong factor loadings discriminant validity. Structural analysis revealed that social media influence (SMI) technological awareness (TA) significantly enhanced for (RAI) (path coefficients: 0.354 0.162, respectively). Perceived risk (PR) had weaker positive effect (0.123), perceived susceptibility (PS) personal innovativeness (PI) were insignificant. Mediation showed RAI mediated effects TA PR on adaptation (AAI). Research limitations/implications suggests policymakers develop robust regulatory frameworks address privacy concerns, enhance trust implement educational initiatives improve literacy among stakeholders Bangladesh. Originality/value offers insights into It addresses gaps perceptions public, contributing limited research this context.

Language: Английский

Citations

1
Examining the Role of Artificial Intelligence in Cyber Security (CS): A Systematic Review for Preventing Prospective Solutions in Financial Transactions DOI Creative Commons

Mahfujur Rahman Faraji,

Fisan Shikder,

Md. Hasibul Hasan

et al.

International Journal of Religion, Journal Year: 2024, Volume and Issue: 5(10), P. 4766 - 4782

Published: July 26, 2024

Artificial intelligence (AI) is a powerful technology that helps cybersecurity teams automate repetitive tasks, accelerate threat detection and response, improve the accuracy of their actions to strengthen security posture against various issues cyberattacks. This objective focuses on analysing how AI-based cyber (CS) solutions performance in financial transactions banking sectors. It also aims identify latest advancements AI-driven CS) research enhance operational efficiency sector. article presents systematic literature review detailed analysis AI use cases for transactions. The resulted 800 studies, which 225 articles remain. paper will provide readers with comprehensive overview potential identifies future opportunities examining application areas, advanced methods, data representation, development new infrastructures successful adoption might increase systems’ by increasing defence approaches machine learning deep learning, fraud detection, this makes sure secure safe transaction. study make safer security. highlights vital role evaluation continuous adaptation AI. In near future, topic should focus more collaboration among AI, security, system developers better secured outcomes.

Language: Английский

Citations

5
Industry Readiness and Adaptation of Fourth Industrial Revolution: Applying the Extended TOE Framework DOI Creative Commons
Mohammad Rakibul Islam Bhuiyan

Human Behavior and Emerging Technologies, Journal Year: 2024, Volume and Issue: 2024(1)

Published: Jan. 1, 2024

The research aspired to determine the effecting determinants of implementation Fourth Industrial Revolution (4IR) technologies in manufacturing industry, examining how 4IR readiness (R) acts as a mediator facilitate process adaptation (ADP) Bangladesh. Employing extended technology–organization–environment (TOE) framework, method integrated both quantitative approaches and structured surveys using random sampling explore specific that influence adoption technologies. A total 500 organizations were approached with an online questionnaire, yielding 370 completed responses, response rate 74%. After ensuring reliability validity findings, structural equation model was analyzed SmartPLS 4.0 SPSS 29 modeling (SEM). statistically significant positive correlation observed among technology (TR), government support (GS), innovation decision‐making (TIDM) on R, well R ADP based findings. Practical implications discussed focus strategic recommendations for policymakers industry leaders enhance supportive infrastructure necessary integration. To extend flexibility sector anticipation 4IR, must urgently contemplate expansion aid formation expert consulting groups. originality this study applied its TOE framework context developing country, specifically targeting factors technological Unlike traditional models solely adoption, integrates organizational environmental factors, offering comprehensive view R. findings highlighted correlations between governmental support, processes innovation, which distinguish by developmental economic conditions economy like

Language: Английский

Citations

5
Understanding the Financial Transaction Security through Blockchain and Machine Learning for Fraud Detection in Data Privacy and Security DOI

Seaam Bin Masud,

Md. Masud Rana,

Hossain Jaman Sohag

et al.

SSRN Electronic Journal, Journal Year: 2025, Volume and Issue: unknown

Published: Jan. 1, 2025

Language: Английский

Citations

0
What Factors Influence the Increasing Dependency on Mobile Banking in Bangladesh? A Quantitative Study in Bangladesh DOI Creative Commons

Md. Deluar Hossen

International Journal of Religion, Journal Year: 2024, Volume and Issue: 5(11), P. 4821 - 4837

Published: July 30, 2024

Mobile Banking has expanded in Bangladesh at a rapid pace for the last two decades Bangladesh. service providers have introduced this magical financial innovation. It’s significant to understand what factors may motivate individuals use online banking The study aims identify influential of growing M-banking A quantitative based on survey was adopted with 200 mobile users selected as participants study. Participants think wide variety m-banking features easy access and plays role surging system. covid-19 pandemic also increased people's dependency m-banking. Apart from that, authorities no direct contact its customers. Safety, large amount money transactions, deposit profit limit reduced charges are all that would attract more customers coming days. Banks can presently provide managing an account administration country unbanked populaces through portable phones. Around 54% respondents opinioned framework is less exorbitant timesaving 63% felt believe benefit. 83% consider it simpler get to, but benefit isn't accessible interbred well nonattendance administrative system lead cash washing exercises.

Language: Английский

Citations

1
Green Entrepreneurship and Digital Transformation for Sustainable Development DOI

Maimuna Khatun,

Rashed Hossain, Mohammad Rakibul Islam Bhuiyan

et al.

Advances in logistics, operations, and management science book series, Journal Year: 2024, Volume and Issue: unknown, P. 153 - 180

Published: Dec. 10, 2024

The book chapter discusses the use of digitalization in climate management as a foundation for enhancing effectiveness environmentally-oriented entrepreneurship. Green Entrepreneurship through Digital Transformation emphasizes ecologically friendly business practices and increases sustainable development. This is to assess effect implementation digital technologies on entrepreneurial activities. objective examines connection between transformation green entrepreneurship promoting environmental sustainability economic growth. discussions support idea that significantly improves arbitrates link rural revitalization changes. encompasses opportunities challenges entrepreneurship, which contributes growth Therefore, have impacted relationships this chapter.

Language: Английский

Citations

1
A systematic review on information security policies in the USA banking system and global banking: Risks, rewards, and future trends DOI Open Access

Md Wali Ullah,

M. Afshar Alam, Tanzina Sultana

et al.

Edelweiss Applied Science and Technology, Journal Year: 2024, Volume and Issue: 8(6), P. 8437 - 8453

Published: Dec. 21, 2024

This study aims to examine the current state of information security policies and practices in United States banking sector while drawing comparisons global systems. The research specifically addresses risks, benefits, future trends, providing insights for strengthening frameworks worldwide. adopts a qualitative approach, utilizing secondary data sources, including scholarly journals, articles, televised news, online platforms. A systematic review was conducted using databases such as Science Direct, Scopus, Web Science, PubMed, DOAJ, Google Scholar alignment with PRISMA 2020 guidelines. incorporated specific keyword phrases identify relevant literature, additional exclusion criteria applied eliminate incomplete, inconsistent, or non-English publications. final included 125 papers 20 reports. findings highlight that U.S. faces dynamic landscape cybersecurity phishing attacks, ransomware, regulatory non-compliance, insider threats. Despite these robust offer significant rewards, improved customer trust, fraud detection through AI machine learning, financial stability. underscores U.S., particularly like Gramm-Leach-Bliley Act collaboration initiatives CISA FS-ISAC, which enhance preparedness against emerging cyber Comparative analysis systems revealed key challenges, evolving threat landscape, compliance international privacy standards, need cross-border cooperation. While system demonstrates strong foundation, identifies areas requiring improvement, proactive employee training, adoption advanced technologies, study's implications emphasize risk management continual innovation address Recommendations include implementing multi-factor authentication, leveraging blockchain prioritizing awareness programs employees. However, limitations reliance on data, may omit recent developments, focus context, limiting generalizability. Future should incorporate primary collection expand scope quantitative analyses investments outcomes. provides policymakers, regulators, industry stakeholders actionable bolster resilience adapt rapidly landscape.

Language: Английский

Citations

0