Published: Jan. 1, 2024
Language: Английский
International Journal of Science and Research Archive, Journal Year: 2024, Volume and Issue: 11(1), P. 1959 - 1967
Published: Feb. 18, 2024
The dynamic landscape of financial technology (Fintech) introduces a myriad challenges and opportunities, with human factors playing pivotal role in shaping the cybersecurity ecosystem within this domain. This review explores intricate relationship between context Fintech, aiming to navigate evolving landscape. In realm where fusion finance is reshaping traditional banking investment practices, understanding behavior becomes paramount. Human encompass spectrum elements, including cognitive abilities, decision-making processes, user behaviors, all which significantly impact effectiveness measures. paper delves into nuances these their implications for securing transactions sensitive data Fintech platforms. One key aspect interface design. Intuitive user-friendly interfaces enhance security by minimizing errors fostering secure experience. Conversely, poorly designed can inadvertently contribute vulnerabilities. intersection experience design protocols, strike balance that promotes both usability security. Moreover, study investigates psychological aspects awareness education sector. As increasingly migrate digital platforms, users' potential cyber threats critical line defense. Analyzing training programs campaigns, strategies consciousness among users. research illuminates symbiotic By comprehensively addressing elements design, awareness, aims provide insights development robust frameworks tailored needs
Language: Английский
Citations
29
International Journal of Science and Research Archive, Journal Year: 2024, Volume and Issue: 11(1), P. 1968 - 1983
Published: Feb. 18, 2024
In an era where the digital transformation of financial sector has become both a boon and battleground, this paper delves into intricate dynamics cybersecurity within data storage. With relentless advancement technology concomitant rise in cyber threats, safeguarding emerges as paramount concern. This study sets out with aim to dissect current challenges, scrutinize effectiveness existing protective measures, explore potential emerging technologies fortifying against incursions. Employing qualitative analysis that draws upon wide array scholarly contributions, meticulously evaluates landscape regulatory frameworks, transformative impact technological innovations like artificial intelligence on security. The findings reveal significant gap between sophistication threats underscoring urgent need for institutions adopt more robust advanced defensive strategies. further highlights critical role bodies shaping resilient framework not only addresses vulnerabilities but is also adaptable future challenges. Conclusively, advocates collaborative approach towards cybersecurity, emphasizing synergy institutions, firms, agencies crafting secure ecosystem. Recommendations include adoption cutting-edge technologies, formulation dynamic policies, fostering culture continuous learning adaptation threats. comprehensive exploration aims serve beacon stakeholders sector, guiding them trustworthy future.
Language: Английский
Citations
17
International Journal of Science and Research Archive, Journal Year: 2024, Volume and Issue: 11(1), P. 2477 - 2486
Published: Feb. 28, 2024
The economic landscape of Africa is evolving rapidly, and the role Small Medium Enterprises (SMEs) increasingly recognized as a key driver sustainable development. This review explores potential leveraging Financial Technology (FinTech), Artificial Intelligence (AI), Cybersecurity to accelerate SME growth in African context, ultimately contributing prosperity. In recent years, FinTech has gained prominence for its ability revolutionize financial services. By facilitating seamless transactions, enhancing access capital, streamlining processes, presents significant opportunity SMEs overcome traditional barriers growth. integration AI technologies further amplifies this potential, enabling harness data-driven insights informed decision-making, operational efficiency, personalized customer experiences. However, adoption sector necessitates robust cybersecurity measures. As digital transformation accelerates, risk cyber threats becomes more pronounced. Addressing these challenges requires strategic approach cybersecurity, encompassing data protection, threat intelligence, resilient infrastructure. underscores importance holistic approach, wherein synergy between FinTech, AI, catalyst Policymakers, institutions, technology providers must collaborate create an environment that fosters innovation, supports literacy, ensures security ecosystems. embracing technological trifecta, can navigate complexities modern business landscape, foster contribute significantly job creation positions itself on global stage, utilization emerges pivotal unlocking full propelling continent toward sustained
Language: Английский
Citations
11
Journal of Information Security, Journal Year: 2024, Volume and Issue: 15(02), P. 63 - 86
Published: Jan. 1, 2024
In today’s era, where mobile devices have become an integral part of our daily lives, ensuring the security applications has increasingly crucial. Mobile penetration testing, a specialized subfield within realm cybersecurity, plays vital role in safeguarding ecosystems against ever-evolving landscape threats. The ubiquity made them prime target for cybercriminals, and data functionality accessed through make valuable assets to protect. testing is designed identify vulnerabilities, weaknesses, potential exploits themselves. Unlike traditional which often focuses on network server security, zeroes unique challenges posed by platforms. field essential tool Cybersecurity specialists’ toolkit protect from emerging This article introduces emphasizing its significance, including comprehensive learning labs Android iOS platforms, highlighting how it distinctly differs methodologies.
Language: Английский
Citations
5
Computer Science & IT Research Journal, Journal Year: 2024, Volume and Issue: 5(4), P. 903 - 925
Published: April 17, 2024
In the digital epoch, where financial sector stands as cornerstone of global economic stability, escalating sophistication cyber threats poses an unprecedented challenge. This scholarly pursuit aimed to dissect intricate web cybersecurity within domain, elucidating evolving threat landscape, scrutinizing efficacy existing frameworks, and delineating strategic pathways for fortification against adversaries. Anchored in a qualitative methodology, study embarked on systematic literature review, meticulously sifting through contemporary academic discourse unveil nuances challenges besieging institutions. The scope this inquiry spanned assessment regulatory landscapes, exploration technological innovations cybersecurity, critical examination human factors influencing efficacy. findings illuminate stark reality—the though foundational, are increasingly inadequate face sophisticated threats. advocates paradigmatic shift towards more adaptable, robust, technology-driven underscored by imperative agility international collaboration. Conclusively, paper posits that future hinges tripartite alliance among institutions, bodies, technology providers, urging unified front navigate tempest. Recommendations call integrated approach marries compliance with cutting-edge solutions, fostering ecosystem is both resilient responsive zeitgeist. endeavor not only contributes but also serves beacon policymakers, practitioners, stakeholders charting secure course frontier. Keywords: Cybersecurity, Financial Sector, Systematic Literature Review, Regulatory Compliance, Technological Innovation, Strategic Recommendations.
Language: Английский
Citations
5
Iraqi Journal for Computer Science and Mathematics, Journal Year: 2024, Volume and Issue: 5(3)
Published: Jan. 6, 2024
The fourth industrial revolution has seen the evolution and wide adoption of game-changing disruptive innovation, "financial technologies (FinTech), around globe. However, security FinTech systems networks remains critical. This research paper comprehensively reviews cybersecurity issues their mitigation measures in FinTech. Four independent researchers reviewed relevant literature from IEEE Xplore, ScienceDirect, Taylor & Francis, Emerald Insight, Springer, SAGE, WILEY, Hindawi, MDPI, ACM, Google Scholar. key findings analysis identified privacy issues, data breaches, malware attacks, hacking, insider threats, identity theft, social engineering distributed denial-of-service cryptojacking, supply chain advanced persistent zero-day salami man-in-the-middle SQL injection, brute-force attacks as some significant experienced by industry. review also suggested authentication access control mechanisms, cryptography, regulatory compliance, intrusion detection prevention systems, regular backup, basic training, big analytics, use artificial intelligence machine learning, sandboxes, cloud computing technologies, blockchain fraud for issues. tackling will be paramount if is to realize its full potential. Ultimately, this help develop robust mechanisms achieve sustainable financial inclusion.
Language: Английский
Citations
5
SSRN Electronic Journal, Journal Year: 2025, Volume and Issue: unknown
Published: Jan. 1, 2025
Language: Английский
Citations
0
Emerald Publishing Limited eBooks, Journal Year: 2025, Volume and Issue: unknown, P. 245 - 264
Published: March 10, 2025
Language: Английский
Citations
0
Journal of Organizational and End User Computing, Journal Year: 2024, Volume and Issue: 36(1), P. 1 - 36
Published: Aug. 30, 2024
Although cryptocurrencies are not yet widely used as a method of payment in retail and commercial transactions, they attracting growing level interest. However, if to attract mass adoption for settlement, will need have merchant consumer trust. This paper examines the factors which contribute development trust, whether perception trust varies between cultures (Arab non-Arab). To explore this, study analysed, using multigroup partial least squares analysis, 729 survey responses. The analysis examined impact four on perceived cryptocurrency payments, found that information confidentiality, identifiability traceability all significant effect, while perceptions fraud vulnerability had very little impact. There were also clear socio-cultural effects. research offers insights into dynamics essential acceptance crypto-payment-services highlights importance culture perspectives.
Language: Английский
Citations
3
E3S Web of Conferences, Journal Year: 2024, Volume and Issue: 538, P. 02033 - 02033
Published: Jan. 1, 2024
Interdisciplinary connections in teaching play an important role increasing the level of practical and scientific-theoretical training students, essential feature which is students’ mastery generalized nature cognitive activity. The implementation interdisciplinary helps students develop a holistic understanding natural phenomena relationship between them therefore makes knowledge more meaningful applicable.
Language: Английский
Citations
0